Aspiring Blogger – Personal Finance Carnival #45


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 45th edition of the Aspiring Blogger – Personal Finance Carnival. I am amazed whenever I think of all the work that goes into the articles/posts that are submitted for each edition of this blog carnival. So many hours of work by each author just boiled down to a few words and a link. I hope you take the time to reward as many of these authors as possible by clicking through to see what they’ve spent their time writing!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Mr. Frenzy @ Frenzied Finances writes Gaming Gripes: How to Find Cheap Online or Video Games – Video games can cost a lot of money, and are often a much lower priority than other expenses. So how can you get your fix? Read here for information.

Lauren Bernardo @ Cheap Students writes Post Grad Transition – A post covering my personal transition from student to graduate and guidance for others.

Mr.CBB @ Canadian Budget Binder writes How we became mortgage free in 5 years – Becoming mortgage free is not an easy task so I won’t make it out to be something that it’s not. In fact many things have led to us becoming mortgage free in 5 years which I want to discuss with you today since many of you have emailed me.

Glen @ How to Save Money writes How to Save Money on Bills – How to save money on your family’s biggest expense – bills.

Mario @ Debt BLAG writes ‘What do I do with all this money’ -Peter, a reader case study, the high earner with debt – Today, I profile and offer advice to a reader named Peter who has a high income, but loads of student loans

debt debs @ DEBT DEBS writes Family Matters – How Does Your Family Treat Money and Debt? – How does your family treat money and debt?

Amy @ Money Mishaps writes Top 5 Tips to Extend your Retirement Savings – As the cost of living and inflation both skyrocket many people nearing retirement worry that their nest egg won’t be enough to see them through.

Lily @ Paying Debt Down writes Is Data Mining a fair way to set Insurance Rates? – With computer technology advancing by leaps and bounds, it is no surprise that insurance companies have started using sophisticated software to help them determine what rates to charge their customers.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Sam @ The New Business Blog writes Money Saving Tips for Small Businesses – Small start-ups must embrace a flexible approach and be constantly mindful of the balance between their outgoing expenses and the profits coming in.

Justin @ Edward Antrobus writes Staging – Will it really increase the selling price of your house? – If there iss one bit of advice that practically all real estate agents give to their clients it’s this; staging your home before showing it to buyers will increase its price.

Aaron @ Aaron Hung writes Traditional grocery stores heating up competition for Whole Foods – Citing competition in the natural and organic foods market from mainstream rivals like Walmart and Target, Whole Foods saw recently their largest one-day fall in the last five years recently, dropping almost 19%.

Monica @ Monica On Money writes When To Buy Your First Home – Thinking about purchasing a home? How much house can you afford? This is probably the first question to ask yourself when thinking about purchasing your first home.

Larry @ KrantCents writes What you can learn from the HENRYs! – What are HENRYs? They are High Earners Not Rich Yet (earn $100-250k annually).

Cat @ Budget Blonde writes New Orleans Pictures & Tips for a Great Staycation – Since many of you will be traveling to FinCon in New Orleans this year, I thought it would be fun to re-publish this post of yore that has some French Quarter pictures in it!

Danielle @ TeacHer Finance writes The Importance of Setting Goals for Single Women – Goal setting is no doubt important for all people, but for single women, especially single moms, it is even more important.

Justin @ iPlugin writes What’s on the board for Apple in 2014? – While they didn’t release any completely new products in 2013, Apple certainly did give the public a number of excellent upgrades.

Maria @ The Money Principle writes Personal Wealth versus Mental Health: working from home – Working from home and freelancing is the way of the economy today. How do wealth and mental health weigh in the balance?

Evan @ The Smaller Dollar writes Budget Friendly Movie Night! – Recently Ms. TSD and I combined quite a few budget friendly strategies to make for a wonderful date night that didn’t break the bank. We went to a double feature at a local drive-in movie theater! The experience was well worth the startling low hourly cost of entertainment.

Harry Campbell @ Your PF Pro writes How Much Would You Pay For an A/C Unit? – In my 27 years on this earth, I’ve never lived in a place with A/C. I’ve always been about 10-15 minutes from the beach so the ocean breeze has helped keep things cool. But it seems like over the past few summers here in Socal, it’s been getting hotter and hotter. I know the weather here is pretty mild most of the year but when it does get to a hundred like it has a few times this spring/summer, it can be pretty unbearable.

