Aspiring Blogger – Personal Finance Carnival #38


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 38th edition of the Aspiring Blogger – Personal Finance Carnival. As always, thanks for stopping by and reading through this week’s posts. I don’t have anything witty or terribly interesting to share with you this week – so go ahead and enjoy the articles!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Mr.CBB @ canadianbudgetbinder writes Are you envious of others’ success in life? – Envious definition for me means that someone wishes they could have your success but they just need to find their own path to reach their goals.

Andrea @ So Over This writes How to Keep Your Kids From Ruining Their Electronics – When my oldest daughter turned thirteen, I gave her her first cell phone. She lost it within a week. Later that year, she tried to download the Katy Perry movie, and instead introduced a virus onto our family computer that wiped it flat.

Adam @ Stop Worrying About Money writes Day 24 – Talk To Someone At Your Bank or Credit Union – Today, I want to cover getting to know the people who work at the local branch of the bank or credit union you use.

Mario @ Adventures in Frugal writes Frugal tip: Take dollar vans and gypsy cabs when you travel to New York – Dollar vans and gypsy cabs are light regulated and only semi-legal, but they form an important part of the transit system in Brooklyn, Queens, and northern New Jersey, unofficially carrying hundreds of thousands of riders per day; they also may be a frugal alternative to formal public transit in a pinch

Mario @ Debt BLAG writes Negotiating the best price possible at the car dealership – Buying a new or used car at a dealership can be a pretty harrowing experience when it comes to negotiating a price; here are some tips to get deal you can


Jay @ Daily Fuel Economy Tip writes One Way to Save Money on the Maintenance of your Vehicle – Keeping your automobile running can be extremely costly, and this will include fuel, insurance and any maintenance work, so whenever there is an opportunity to save money on one of these then it is important that you take it.

Charles @ Getting A Rich Life writes Why Do You Allow Others To Keep You Poor – Everyone stresses about money, why should you be different? People are happiest when they perceive to be doing better than those around them.


Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.


Lenny @ Best Money Saving Blog writes Court steps in to stop robocalls aimed at seniors – Unfortunately elderly members of society seem to get victimized much more often than others and, when it comes to phone scams the numbers are startling.

Aaron @ Aaron Hung writes Why an IRA May be Better than a 401(k) – For many years American consumers have looked towards their 401(k) plan offered by the company that employed them as one of the best places to put their money for retirement.

Cat @ Budget Blonde writes I Don’t Have a Boyfriend, but I’m Planning My Wedding – I’m now preparing to meet The One, and what better way to prepare for that then getting a good idea of how much my future wedding will cost?

GYF @ Gaming Your Finances writes Our $200,000 Life Changing Event – We’re having a baby! How much is this little guy going to cost us? Apparently between $200-$500k!


JC @ Passive-Income-Pursuit writes Earnings per share or free cash flow: What’s the Difference? – Since I’m aiming for financial independence mainly through dividend growth investing, the ability of a company to maintain and grow the dividend is of utmost importance. Some people look at earnings per share to determine a dividend’s safety, but is there a better way?

Daniel @ Make Money Make Cents writes How to Survive Losing Your Job – Losing your job can be a very difficult and stressful event. Whether you were terminated from your job, your position was deemed redundant, or your company closed down, you will still be affected the same way.

Jack @ Money Saving Ethics writes Why it’s Best to Use Caution with Bitcoins – Regulators as well as financial advisors, despite the buzz that it continues to create, have begun cautioning consumers about virtual currency Bitcoins.

Bob @ Dwindling Debt writes Are you the Victim of Identity Theft? Check the Signs – Nearly 17 million people were victimized by identity thieves in 2012 according to the US Justice Department, including 40% who were victimized through their credit cards and 37% through their bank accounts.

Sam @ The New Business Blog writes House passes Flood Insurance Bill – Since your home, and its related expenses, are certainly a very big part of your personal finance picture, today’s blog definitely falls under the category of ‘important to know.’

Marissa @ Finance Triggers writes Quirky tips for conserving cash – Here are a few quirky tips for saving some cash. Read on to find out how you do not have to turn your life inside out to gain control of your finances.

Justin @ Edward Antrobus writes Are those Extended Warranties really Worth the Extra Cost? – You are already making a large purchase and, as you sit there listening to their spiel, you wonder to yourself if you should pay even more for coverage that you probably will never need

Sustainable PF @ Sustainable Personal Finance writes Is the New Freelance Economy Such a Bad Thing for You? – One of the trends becoming apparent following the recent global financial crisis and worldwide recession is that the new economy is likely to be a freelance economy.


Oscar @ Money is the Root writes Wills and Trusts aren’t just for the Wealthy – Unfortunately, if you don’t make a prior arrangements for what will happen to your assets after you pass away, the federal government will step in and make those decisions in your place.

Monica @ Monica On Money writes How To Live On One Paycheck – Living on one paycheck is a thought that many dual income households do not think about.

Larry @ KrantCents writes Ten Small Changes that Can Make Millions – Saving for your retirement can be impossible unless you know what to do. Putting money into a 401K is a no brainer, but where do you find the money?

Natalie @ Debt and the Girl writes Do You Get Upset When You Can’t Save? – Personal finance bloggers are an interesting lot. I like to think that we are a little more financially savvy than the average bear. This can have its drawbacks too.


