Aspiring Blogger – Personal Finance Carnival #37


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 37th edition of the Aspiring Blogger – Personal Finance Carnival. As the carnival has grown, so have the number of “spammy” submissions. I’ve always gone through and removed the spam, but every once in a while spam still sneaks in. If you notice anything spammy, please let me know so I can take care of it! I want this carnival to be a place where great content is shared – and I don’t want that experience to be marred by the few people who are out there for the wrong reasons. Enjoy!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Brock Kernin @ CleverDude writes Forgot Your Coupon? No Problem! – Even if you’ve forgotten your coupon at home, you could still get the discount.

Mr.CBB @ canadian budget binder writes Should you decorate and renovate where you rent? – Decorating a living space makes the space a more inviting place to enjoy for many people. They say the rich get richer and that may be true especially when we give money away when we simply don’t have to.

Matt @ Budget Snob writes 3 Steps to Set up a Budget – Simply put, the big difference between financially secure people and those who are not usually boils down to one specific thing; a budget.

Monica @ Monica On Money writes How To Live On One Paycheck – Living on one paycheck is a thought that many dual income households do not think about.

Alexa @ Single Moms Income writes A Day in the Life: Working from Home with Kids – Over the past few weeks several freelancers have posted what their normal work from home day looks like. Now it is my turn!

Gretchen @ Retired by 40! writes 10 Free St. Louis Family Activities – Heading to St. Louis this summer? Check out this list of free things to keep the kids – and adults – entertained!

Mario @ Adventures in Frugal writes The mysterious case of the missing $1,200 and my new side hustle? – I find a volunteer position I really like, help a man put together his first budget, and talk him through how to make it better by tracking his spending

Lee Veldkamp @ The Value Geek writes Setting up your Wedding Registry – Don’t put stuff on your registry. Make sure you really want it and will use it.


Jay @ Daily Fuel Economy Tip writes How to Buy a Used Vehicle Safely – There are many advantages attached to purchasing a second hand vehicle over a new one, the most important one being the greatly reduced price.


Ted Jenkin @ Your Smart Money Moves writes Should You Ever Borrow On A 401(k)? – For some of you a dreaded financial question may stare you in the mirror at some point in your life.

Bob @ Dwindling Debt writes Skip the flashy gadgets and Save Instead – The difference between starting a savings program when you’re in your 20s versus doing the same when you’re in your 30s or even 40s represents a huge difference in what you will have in your retirement and savings accounts when it’s time to retire.

Marissa @ Thirty Six Months writes More than a Blueprint: Four Key Points to Consider to Enhance the Quality of Your Business Plan – Part of my day to day job is helping advise start-ups or potential entrepreneurs on the metrics of their business plan, and model.

Justin @ Edward Antrobus writes 10 Ways to Legally Lower your Taxes – The IRS website has a lot of resources that will help you to not only understand what your taxes deductions and credits are, but tell you about some that you might not even know about.

Justin @ Root of Good writes Will My Kids Be Okay If I Retire Early? – Is it possible to retire early to a life of leisure while raising kids that understand hard work and success? Of course! Find out why retiring early won’t screw up your kids.


Kyle @ The Penny Hoarder writes How to Turn Your Furniture Into a Money-Making Investment – Have you ever made a profit on a piece of used furniture you’ve purchased? We’ve got a few tips on how to make money buying and selling used furniture….

Mr. 4HWD @ The Four Hour Work Day writes Passive Income Requires Active Income First – Passive income is probably one of the biggest reasons why so many people are starting niche sites or writing a blog these days. Just in the personal finance sphere alone, it seems like there are hundreds of new blogs popping up every year. Some have good information, some have bad, but they all have one thing in common. A lot of new bloggers see the opportunity that exists to write about something they love and get paid for it. Once you’ve established yourself, you can hire other people to

Oscar @ Money is the Root writes Two Ways to Grow Your Retirement Funds…Pay Attention! – A new study conducted by Financial Finesse, a financial education company, reports that there is a growing problem among all generations that may someday keep many Americans from being able to head into retirement with a financial ‘safety net.’

Natalie @ Debt and the Girl writes Do You Get Upset When You Can’t Save? – Personal finance bloggers are an interesting lot. I like to think that we are a little more financially savvy than the average bear. This can have its drawbacks too.

Sustainable PF @ Sustainable Personal Finance writes 3 Tips for Eating More Sustainably and Saving Money – One of the hang-ups that many people have about changing their habits to live more sustainably is that there is sometimes a financial cost.