Gretchen @ Retired by 40! writes My Disagreement with Dave Ramsey – Part 2 – Baby Steps 3 & 4: Why they’re wrong and changes I would make.

Craig @ Smart Budgeting writes MAKE $200 DOLLARS IN 10 DAYS – How to super charge your emergency fund by utilizing bonus deposits when opening new bank accounts


Ted Jenkin @ Your Smart Money Moves writes The Roth 401(k) Conversion: Pros and Cons – Since the Pension Protection Act, Roth 401(k)’s are becoming more popular amongst investors through their employer sponsored retirement plan.

Lenny @ Best Money Saving Blog writes Financial Aid Tips for the Uninitiated – If you are the parent of a child in high school that is rapidly approaching college age, chances are that you have just been introduced to the numbers game that is financial aid.

Bob @ Dwindling Debt writes 4 Places You Should NOT Swipe Your Debit Card – When we hear about massive data breaches at credit report company Experian or a department store like Target, it becomes apparent that debit card problems are spiraling out of control.


Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.

Hadley @ Epic Finances writes 9 Proven Strategies to Eliminate Debt – One of the most stressful things that can happen to a person is falling prey to what I call the Debt Trap.

Marissa @ Thirty Six Months writes Stress Less: The 5 Least Stressful Jobs of 2014 – In today’s society, people are lead to believe that successful careers are stressful careers, but that is simply not true.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Mr. 4HWD @ The Four Hour Work Day writes How Entrepreneurship Can Help Beat Job-Related Blues – But what happens when an occasional case of the Mondays turns into something chronic? What do you do when those periods of feeling low on Monday morning turn into something way worse – like dreading going into work before Monday? When you start feeling anxious, worried, or stressed sometime on Sunday about having to return to your job on Monday, it’s time to make a serious change.


Harry Campbell @ Your PF Pro writes Americans Think Owning a Home is Better For Them Than it is – “One of my readers sent me this article last week, it was titled: Americans Think Owning a Home is Better For Them Than it is. As you guys know, I’m a huge proponent of using real estate to build wealth. Whether it’s your primary residence or a rental property, real estate should always be treated like an investment because it is. I was actually just on a podcast a few weeks ago talking about how real estate has had a huge impact on my net worth and how my rental property is now providing

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Danielle @ Saving Without a Budget writes How much is the drought in California affecting food prices? Unfortunately, quite a bit – The devastating and ongoing drought in California is causing food prices to rise quite quickly and, in the near future, that’s not likely to change.

Andrea @ So Over This writes Want to Learn How to Make an Extra $1,000 a Month? – The one commonality that the readers all seem to have in common is that they work from home, at least part-time


Jay @ Daily Fuel Economy Tip writes Routine Vehicle Maintenance Will Help with Gas Consumption – Many drivers do not realize how much extra fuel an automobile that is out of tune actually uses, something that wastes millions of dollars of gas every single day.

Matt @ Budget Snob writes Budgeting Tips to Help You Buy a New Car – For new car buyers, it is a common mistake to get caught up in the asking price while forgetting about the overall cost of car ownership.


Crystal @ Married (with Debt) writes How to Save Time and Gain Control of Your Finances – XL Your Finances – What are some of the ‘advanced’ features built into the xlyourfinances spreadsheet vs. an ordinary spreadsheet? I have listed some of those features below.

Wayne @ Young Family Finance writes Dining Out, Dining Cheap: Ways to Lower Your Dining Out Budget – Eating out can be expensive, but not if you do it with your money in mind! Here are some ways you can lower the price of your dining out visits.

Thomas @ i need money ASAP! writes Earn Money With Paid Focus Groups – Have you ever bought a computer? Gone on a vacation? Eaten cereal? Have you ever bought anything or used a service at some point in your life? Then great news! Companies will pay you to share your opinions about these products and services through paid focus groups.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Charles @ Getting A Rich Life writes Find Your Financial Freedom Inspiration – Those who are inspired are more likely to stick with their path towards financial independence.

Erastus @ Sprout Wealth writes Make Money Series – How to Sell on Craigslist – Making money on Craigslist is not very hard. You have to understand it. I share with you tips that can help you a long way to making a sale and continuing to make even more sales.


