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The company I work for operates on a fiscal year that’s out of sync with the traditional Jan-Dec calendar year. Because of this all of the budgeting, performance discussions, raises, etc happen on a much different schedule from other companies. Most companies that operate on a January – December fiscal year hand out any bonuses they’re going to pay sometime in March, (typically March 15th) once all the accounts are settled from the previous year. Of course, some companies pay out around Christmas or the beginning of the new year, but most bonuses are paid in the January to March timeframe, with the heaviest concentration paid in March.
The company I work for starts their new fiscal year July 1 and just paid bonuses on October 2. While I just received my bonus a couple of weeks ago, I’ve known the amount since the end of June – which is a freakin’ long time to know you’re going to get a bunch of money and have to wait for it! So, I bet you’re all wondering how much my bonus was… aren’t you?? Well, this year I received a $3,500 bonus for my hard work. After taxes, 401(k) contribution, and other deductions, they deposited $2,269.75 in my bank account… WOOOHOOO!!!! I won’t go into how many 50 and 60+ hour weeks I put in, how many nights I spent away from my wife, and how much bullshit office politics I had to put up with to get this bonus, but I will tell you what I plan on doing with this money!
Earlier this year I received a smaller bonus as part of a horrible project I was part of, and my wife and I decided at that point that any bonus money I received would go into my business account. I have a business checking account to pay for any expenses related to any of my online endeavors to become financially independent. The first bonus paid for almost all of my new MacBook Air (which I’m typing on right now – of course :)), and so now it’ll be nice to fill the account back up for some future expenses I’m expecting. Currently, most of these expenses are webhosting, domain renewal, and other small expenses. As I figure out what I want my online presence to look like, I know I’ll have some additional expenses like:
- Logo creation – I’ve made a passable logo (in my opinion) for this site, but I would like something a little more professional down the road. Maybe I’ll set a goal that if I reach a certain readership goal I’ll get a fancy logo designed!
- Online tools – There are so many tools out there, from directory submission to niche site finders, I have several on my list right now that I’d like to pursue
- Virtual Assistant – This is down the road, but once I have a solid strategy in place I believe part of it will involve utilizing a VA (or 2 or 3) to help execute it
This bonus is definitely a step in the right direction towards financial independence, as long as I use it correctly. I tend to get “analysis paralysis” when it comes to money and don’t do anything with it. I can definitely see that happening, so that’s a big obstacle I’ll have to work to overcome. I just want to make sure I don’t waste this money, as it took a lot of effort to earn. I’ll keep you updated when I decide to put it to use!
Have you received a bonus recently, what did you do with it? Did you use it to help become financially or location independent? Do you wish you had done something different with it? Do you have any ideas on what I should do with it? Let me know!
Thanks for the check image