Aspiring Blogger – Personal Finance Carnival #41


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 41st edition of the Aspiring Blogger – Personal Finance Carnival. Lots to read – and comment on this week! Maybe this is the week you start reading from the bottom and see if you find a new blog you’ve never read before? Hey, it’s worth a shot! Enjoy!!!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Mr. Frenzy @ Frenzied Finances writes The Art Of Giving: 10 Homemade Gifts That Impress – With the holidays and birthdays, gift giving never seems to stop. It can add up. It might be time to consider making gifts yourself! Here are some ideas.

Mario @ Debt BLAG writes Financial literacy gave me hope! – Facing a daunting debt paydown, I thought I didn’t have a chance; financial literacy gave me the hope I needed to power through.

Lee Veldkamp @ The Value Geek writes I Feel Like I Always Want More – A video helping people realize that it is normal to feel this way and how to beet this feeling.

Mr.CBB @ Canadian Budget Binder writes The money box inspired my passion for finance – The money-box I had as a child is a memory that has inspired my love for finance which has continued to broaden as I get older.

Stephanie @ Six Figures Under writes No-Spend Month Menu – We’re having a no-spend month challenge which includes not buying any groceries all month. We still have plenty of good food to eat though. Here’s a peek into our no-spend month menu!

Mario @ Adventures in Frugal writes Financial literacy is teaching me the true meaning of freedom – Frugality is often misunderstood; it isn’t about having less, but about having more

Daniel @ Make Money Make Cents writes Retirement Fund Sustainability | Will My Retirement Monies Run Out On Me? – Retirees are savvy individuals who have already put in the time and effort to develop their nest-eggs.

Andrea @ So Over This writes Finance Careers in the Future: The Forecast is Good – Although the finance industry was hit a couple of years ago with the economic problems the world faced, it’s making a comeback.

Bob @ Dwindling Debt writes Are you the Victim of Identity Theft? Check the Signs – Nearly 17 million people were victimized by identity thieves in 2012 according to the US Justice Department, including 40% who were victimized through their credit cards and 37% through their bank accounts.

Marissa @ Finance Triggers writes How to Get Out of Debt And Stay There – There are more people in financial debt today than for a very long time. Given the still lingering recession, this is perhaps unsurprising.

Marissa @ Thirty Six Months writes PayPal Makes It Easy to Not Carry A Wallet Anymore – There are very few luxuries that I have a hard time giving up – my Starbucks App is one of them. Not only does it make is easy for me to track all my points, but I don’t have to carry my wallet when I step into any Starbucks location.

Natalie @ Debt and the Girl writes Making Bad Emotional Decisions – I had all but forgotten about the minor stint I had as a student who was taking classes to become a certified life coach, as it was a fairly minor stint at that.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Gretchen @ Retired by 40! writes Save 80% by Making Your Own Baby Food! – Making Health, Fresh Baby food is Super Easy and Saves more than 80% over the cost of store-bought food!

Mario @ Debt BLAG writes “I’m not sure if I have retirement savings; doesn’t work do that?” -Tara, a reader case study – I walk through a reader case study to give advice to a reader with a good income, but lots of student loan debt that make her feel miserable

Mark Ross @ Money Saving Dude writes Is Having An Emergency Fund A Need or A Luxury? – For me, having an emergency fund shouldn’t really be considered as a luxury, it should be considered as a NEED. Why? You can see my answer to that question in this post.


Jack @ Money Saving Ethics writes Accelerating My Retirement | How Can I Retire Faster? – There are definite methods to accelerate retirement. There are tips, tricks, plans and procedures to engage that can shave loads of time off your retirement age, but you have to understand some rather bleak facts first.

Larry @ KrantCents writes How Much Money Do You Need to Retire? – How much is enough to take care of you for the rest of your life? Do you have a number? Does it cover inflation, medical insurance and all your needs and your wants?

Justin @ iPlugin writes Finance Apps That Are Changing How We Manage Money – These days, we can do just about anything at the click of a button. That concept is no different with finances.

Matthew Innes @ Building Rubble writes Easter Grass – The Easter Bunny gets distracted by another “holiday”.


Hank @ Money Q&A writes The New Retirementality by Mitch Anthony – You’re Thinking About Retirement Is All Wrong! – Mitch Anthony makes the case that the retirement of our parents isn’t, and shouldn’t, be our ideal of retirement in his book, “The New Retirementality”.

