Aspiring Blogger – Personal Finance Carnival #8 – June 14, 2013


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

I can’t believe it, but we’re already up to the 8th one – so welcome to the June 14, 2013 edition of Aspiring Blogger – Personal Finance Carnival! The number of spam submissions have been increasing recently, so I’ve been spending more and more time going through to weed these out. On the flip side – I recently became part of a new carnival submission site, so I have a lot more HIGH QUALITY articles for you this week! We have 27 articles that came from various submissions and 1 that I added myself – WOW.

All of the authors have put a lot of effort into writing their articles, so please  take a few minutes and click through to read each one that interests you. If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!


Blog Friends

Arnel Ariate @ Money Soldiers writes Creating a Get Out of Debt Plan – No matter how far into debt you are, there is a way to find the light at the end of the tunnel. Find some discipline and watch your debt melt away.

This wasn’t a submitted post, but my friend Jon over at DadisLearning posted a great article about contentment and keeping things perspective. His article is There Must Be More To Life Than Having Everything and I would definitely check it out and let Jon know what you think.

Mr.CBB @ Canadian Budget Binder writes The Loss Of A Dog Euthanasia Costs and Dealing With Grief – When a pet is part of the family dealing with grief coupled with costs of euthanasia and other medical bills can cripple a budget if you are not prepared. Find out ways to deal with grief and prepare for costly veterinarian visits.


Michelle @ Making Sense of Cents writes Tips For Beginner Bloggers Part 1 – The Basics – I haven’t been blogging for a very long time, and this August will be two years. I’m not sure if that’s a long or short time in blog-land, but I’ll take it. I have definitely made a ton of mistakes (maybe I should make a post about all of the blog mistakes that I made) and I have learned a lot.

Jacob @ Cash Cow Couple writes Starting a Blog That Matters – Here is my comprehensive guide to starting a blog that matters. If you’re going to do it, do it right!

Matt @ Living in Financial Excellence writes Speeding Up Your WordPress Website by Removing Plugins – There is some risk associated with using free plugins. Since I’m such a cheapskate who doesn’t like to spend a lot of money on his website, I’ve accepted a lot of risk over the years by using LOTS of free plugins. And I got burned.


Charles Yeaman @ The Tortoise Banker writes 5 Lessons We’ve Learned From the Joneses – You see them. Across the street. At church. At dinner parties. Mr. and Mrs. Jones. Big diamond ring, brand new cars, huge house, high school kids both have BMWs. A part of you, if only for a moment gets the smallest feeling of envy before…ZAP! Your gut reminds you that the JONES family is probably living beyond their means, and may not have an ounce of savings to their name.

Early Retirement

Paul @ The Frugal Toad @ The Frugal Toad writes How to Access Retirement Funds Penalty Free – A common misunderstanding of individuals contemplating when to retire is that you can not access your retirement accounts until you are at least age 59 1/2. You may be surprised to learn that there are ways to withdraw funds from your retirement accounts before age 59 1/2 and avoid paying the 10% early withdrawal penalty.

Financial Freedom

Khaleef Crumbley @ Fat Guy, Skinny Wallet writes Paid Off Car Loan: We Are Making Progress In Our Battle Against Debt! – We paid off our car loan recently! Of course, there was drama associated with it, but it is taken care of now. Find out what’s next for us financially.

Grayson @ Debt Roundup writes How I Paid Off Over $50,000 Of Credit Card Debt – I struggled with credit card debt for years, but then I decided to make a change. It took me 4 years, but I was able to pay off my over $50,000 worth of credit card debt. Here is how I did it.

Financial Independence

Jon Rhodes presents How Rich People Think Differently From The Poor posted at Affiliate Help!, saying, “This article shows you many examples of how the rich and the poor think differently. These are all worth bearing in mind when making your own business and financial decisions.”


Lisa Jackson presents 30 Blogs with the Best Tips for Scoring Garage Sale Finds posted at Live-Out Nanny, saying, “When this time comes around each year, homeowners across the country take the opportunity to make a big push towards organization and cleanliness. One of the best ways to get rid of all that clutter after the big cleaning is to host a garage sale.”

Laura Anderson presents Talking Family Finances with David Bakke posted at eNannySource, saying, “Recently I had a chance to catch up with David Bakke, dad and personal finance blogger. David blogs about family finances and some of the biggest financial mistakes parents make. Here is a little of what he had to say.”

Jon and Krista Maroni presents How to Avoid Groupon Pitfalls posted at Responsible and Generous Living in Early Adulthood, saying, “Groupon and similar sites can take advantage of a consumer easily. Learn how to avoid their pitfalls and navigate through to make the deals work for you.”


Dividend Growth Investor @ Dividend Growth Investor writes Is the Dividend Craze Over? – I buy the stock in companies, which I believe will manage to increase earnings over time, and as a result they will be able to pay me a consistently higher dividend payment. The stock prices could fluctuate, but unless we get to see crazy valuations like the ones we saw in the early 2000s it makes little sense to sell them.

Cherry Liu presents 30 Blogs Featuring the Most Reliable Tips for Estate Shoppers posted at House Sitting Jobs, saying, “Real estate laws, taxes and investment options constantly change to reflect the state of the economy, which is why the smartest investors know stay ahead of the game.”

John Schmoll presents How to Invest in Stocks When You Do Not Know Where to Start posted at Frugal Rules, saying, “Investing in stocks, or anything in the market, can be overwhelming for many. The key to overcoming that fear is knowing where to start and educating yourself so that you can set up an investment portfolio that’ll help you grow your wealth and reach your long-term retirement goals.”