Charles @ Getting A Rich Life writes Stop Using Your Emergency Fund As A Crutch – With the fear of investing people too often use the emergency fund as a crutch to not save.


Marvin @ Brick By Brick Investing writes Outline On How To Buy Municipal Bonds – A quick and detailed description of how to find and buy Municipal Bonds.

Daniel @ Make Money Make Cents writes How to Survive Losing Your Job – Losing your job can be a very difficult and stressful event. Whether you were terminated from your job, your position was deemed redundant, or your company closed down, you will still be affected the same way.

Lenny @ Best Money Saving Blog writes Beware of the ‘one ring’ phone scam – There is a new phone scam sweeping the United States and the worst part about it is that the thieves perpetrating it do not even need any of your credit card information to start stealing your money, all they need is for you to call them back.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Sam @ The New Business Blog writes House passes Flood Insurance Bill – Since your home, and its related expenses, are certainly a very big part of your personal finance picture, today’s blog definitely falls under the category of ‘important to know.’

Marissa @ Finance Triggers writes Quirky tips for conserving cash – Here are a few quirky tips for saving some cash. Read on to find out how you do not have to turn your life inside out to gain control of your finances.

Charles @ Getting A Rich Life writes Stop Using Your Emergency Fund As A Crutch – With the fear of investing people too often use the emergency fund as a crutch to not save.

Harry Campbell @ Your PF Pro writes Using a Credit Card to Buy Fee Free Stocks with Loyal3 – “It’s easier than ever to invest your money in stocks these days. Not only are companies battling it out when it comes to lower fees and expense ratios but lately we’ve even seen a rash of companies that are allowing individual investors to buy and sell stocks with zero trading fees. Obviously there are hidden costs behind the scenes like bid/ask spreads and buy/sell ratios but even those expenses have gone down as trading technology has gotten better and faster in the last decade. ”


Amy @ Money Mishaps writes More Disclosure on Fees coming for 401(k) Retirement Plans – The Labor Department recently proposed a new rule that would make it easier for employers and employees to locate the exact fees that are attached to their 401(k) retirement plans.

Hadley @ Epic Finances writes Why are so many people Investing in ETFs? – Over the last few years there has been a great proliferation in ETFs, both in the number and type that are being offered to investors.

Andrea @ So Over This writes I’ve Been Overpaying My Taxes! – As a personal finance blogger I’m almost too ashamed to admit that I’ve been overpaying on my taxes the past two years, and almost did so again this year.

Aaron @ Aaron Hung writes How to Get the Best Deal for a New Car – Purchasing a new car is a big deal, and it is always good to have some tricks under your belt.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Adam @ Stop Worrying About Money writes Day 21 – Invest In Your Brain – What is the single best tool for building wealth that you have at your disposal? It is not your job. It is not your accounts, or your savings schedule, or your rental properties. It is your capacity for creative thought.

Cat @ Budget Blonde writes Myra’s Story: How To Launch Your Own Company Online – In 2008, Myra Callan was just another fashionable woman trying to find the perfect wedding accessories.


CAPI @ Creating a Passive Income writes Career Aptitude: Choosing the Right Career For You – A career is something you’ll spend years of your life working with, so it’s important to choose wisely. Read here for helpful hints!

Hank @ Money Q&A writes Why I Don’t Mind Losing Money As A Landlord – It is a renter’s market. But, I don’t mind losing money as a landlord every month. Being a landlord beats losing a ton of money selling an upside down house.

Tony @ We Only Do This Once writes 8 Ways to Make Your Paycheck Last Until the Next Payday – Learn how to make your paycheck last until the next payday

Harry Campbell @ Your PF Pro writes The Ultimate Guide to Understanding Your 401(k) – When I started this site back in 2011, it was only a hobby. I didn’t ever expect to gain the following that I now have or turn it into a viable business but that’s what it’s become. Over the years, I’ve picked up a ton of knowledge about topics ranging from investments and credit cards to budgeting and creating multiple sources of income. But the real reason why I started this blog was so that I could share all that information with anyone willing to listen.

Danielle @ Saving Without a Budget writes Do a lot of people Cheat on their Taxes? Actually, No! – The annual taxpayer survey from the IRS Oversight Board recently found that a whopping 86% of Americans think cheating on taxes isn’t right.

Lily @ Paying Debt Down writes A Few Reasons that Investors like ETFs – In recent years, ETFs have become much more popular and are actually gaining against some other, more mature mutual funds. The reasons for that gain in popularity are explained below.