Don @ MoneySmartGuides writes 5 Business Expenses That We Don’t Frown Upon – There are many ways to cut business expenses. But as a business owner, you shouldn’t cut every expense possible.

CAPI @ Creating a Passive Income writes Life Logic: How to Switch Careers – Dreaming of changing your job? Many people think of switching careers in their work life. Though it may seem hard to leave the norm, it’s not impossible.

Kyle @ The Penny Hoarder writes 10 Odd Ways to Make More Money From Your Job – A regular paycheck is just the start of how you can make money at your job. Here are 10 unusual suggestions to boost your income at work…

JP @ My Family Finances writes Know your boundaries – Land in England and Wales is registered with general boundaries rather than precise ones, and so it can be extremely useful to calculate and plot out the precise boundaries for your own property.

Danielle @ Saving Without a Budget writes The Top 3 Credit Cards for Small Business Owners – When it comes to credit cards for small businesses, there are all sorts of fancy names including Plus, Platinum, Preferred and also Gold.

Hadley @ Epic Finances writes Why are so many people Investing in ETFs? – Over the last few years there has been a great proliferation in ETFs, both in the number and type that are being offered to investors.

Lily @ Paying Debt Down writes Talk about combining work and play: $1 million working ‘vacation’ offered – In what may well be the average (and above average) person’s lifelong dream, luxury travel companies Luxury Travel Intelligence and are searching for someone (or possibly a couple) to travel around the world for one year on their dime.

Marissa @ Thirty Six Months writes Tips to Make Your First Real Estate Investment a Success – Most of us do not really think of accumulating investment properties. It is just not something that we are programmed to do, but it is an area that more GEN Y should start taking seriously.

Alexa @ Single Moms Income writes 4 Weeks to a Freelance Writing Job – The Pep Talk – My number one piece of advice is to just take that first step – face your fears, put yourself out there, and get started.

Erastus @ Sprout Wealth writes Make Money Series – Earn Money Testing Websites – Make money series is a series that guides you in making extra money. Today we are focusing on earning more income by testing and evaluating websites for other companies.

Thomas @ i need money ASAP! writes Data Entry Jobs From Home – Working from home sounds great but is data entry actually a viable option? Details on data entry jobs from home.


Mike @ Personal Finance Journey writes Can I Save Money by Buying a Gym or Joining One? – Ensuring you stay physically fit is an investment but will it hurt your financial budget or not?

Ted Jenkin @ Your Smart Money Moves writes Three Ways To Lower Your Family Mobile Phone Bill? – Round and round she goes, where she stops nobody knows. That seems to be the prevalent thinking today when it comes to your family mobile phone bill.

Crystal @ Budgeting in the Fun Stuff writes Bad Customer Service is the #1 Way to Lose Your Business!!! – Mr. BFS and I were craving Chinese last night, but our favorite place is closed on Sundays.

Michelle @ The Shop My Closet Project writes Day 364 Of My No Shopping Challenge-WOW – So who’s counting the days down-not, I can’t believe that a year has passed since I’ve gone shopping. In fact, I can’t believe that the year has passed in the way that it has. Read about my self-imposed challenge!

Lauren @ L Bee and the Money Tree writes (Financially) Over-Correct to Overcome Your Flaws – We all have flaws! Over-correct to overcome them today.

Wayne @ Young Family Finance writes What to Teach Your Children About Money – Some tips to help your children get off to the right financial start.

Hank @ Money Q&A writes How To Find Great Undervalued Stocks To Invest – A company’s price-to-earnings ratio, or P/E, is one of the fundamental metrics that every stock picker should know. It’s is a great place for every investor to start when trying to find undervalued stocks to purchase.

Don @ Money Reasons writes Puddles Pity Party “Royals – by Lorde” Cover Review – Puddles Pity Party’s Lorde’s Royals song cover is all about money and inequality. So since it’s a financially oriented song, I’m covering the cover! Enjoy, it’s pretty awesome!

Tony @ We Only Do This Once writes Debt Consolidation Calculator – A debt consolidation calculator is a useful tool if you are trying to decide if consolidation is the right choice for you.

IMB @ Investing Money writes What is the Buffett Indicator Telling Us About the Stock Market? – When determining how the stock market’s doing, some turn to Warren Buffett’s indicator.

SBB @ Simple Budget Blog writes Yet More Ways To Reduce Your Grocery Budget – Still spending too much on groceries? Here are more ways to reduce the amount of money you spend per shopping trip.

Matt @ Budget Snob writes 3 Steps to Set up a Budget – Simply put, the big difference between financially secure people and those who are not usually boils down to one specific thing; a budget.

Marvin @ Brick By Brick Investing writes 3 Reasons Why Financial Literacy Is Important – Three detailed reasons why financial literacy is important and how identifying them can lead to financial success in the future.

Jon Haver @ Pay My Student Loans writes Best Way To Avoid Student Loan Default – Figure out exactly how much you are going to need. Include whatever you can’t cover yourself by whatever income you have coming in; then borrow no more than that amount. Do not accept a higher amount offered; it tends to get you in trouble.

Jeremy @ Modest Money writes You Can Call Me a Rocket Scientist, As I Did My Taxes! – You should look into taking professional help for your taxes because, It’s not embarrassing, Avail those benefits (That you probably didn’t even know about) and its A boon for the small business owner.


Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

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