What can I say? You are looking at the best month in the Aspiring Blogger household in a long time. Our net worth increased more than this in February – but that was due to a $10k check from Mrs AB’s family as a “you’re awesome for going back to school”. This is the biggest net worth increase we’ve EVER had (since I started tracking in August 2009) which is awesome!!!! After having several mediocre months it’s awesome and refreshing to have this great month. Read on to find out all the details!
Cash – +$600 – We happened to be over near our credit union a few weeks ago so we took advantage of that opportunity to get some cash out – as during the month we’d run very low. Paying the lawn guy in cash plus a few other miscellaneous cash expenses ended up depleting our cash stash quicker than expected! Hopefully this additional money will last us a little while.
Cash Savings – +$3,833 – Yowza – this is a nice increase! While Mrs AB’s income decreased during the month (As you’ll see in the Income and Expenses update coming soon), I received my annual bonus – which was just a hair over $5k – not bad!
Emergency Fund – +$0 – No change here.
Taxable Investments – +$0 – We’re still planning on putting this money to work – we just haven’t sat down and actually gone through it and pulled the trigger!
Roth IRA – +$3,343 – I told you last month that this category would bounce back – and I was right! About $900ish of this increase was contributions, so approximately $2.4k was market gains – very nice!
401(k) – +$2,689 – Another nice increase mostly related to the market. The more money we have in the market the bigger the swings get month to month – which is definitely a good thing (when it’s a good month!).
Auto Value – -$89 – Another small decrease here – so nothing to complain about. I think next month I’ll be adjusting Mrs AB’s car value down to 80% (from its current 90%) due to the bumper issue – but we’ll see.
Home Value – +$0 – Just the price we paid – no change here.
Credit Card – –$3,329 – WOWOWOWOW!!! A great month for the credit cards! We’re not back to pre-move spending levels, but we’re getting much closer. At this point – I’ll take what I can get!
Mortgage – -$1,126 – Another nice big payment on our mortgage – I really enjoy seeing this number go down month after month!
Other – +$483 – We just got our property tax bill in the mail, and it’s very close to the amount I’m setting aside each month for it – so that’s the good news. The bad news will come when I actually have to write the check! Writing $6k checks is never fun. 🙂
So, that’s the story of our best month ever! Yes, we had a great month with the market and our retirement accounts. Yes, we got lucky that my bonus check hit this month. Yes there are a lot of other factors – but that doesn’t take away from the fact that we had an AWESOME month and our net worth increased over $14k!!! Back at the beginning of the year I had a goal to increase our net worth to over $250k by the end of 2013. Mrs AB was skeptical that it could be accomplished, but here we are – with 3 months left in the year, and we’re already over $6k over the goal!
So, how was your September? Are you where you hoped you’d be or thought you’d be 9 months into the year? If not, what are you going to do in the last quarter to get back on track? Let me know in the comments! As always, thanks for stopping by!
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