Lenny @ Best Money Saving Blog writes Obama’s New Budget Proposal Bad News for Consumers Unprepared for Retirement – Experts are saying that the budget for 2015 proposed by President Obama will be an absolute disaster for millions of Americans who are not fully prepared for retirement.

Monica @ Monica On Money writes Life Happens (Have a Plan!) – This month I have focused on writing about being prepared for the unexpected. We all know that Life Happens, and usually when we are already busy and stressed.

Cat @ Budget Blonde writes 4 Things Freelancers Can Do to Make Yourself More Valuable – As a freelance writer I often face a lot of competition — from very smart and talented freelancers.

Evan @ The Smaller Dollar writes How To Open an Ira – As you now know, you need to open an IRA. You are excited, onboard and ready to go! But one thing stands in your way. How do you actually open an IRA?


Oscar @ Money is the Root writes Cutting Those ‘Extra’ College Costs Down to Size – If you have a child in college, and you have got their college tuition and room & board under control, pat yourself on the back because you are doing better than most, but don’t sit back and put your feet up on the desk just yet.

Matt @ Budget Snob writes Is there anything a taxpayer can do to avoid the Alternative Minimum Tax? – It is estimated that nearly 4,000,000 American consumers will get stuck paying the Alternative Minimum Tax this year, more commonly known as the dreaded AMT.

Alexa @ Single Moms Income writes Overqualified: How to Get Around the Enigma – No one ever thinks that a job interviewer would turn them down for being too qualified for a position.


Don @ MoneySmartGuides writes Why You Need To Start Investing Now – I’m sure you’ve heard it before, you need to start investing for your future. You’ve probably heard it so many times that you just tune it out now.

Daniel @ Make Money Make Cents writes Retirement Fund Sustainability | Will My Retirement Monies Run Out On Me? – Retirees are savvy individuals who have already put in the time and effort to develop their nest-eggs.

Danielle @ Saving Without a Budget writes What’s Deepak Chopra’s secret to making money? Knowing the difference between money and wealth – Welcome to April, National Financial Literacy Month. It’s the best month of the year to start working on your financial future, focusing on your financial health and making sure that, financially speaking, everything is hunky-dory.

Amy @ Money Mishaps writes Organization is the Key to a Less Stressful Divorce – Frankly, getting divorced usually means a lot of difficulty and emotion. We can’t really help you with the emotional side of divorce, but when it comes to reducing your stress financially, we can tell you that being prepared and organized is one of the best ways to do it.

Charles @ Getting A Rich Life writes How To Improve Your Savings Rate-Benchmark It – How to improve your savings or retirement by having benchmarks. Short term benchmarks will improve your savings.


Hadley @ Epic Finances writes What’s the secret behind top-performing mutual funds? Just ask Joe Huber – When it comes to owning mutual funds, nearly half of the households in the United States own them today, according to the Investment Company Institute.

Lily @ Paying Debt Down writes Tax Fraud due to Identity Theft on the Rise – How to Protect Yourself – It was recently reported that billions of dollars are being stolen every year by identity thieves filing fraudulent tax returns.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Danielle @ TeacHer Finance writes Six Must-Dos As A Responsible Renter – Renting an apartment or single-family home requires renters to make short-term commitments. Just as landlords are responsible for maintaining their rental properties, tenants are obligated to fulfill the terms of their leases.


CAPI @ Creating a Passive Income writes The Political Pull: How Political Decisions Can Affect Your Finances – Aspiring efforts for financial success from small and big businesses alike are greatly affected by political decisions. Learn how politics affect you.

Corey @ Steadfast Finances writes Finance101 for School Leavers: What Schools Don’t Tell You – If you’re leaving education straight out of school, instead of going to university, two things are certain: you’ve got three years to get ahead of your friends who are going to university, meaning you could potentially be on a higher salary by the time they enter the job market.

Maria @ The Money Principle writes A Guide to International Money Transfer – A consice guide to international money transfer which is often part of our lives in today’s globalised world.

Ted Jenkin @ Your Smart Money Moves writes Are The Elite Private Colleges Worth The Price Of Admission? – It is apparent that college education costs and health insurance are the two arenas that have defied gravity over the past six years through this recovery.

SBB @ Simple Budget Blog writes Why You Should Budget Your Groceries – Some of the important reasons why groceries need to be part of a household budget.

Sam @ The New Business Blog writes Creating a Stylish, Practical and Attractive Catering Establishment – Any catering business understands the Health and Safety requirements to keep all their fresh products properly refrigerated.

