Aspiring Blogger – Personal Finance Carnival #39


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 39th edition of the Aspiring Blogger – Personal Finance Carnival. This week we have a nice cross-section of posts which is awesome! There are some weeks where some of the categories have no posts, so it’s great to have at least one or two posts in all of the major categories. Enjoy!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Harry Campbell @ Your PF Pro writes “Why the Average CPA Isn’t Worth the Money “ – “Every year around tax time, I inevitably see lots of articles about maximizing deductions and figuring out ways to get more money back. There are lots of gray areas when it comes to taxes and that opens up lots of possibilities for aggressive filers. But even within the CPA community, there is a lot of debate over certain aspects of the tax code and your friend’s CPA might suggest something completely different than your CPA. ”

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Unpaid Internships – Stop Selling Yourself Short – Ontario is cracking down on unpaid internships, but a lot of students are complaining that this could hurt their chances of getting valuable work experience. From someone who has never interned anywhere but managed to find work after university, all I’ve gotta say is “Stop selling yourself short!”

Mr.CBB @ canadian budget binder writes Does having debt mean you have too much fun? – Having fun and having debt is no laughing matter but not everyone sees debt through my eyes. Sometimes debt is just a piece of paper that comes in the mail for someone who says oh look it’s gone up again and heads out for a night on the town.

Mario @ Adventures in Frugal writes Gift ideas on a budget for millennial guys in their 30s – Men are pretty tough to shop for — millennial guys perhaps more so; this guide offers a strategy for a few inexpensive gifts and gives a few examples

Gretchen @ Retired by 40! writes On My KitchenAid Mixer and Frugality – If it ain’t broke, don’t fix it, right? What my Ugly KitchenAid Mixer Teaches Me About Frugality

David Leonhardt @ The Happy Guy writes The ins and outs of life insurance riders – Insurance policies are among the most customizable of financial services, thanks to something called riders. Let’s take a look at some of the most common insurance riders.

Daniel @ Make Money Make Cents writes Retirement Fund Sustainability | Will My Retirement Monies Run Out On Me? – Retirees are savvy individuals who have already put in the time and effort to develop their nest-eggs.

Oscar @ Money is the Root writes Pension fund problems being felt all over the US – If you thought that Detroit was the only American city with big-time financial problems, you wouldd be wrong.

Alexa @ Single Moms Income writes 3 Ways to Earn Extra Cash This Spring – Instead of blowing my budget once again I figured it was much better to look for ways to earn some extra cash.

Mark Ross @ Money Saving Dude writes 7 Fun Outdoor Activities You Can Do Without Spending Too Much Money – Having fun outdoors can be costly for some. Fortunately, there are plenty of other things that you can do to enjoy your time out of the house. You can easily do some these fun outdoor activities and they won’t cost you a lot of money, I promise.


Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.


Andrea @ So Over This writes Unexpected Health Risks of a Bad Night’s Sleep – Several ill effects of a lack of sleep are well-documented. From feeling out of sorts to being short-tempered, the common side effects of sleep deprivation will come as no surprise.

Marissa @ Finance Triggers writes Quirky tips for conserving cash – Here are a few quirky tips for saving some cash. Read on to find out how you do not have to turn your life inside out to gain control of your finances.

Justin @ Edward Antrobus writes Why the Wealthy are Suddenly Fond of Using Pawnshops – While banks everywhere have started frowning on assets that are not quite liquid, there is a boom underway in high-end pawnshops.


Mr. 4HWD @ The Four Hour Work Day writes “Take Advantage of Working Corporate While it Lasts “ – “It only took me a few years working 9-5 to realize that I wouldn’t be able to work in the corporate world forever. I’m a good employee but I just don’t see the incentive in busting my ass to make more money for a bunch of shareholders and board members. That doesn’t mean I don’t try but I definitely don’t go above and beyond when it comes to my day job. I do just enough to get by and make sure that everyone has a good impression of me. That’s really all that matters. ”

Jay @ Daily Fuel Economy Tip writes The 6 Best Cars you can Purchase Used for Under $10,000 – These days, the average American cannot exactly afford to go out and purchase a new car every three or four years.

Jack @ Money Saving Ethics writes Accelerating My Retirement | How Can I Retire Faster? – There are definite methods to accelerate retirement. There are tips, tricks, plans and procedures to engage that can shave loads of time off your retirement age, but you have to understand some rather bleak facts first.

Sam @ The New Business Blog writes Creating a Stylish, Practical and Attractive Catering Establishment – Any catering business understands the Health and Safety requirements to keep all their fresh products properly refrigerated.

Marissa @ Thirty Six Months writes Tips to Make Your First Real Estate Investment a Success – Most of us do not really think of accumulating investment properties. It is just not something that we are programmed to do, but it is an area that more GEN Y should start taking seriously.

Aaron @ Aaron Hung writes Why an IRA May be Better than a 401(k) – With a 401(k) plan you are limited to the mutual fund choices that your employer offers but with an IRA you suddenly have access to exchange traded funds (ETFs) and stocks.

Monica @ Monica On Money writes Safe Retirement Investments: Which Investments Will Fund My Retirement Best? – Retirees are rightfully concerned about the safety levels of the investments they count on to sustain their comfortable retirement lifestyles.