SB @ One Cent at a Time writes Planning for Retirement: Ideal Asset Allocation for your Age – Your age, or more specifically the number of years you have until you retire, is one of the main factors to consider when deciding how much you need to secure your future. This article talks about ideal retirement portfolio as per your age group.

MMD @ IRA vs 401k Central writes What are the 401k Withdrawal Rules for Getting My Money Back? – Before putting too much money into your employers retirement plan, it helps to understand the 401k withdrawal rules and when you’ll see your money again.

Irfan @ Everything About Investment writes Best Roth IRA Providers of 2013 – When selecting a Roth IRA account providers, individuals consider a lot of factors and expenses such as trading fees, transaction costs and commissions per equity trade. Here we have highlighted the best Roth Ira account providers of 2013 for you to choose from considering all the factors.

Location Independence

Jon @ Our Insurance Canada writes Scary Facts About Canadians Travelling Without Travel Medical Insurance – Vacations are a time of relaxation and leisure, a time when we all want to forget our problems and jump right into new sites, sounds, and experiences. However, if you’re like most Canadians getting ready to go abroad, you’re forgetting to pack one crucial thing – travel medical insurance.

Making Money Online

Adam @ Money Rebound writes Fun and Funky Ways to Make Extra Money – Most of us could use a little extra cash and work doesn’t always have to be boring. Take a look at these fun and funky ways to make some extra cash.

Gary @ Gajizmo writes Become A Freelance Writer – Becoming a freelancer in your retirement may be the best way for you to earn a side-income while vacationing anywhere in the world or working at your leisure. Learn how you can start your freelance business and the factors you should consider.

Personal Finance

Michael presents Which Canadian Free Chequing Bank Account Is For You? – DGI&R posted at Dividend Growth Investing & Retirement, saying, “A variety of ways to get a free chequing account in Canada. This article and its resources should have you saving bank fees in no time!”

Jon Haver @ Pay My Student Loans writes Best Student Loan Blogs – They’re all updated and current, they have official information from credible sources and most importantly they’re fun to read and keep up with. So, read along and view our best student loan blogs online today.

Jeremy @ My Financial Road writes Holy Red Wedding! – My own personal red wedding moment. Based on the Game of Thrones episode of the week. It was scary!

Matt Becker @ Mom and Dad Money writes Is a Coffee Habit Comparable to a Debt Habit? – Both coffee and debt allow you to borrow resources (energy/money) that you don’t naturally have available. I explore how these habits are similar, and how they can both be harmful or beneficial depending on how they’re used.

Small Business

Adam @ Money Bulldog writes The Biggest Companies in the World ~ Where did they begin? – The biggest companies in world all had to start somewhere. Find out where they began with this great infographic and we also talk about the attributes which led them to where they are today.


That’s all for edition number 8. I hope you enjoyed – let me know in the comments what you thought. If you haven’t checked out my crazy net income update from a few days ago, make sure you take a look – things have been pretty insane recently! Thanks for reading.

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my blog carnival index page.

{ 16 comments… read them below or add one }

Kyle | June 14, 2013 at 10:45 am

Nice list of entries AB – I have some good weekend reading to do now!

Reply June 14, 2013 at 11:51 am

Thanks Kyle – when are we going to see your name among the list of submissions????


Khaleef @ Fat Guy, Skinny Wallet June 14, 2013 at 1:03 pm

That stinks about the spam, but I guess that means the carnival is getting more popular 🙂

Thanks for including my post about us paying off our car loan!

Reply June 17, 2013 at 6:26 pm

Thanks Khaleef – yeah, it’s definitely a good problem to have…in a way! Thanks for the article, and congrats on paying off the car loan! Not having that car payment (even if it wasn’t a massive one) is an awesome feeling! Are you going to start saving for your next car now? It sounds like your current one has some issues. Thanks for stopping by!


Matt Becker June 14, 2013 at 3:45 pm

Thanks for the include. Have a great weekend!

Reply June 17, 2013 at 6:28 pm

No problem, Matt – thanks for submitting your article and for stopping by! I’m a coffee “addict” myself (although I can quit anytime I want)! I just found out about “cold brew” coffee and had my first couple of cups this weekend – wow, I’m in love. Have you tried it before? If not, I recommend you give it a go!


Martin June 19, 2013 at 7:50 pm

Nice list, good reading, although I didn’t have time yet to read it all.

Reply June 20, 2013 at 8:52 pm

Thanks Martin! I hope to see more from you in the future!!!


Martin June 20, 2013 at 8:53 pm

You bet. I was just at vacation last week and before busy to finish everything to be able to leave. But I am back in the rat race…

Reply June 23, 2013 at 9:33 pm

Did you go anywhere nice on vacation? Sorry you had to come back to the rat race – unfortunately no matter how long the vacation is – the rat race is always waiting when you return!


Martin June 24, 2013 at 12:18 am

We went to Disneyland. Everybody was excited, even me.

Adam @ Money Bulldog June 21, 2013 at 1:10 pm

Thanks for the mention AB, sorry for the late spot!

Reply June 23, 2013 at 9:35 pm

No problem Adam, thanks for the great article!


Krista June 24, 2013 at 5:31 pm

Thanks for including us! I’m sorry to be so late to the game, we were in Texas at conferences all week. Great group this time.

Reply June 24, 2013 at 8:45 pm

Anytime Krista, better late than never! Thanks for the great article. Where in Texas were you? I live in the DFW area, so I know it has been HOT HOT HOT around here!

Reply June 24, 2013 at 8:46 pm

Awesome! Glad you had a good time. I went to Universal Studios over Christmas with my family and we had a great time there too. I guess you’re never too old for some things!!!


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