Justin @ Edward Antrobus writes College Courses that Help Grads Find Jobs – One of the major concerns of young people everywhere is that, once they graduate from college (if they graduate at all) the job market is going to be extremely tough.

Aaron @ Aaron Hung writes Don’t Make These Mistakes When Withdrawing Money for your Retirement – There are certainly plenty of ways to keep as much of your hard earned money from Uncle Sam as possible using the tax codes.

Erastus @ Sprout Wealth writes How to Start a Side Hustle While in a Day Job – Is it hard to start a side hustle while having a day job? I believe it can be done. Following these tips you can do both and make that extra income.


Roger @ The Amateur Financier writes The world of finance – how to get started and stay on top – The world of finance professionals has never exactly been one that the Brad Pitts, Meryl Streeps, Johnny Depps and other bastions of glamour are known for.

Wayne @ Young Family Finance writes Are You Making These Job Application Mistakes? – Job seekers often focus a great deal of time and energy into perfecting their interview skills. However, your application is the first thing potential employers see. In order to make it to the interviewing stage, you need to make an impression with your resume and the application you submit.

Debt Guru @ Debt Free Blog writes Learning Finance? The Truth About Financial Classes – For many individuals, taking financial classes is the best way to gain control of financial situations. What do people benefit from this?

Kyle @ The Penny Hoarder writes 23 Expert Ways to Save on Your Gas Bill – We’ve gathered the best tips on how to spend less on gas from various experts. You can save hundreds of dollars on gasoline by using even a few of these twenty-three suggestions.

Mike @ Personal Finance Journey writes Top 10 Alternative Investments with High Returns – 10 Alternate ways of investing with with high returns that you may not have considered.

Lauren @ L Bee and the Money Tree writes January- March 2014 Net Worth Update! – I know you guys have been anxiously awaiting my net worth update since last time. (This, is sarcasm.) But I’m still pretttttty dang excited to share the results with you guys.

SavingMentor @ How To Save Money writes It’s Back: $100 In FREE Gift Cards And Up To 5% Cash Back On Gas & Groceries! – Over a year ago, I wrote about a very lucrative deal where people could get a $100 gift card to one of four well known Canadian stores and restaurants simply by signing up for one of the best no fee cash back credit cards available to Canadians. It was very popular amongst my readers and a lot of people took advantage of it including myself and my wife.

Rich @ Growing Money Smart writes Financial Myth about smart kids are always successful no matter how they start out – There is a myth that smart kids will be successful no matter who they start life or what training the get as youths. From my observation in life, this in incorrect.

Suba @ Broke Professionals writes The Costs of Moving – Part One – The Costs of Moving – Part One is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Americans move on average once every 12 years, according to the 2009 National Association of Home Builders data. It costs to move.

IMB @ Investing Money writes The Fed’s New Policy Changes. What are they Telling Investors? – Could the Fed’s new policy changes signal the end of the bull market? It’s time to step back and analyze what took place this week.

Michelle @ The Shop My Closet Project writes Financial Close Calls-Changing My Financial Focus From Debt to Savings – Let’s start from the beginning. About two weeks ago I woke up on a Sunday morning needing to visit the bathroom (hey, we all do this). I step inside my bathroom and my feet sleep in what I can only describe as an alarming amount of water. Read how I handled this finanicial issue.

Crystal @ Budgeting in the Fun Stuff writes The Convenience of Credit Card Debt – Credit card debt is not always bad, read more to learn about the convenience of such a financial instrument.

Don @ Money Reasons writes Boosting Your Income: How to Earn Money on the Side – Here are some great tips on way to make extra money on the side to your normal sources of income!

Jay @ Daily Fuel Economy Tip writes How to Avoid Getting Ripped Off by Your Mechanic – You know how to fill up your gas tank, how to turn on your car, and how to push your brake and gas pedal to stop and go. Unfortunately, though, that is about as far as your car expertise goes — and the mechanic knows it.

Jeremy @ Modest Money writes How to Save Money Around the House – Saving a few dollars on each of your household expenses may seem minute now, but it will add up in the long run. Here are three easy ways to save a buck or two on your household living expenses.


Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

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{ 3 comments… read them below or add one }

Canadian Budget Binder May 13, 2014 at 9:31 pm

Thanks for including my post mate. Have a great week. Mr.CBB


krantcents May 13, 2014 at 9:31 pm

Thanks for inclusion and host ing, I really appreciate it.


Stephanie @ Six Figures Under May 13, 2014 at 9:53 pm

Thanks for including me! :)


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