Larry @ KrantCents writes How to Get Rich? – Being the richest man in the cemetery doesn’t matter to me! (Steve Jobs)

Erastus @ Sprout Wealth writes 3 Simple Ways to Start Making Extra Money Now – We all like making extra money but it can be challenge to find ways to do it. With that said, I would love to share with you simple ways to start making extra cash that you can reap benefits sooner.


Wayne @ Young Family Finance writes How to Pick the Best Summer Camp for Your Children – Summer camp is more than just tents and bonfires. Here are a few tips on how to pick the summer program right for your child.

Crystal @ Budgeting in the Fun Stuff writes I’m Earning Money, Now What? – I got a call yesterday that made me smile. A friend of mine explained that they are now earning more than they need to pay their bills, and they wanted my ad!

SBB @ Simple Budget Blog writes Paying Yourself: How to Take Care of Your Own Expenses in a Budget – Don’t complete your weekly budget without paying yourself as well. Here are some suggestions on how to do this and what you should pay yourself for.

JP @ My Family Finances writes Lower Rates Means Saving More Money – In a down economy all we hear about are all the negative effects of low interest rates, including; dilapidated bond yields, a sluggish stock market, and low interest earning bank accounts.

Lauren @ L Bee and the Money Tree writes How to Deal When You Are Just Treading Water – We have all times in our debt payoff process where we are just treading water. An emergency drains your savings and you have to replenish it. Your employer cuts back your hours and you can’t afford much more than your basic bills.

IMB @ Investing Money writes Growth Stocks for 2014 – It’s March 2014, and we’re searching for growth opportunities in stocks thoroughly! Read here for growth stocks finds in this new year.

Mike @ Personal Finance Journey writes Buying Local versus Shopping Online Overseas – Should you support local business or save your money by shopping online? Do you know how each decision can impact you or your local economy?

Don @ MoneySmartGuides writes 5 Out of the Norm Ways to Save Money – We are always looking for ways to save money. Here are a handful of ways to save money that you might have overlooked that can save you big!

Maria @ The Money Principle writes Three kitchen appliances that will help you slash your food budget – Cutting down your food budget is about inventiveness and ingenuity. Sometimes it is also about technology as with these three kitchen appliances.

Ted Jenkin @ Your Smart Money Moves writes Is It Time To Take A Sabbatical? – The corporate treadmill is pushing people to the point of breaking.

Roger the Amateur Financier @ The Amateur Financier writes Some of My Favorite Posts These Past Five Years – A listing of 25 of the best posts from this blog over the past five years, done to highlight some of the best subjects covered and material published.

Debt Guru @ Debt Free Blog writes Important Factors of Choosing The Right Insurance – There are important factors when it comes to choosing the right insurance for you. You should only pay for the type of coverage you need. Read for tips!

Michelle @ The Shop My Closet Project writes 5 Cheap Ways To Be Fashionable This Spring – This change in season (and the end of my No Shopping Challenge) has me thinking about transitioning my wardrobe into Spring without spending a ton of money. The following are 5 inexpensive ways to transition into a Spring look while using your current wardrobe.

Jack @ Money Saving Ethics writes If you have Variable Annuities, you Need to Know This – As more and more baby boomers search for solutions to fund their retirement, the number that are investing in variable annuities is swelling fast. Right now, nearly $2 trillion is already invested in them.

@ Pay My Student Loans writes Some people choose to go to school to open career doors; some people seem to go to school AS a career. Graduate students are some of the latter. It is – Some people choose to go to school to open career doors; some people seem to go to school AS a career. Graduate students are some of the latter. It is difficult to remain in school for so long. The financial element is usually the most difficult part.

Jeremy @ Modest Money writes Announcing the Modest Money Top Finance Blogs List – Modest Money Top Finance List will be a more reliable list to rank the best finance blogs. Not only will this list be a lot more stable but it will include a lot more stats thus making it more valuable to bloggers, marketers and advertisers.


Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

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{ 2 comments… read them below or add one }

Martin May 1, 2014 at 6:54 pm

I was very busy lately, barely able to manage my own blog. You did great while I was gone, man! Nice postings. Do you select what to post from applications or do you usually post everything?

Reply May 4, 2014 at 7:21 pm

Hey Martin – good to see you again! I typically remove the obvious spam and anything that doesn’t fit with the theme of the site or is poorly written. Other than that – I post it! Thanks for stopping by.


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