CAPI @ Creating a Passive Income writes Banking Benefits: Why Accounts With Interest Work – Having money is one thing, but making that money grow is something else entirely. Read here to learn why accounts with interest work in the banking world.

IMB @ Investing Money writes Inflation is Rising and Government Can’t Stop It. – Notice prices rising as you spend, taking more out of your finances? That’s called inflation, and it’s a growing problem. There’s no denying it.

Debt Guru @ Debt Free Blog writes Caution!: Ten Warning Signs of Debt Problems – Being in debt can be a serious issue. Financial problems can follow you for your life. The following are ten signs that you may be facing debt problems.

SBB @ Simple Budget Blog writes Summer Greens: Budgeting for the Warmer Months – How to budget for summer clothes, vacations, and general fun.

Rich @ Growing Money Smart writes The Story Of The Fourth Financial Little Pig – Story of the Fourth Financial Little Pig After the failure of raising the first batch of three little pigs, the parents decided to try a different approach for the fourth little pig.

Maria @ The Money Principle writes The Mortgage Market Review guidelines and what do these mean for you? – The new, tougher mortgage lending guidlines will bring delays and increased costs. And people on average income won’t be able to afford a mortgage.

Mike @ Personal Finance Journey writes Have a Long Term Financial Plan Despite Frequent Economic Inconsistencies – Some simple tips to help with your long term financial plans that can even help when things go wrong.

SavingMentor @ How To Save Money writes My Simple Strategy for Maximizing Air Miles – There are a wide variety of sponsors that allow you to earn Air Miles, but each one rewards you with varying amounts of miles based on their own one-of-a-kind rewards structure. It can all get very confusing very quickly.

JP @ My Family Finances writes Handling Joint Accounts in a Divorce – But if a couple decides to go their separate ways, they have the overwhelming task of separating their finances. This can be a trying and difficult time, especially if they have several joint credit accounts or bank accounts.

Lauren @ L Bee and the Money Tree writes Having a Big Wedding: Do You Need the Expensive Fling After the Ring? – Is the cost of having a big wedding, or one big party on one big day, worth the financial consequences and ramifications?

Kyle @ The Penny Hoarder writes How to Make Money Ticket Scalping Online (Legally!) – It used to be that ticket scalping was seen as sleazy and illegal. Shady characters hung around outside concerts or sporting events offering tickets for a premium to anyone who didn’t get theirs before they sold out.

Don @ Money Reasons writes Personal Finance Funk – Today, I’m sitting in a library realizing that I in a kind of personal finance funk lately and that I made a lot of personal finance mistakes these past years, but now I’m down the road so far that it’s hard to imagine going back and rethinking my choices.

Don @ MoneySmartGuides writes The Cost Of Dating – Dating is expensive, regardless if you are a man or a woman. Many times, we overlook the cost of dating, but doing so can very quickly put us into a bad financial situation.

Hank @ Money Q&A writes How Sunk Costs Keeps You Stuck in Bad Investments – A sunk cost is money that we’ve already spent, and that we can’t get back. Sunk costs bias our future behavior. It keeps us from making rational decisions.

Mark Ross @ Money Saving Dude writes What Is Financial Literacy And Why Is It Important? – All over the world, different government, different groups, and different people are doing things that can help increase one’s financial literacy, but are they enough? What’s you’re take about financial literacy?

Oscar @ Money is the Root writes Can your Personality Determine your Income? – Experts will tell you that, when it comes to earning money, the type of personality that you have definitely influences how much money you will earn, save and/or put towards retirement.

TW @ Tightwad Travelers writes Award Wallet Tutorial – Keep track of all your travel rewards and free flights with Award Wallet.

Jeremy @ Modest Money writes Can Switching Energy Tariffs Really Affect my Household Budget? – Switching energy tariffs can really affect your Household budget. This is because it can help you save around £234 by getting a new energy deal

Erastus @ Wise Dollar writes Three Reasons Why You Need a Credit Card – Credit cards are valuable financial tools you have as long as you understand what you are doing. As long as you are smart about your use of them, then there is no reason not to have one or two at your disposal. I share with you reasons why you should consider having a card.


Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

{ 2 comments… read them below or add one }

Lauren @ July 15, 2014 at 2:08 pm

Thanks for including me in the carnival! Really appreciate it.

Reply July 30, 2014 at 9:46 pm

You’re welcome, thanks for the submission!


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