Larry @ KrantCents writes Why You Will Never Be Rich! – Getting rich is not that hard, all you need is a goal and a plan. The problem with most people is they never establish the goal!

Jeremy @ Modest Money writes Learn From the Oracle – 6 Things Everyone Can Learn From Warren Buffett – Focus on long term success, Invest in quality companies, Get in when others are getting out, Start investing…yesterday, Invest in what you know and Challenge yourself to be better are 6 different words of wisdom from Warren Buffett that anyone can incorporate into their personal finances and investing strategies to become more successful.

John @ firststepfinance writes Smart Tips For Securing A Home Mortgage – Most people must take out a loan in order to own their own home. They are confusing sometimes, especially if you do not have enough information. Go to the bank prepared with the knowledge you need about mortgages by reading this article. You will certainly benefit from all of the great information below. Start preparing for home ownership months before you are ready to buy. Buying a home is a long-term goal that requires tending to your personal finances immediately. This means building upon y


Bob @ Dwindling Debt writes Are you the Victim of Identity Theft? Check the Signs – Nearly 17 million people were victimized by identity thieves in 2012 according to the US Justice Department, including 40% who were victimized through their credit cards and 37% through their bank accounts.

Mr.CBB @ Canadian Budget Binder writes Should I buy an investment property? – Buying an investment property is a big decision and one that you must do your research into first before saying you want to be a landlord.


Hadley @ Epic Finances writes What’s the secret behind top-performing mutual funds? Just ask Joe Huber – When it comes to owning mutual funds, nearly half of the households in the United States own them today, according to the Investment Company Institute.

Lily @ Paying Debt Down writes Tax Fraud due to Identity Theft on the Rise – How to Protect Yourself – It was recently reported that billions of dollars are being stolen every year by identity thieves filing fraudulent tax returns.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Sustainable PF @ Sustainable Personal Finance writes Is the New Freelance Economy Such a Bad Thing for You? – One of the trends becoming apparent following the recent global financial crisis and worldwide recession is that the new economy is likely to be a freelance economy.

Charles @ Getting A Rich Life writes Get Rich With Real Estate: Invest In Game Changers – Get rich with real estate by investing in properties to build your wealth. Invest in game changing properties to accelerate your financial independence.

Cat @ Budget Blonde writes The Evolution of Parenting: Are We Pressing Our Kids Too Far? – Wouldn’t it be great if children were born with a manual?


GYF @ Gaming Your Finances writes Should I Start A Blog… YES YOU SHOULD! – Almost one whole year blogging, who knew it would last so long?! Check out this weeks post for all the reasons you should give blogging a try.

Richard Adams @ writes Hootsuite Vs Buffer: A Detailed Analysis – Hootsuite and Buffer represent two of the most popular social media management tools around that at face value seem to have very similar functionality. But dig a little deeper and you’ll discover that they’re rather different tools. Each have their own strengths and weaknesses making it no easy task to select a winner in the ongoing Hootsuite vs Buffer argument.

Danielle @ Saving Without a Budget writes Tips for Buying in Bulk – No matter who you are, a trip to the grocery store almost always ends the same way; you end up spending way too much.

Amy @ Money Mishaps writes Organization is the Key to a Less Stressful Divorce – Frankly, getting divorced usually means a lot of difficulty and emotion. We can’t really help you with the emotional side of divorce, but when it comes to reducing your stress financially, we can tell you that being prepared and organized is one of the best ways to do it.

Lenny @ Best Money Saving Blog writes Obama’s New Budget Proposal Bad News for Consumers Unprepared for Retirement – Experts are saying that the budget for 2015 proposed by President Obama will be an absolute disaster for millions of Americans who are not fully prepared for retirement.

Natalie @ Debt and the Girl writes Victims of Circumstance or Something More? – I have always been a big fan of doc type shows like True Life (the only good show left on MTV) that let you peer into the life of someone else.

Erastus @ Sprout Wealth writes – The best ways to make money is freelancing. In the spirit of making money, anyone can freelance. I share with you simple guides how to become a successful freelancer.

Thomas @ i need money ASAP! writes Make Money On Twitter: Sponsored Tweets – Did you know that you can sell your tweets? That little short message can make you big money. Businesses will pay you $10s, $100s or even $1000s to send out a short message to your followers.


Thomas @ i need money ASAP! writes Alternatives To Payday Loans – No one should have to take out a payday loan. At 700%+ APR these are instruments of financial destruction, not wealth creation. Here are some alternatives before you consider a payday loan.

Matt @ Budget Snob writes Who needs an Emergency Fund? If these things happen, you do. – If you have been an adult for any length of time you know that life is full of surprises, some good and some, well, not so good.

Jon Haver @ Pay My Student Loans writes Financial Aid for Graduate School Students – Some people choose to go to school to open career doors; some people seem to go to school AS a career. Graduate students are some of the latter. It is difficult to remain in school for so long. The financial element is usually the most difficult part.


Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

{ 1 comment… read it below or add one }

krantcents May 7, 2014 at 5:51 pm

Thanks for inclusion and hosting, I really appreciate it.


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