Aspiring Blogger – Personal Finance Carnival #36


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 36th edition of the Aspiring Blogger – Personal Finance Carnival. This week we have a large number of new submitters – which is awesome! Thanks of course, to everyone who submits on a regular basis, but if you are new – a big shout out to you! I couldn’t do this without all your content, so keep up the awesome work!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Lauren @ L Bee and the Money Tree writes It’s Worth the Spend: When You Should Be Totally Okay with Spending Money – Some things in life are worth the money. Sometimes, we should avoid beating ourselves up for not saving and be totally okay with spending money instead.

Mr. 4HWD @ The Four Hour Work Day writes Work is More Fun When You Don’t Have to Work – For a while there, the thing I wanted more than anything else in this world was to retire early. Sippin’ pina coladas on the beach sounded pretty good compared to working 8 hours a day in a tiny cubical. But during the past few months, I’ve had a slight revelation. What fun is early retirement if you have no one to enjoy it with? If all your friends are still working then what the hell are you going to do every day for the 8-10 hours you’re alone? There are only so many activities you

Gretchen @ Retired by 40! writes Aldi vs. Sam’s – Is the Warehouse Club Worth It? – Warehouse clubs are hawked as a money-saver. But are they?

Mr.CBB @ Canadian Budget Binder writes Finances are more like moon phases: Net Worth update Feb 2014 – Like moon phases, our finances including Net Worth is constantly changing and this month is no different. There will always be ebb and flow in everyone’s finances, sometimes purely by the choices we’ve made.

Mark Ross @ Money Saving Dude writes 11 Ways You Can Do To Save Money While Traveling – Want to know how you can save money while traveling? Check this article right here, and know the different things you can do to save money while you enjoy your vacation.

Taylor @ Trendy Cheapo writes How to Kick Beginner Budget Butt – A guide to kicking budget butt for beginners

Lily @ Paying Debt Down writes A Few Reasons that Investors like ETFs – In recent years, ETFs have become much more popular and are actually gaining against some other, more mature mutual funds. The reasons for that gain in popularity are explained below.


Cat @ Budget Blonde writes Dreaming of Property Ownership … Someday! – Hubs and I were talking the other day about some of our interests and goals for the future in terms of property ownership.

Adam @ Stop Worrying About Money writes Day 13 – How To Identify Quality In The Products You Buy – Today, we are going to be talking about the term quality,”and what it means for the products we buy.

Aaron @ Aaron Hung writes How to Get the Best Deal for a New Car – Purchasing a new car is a big deal, and it is always good to have some tricks under your belt.


Larry @ KrantCents writes Budgets and Diets Are a Waste of Time – Redux! – Budgets and diets are a waste of time! Most, if not all personal finance (PF) bloggers are probably surprised I would say that.

Monica @ Monica On Money writes Why I’m Cancelling My iPhone – So after many, many, many years of paying over $110 a month for my iPhone 3, then iPhone 4, then iPhone 4s, I am over it.

Bob @ Dwindling Debt writes Protect your Tax Refund from Identity Thieves – What could be worse than having to file your taxes this year? How about having an identity thief steal your tax return check?

Jay @ Daily Fuel Economy Tip writes Ways To Save on Gas and Drive More Fuel Efficiently – It is essential that every motorist strive to obtain the best possible fuel economy. Reducing fuel consumption puts more cash into your pocket and curbs the amount of environmental pollution.


Simon @ strengthenyourshot writes Keep It Simple! Repair Your Credit With These Tips – Part 1 – There are a lot of ways to damage your credit score, from falling for a credit card scam to just being unlucky with the recent economy. Thankfully, there are methods in the below article that can help you mend this problem. If your credit is such that you cannot get a new card to help repair it, apply for a secured one. Most likely, a secured credit card will be easy for you to get, but you have to fund the credit account before you purchase so the bank knows that you won’t miss any payments.

My Wealth Desire @ My Wealth Desire writes How Wealth Desire Achieve Your Financial Goal – Desire is the first conception of wealth building. It is the desire for wealth of Warren Buffett to become wealthy that he started earning and saving money at young age.

Sustainable PF @ Sustainable Personal Finance writes Do You Put Your Ideals Ahead of Your Pocketbook? – There are times when adhering to your ideals is cost-efficient. Not everything is like that, however. There are times when your ideals can cost you money.

Alexa @ Single Moms Income writes Recipe: Easy Homemade Chicken Strips – Kids love chicken strips! Store bought chicken strips are a very easy staple for Moms and Dads to have on hand.

Justin @ Edward Antrobus writes Considering ETFs? Here’s How to Get a Good Deal – ETFs can be purchased practically anywhere you can buy a stock, either through a broker, or a brokerage account.

Marissa @ Thirty Six Months writes Simple Strategies for Prioritising Your Debts – Most of us have debt in some form; that is a fact of life. It is important to have a goal to pay back any debt owed, but it is just as important to know which debts should be paid off first.

Andrea @ So Over This writes Rocky Balboa Invented CrossFit Training – I have prided this site on being a good mix between topics on life, and on finance. Fortunately for me those two topics often collide.

Oscar @ Money is the Root writes What Do Americans Really do with Their Tax Refunds? – Surprisingly the IRS has already issued over 31 million refunds in 2014 and the average refund so far is $3200. Despite their best intentions however, the average American finds it quite difficult to save that money.

GYF @ Gaming Your Finances writes Our Savings Rate Was… !!! – We calculated our savings rate for the last year. This is something we’re really interested in because that will tell us exactly how long until we reach early retirement! Follow the link to find out what our savings rate was in 2013.


Crystal @ Budgeting in the Fun Stuff writes 7 Financial Lessons from “Good Burger” – I hung out with my Little Bro’ from Big Brothers Big Sisters last night and he chose the Netflix movie for our evening – “Good Burger”.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Natalie @ Debt and the Girl writes Spending Money to Save Money – Driving down an LA surface street to go to my friend’s house, that dreaded feeling came over me at a stoplight. My car was kind of doing this weird shaking thing.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Hadley @ Epic Finances writes Which Bond ETFs are Doing Well so Far in 2014? – It is well-known among investors that US equity markets have gotten off to a pretty rough start here in 2014. Because of that being the case, there is much higher interest in fixed income securities resurfacing this year.

Jack @ Money Saving Ethics writes Is the myRA destined to be a misguided, bureaucratic nightmare? – Critics are already lining up to deride Pres. Barack Obama’s new retirement account, the myRA, saying that it will do almost nothing to help the working poor is destined to become another bloated bureaucratic system that will waste of taxpayers’ dollars by the billions.

Shannon @ Financially Blonde writes Don’t Fear the Reaper – Many people fear investing as much as they fear death or public speaking. Here are some reasons why you should overcome those fears.


Charles @ Getting A Rich Life writes What It Means To Be Poor In America – There is a fascinating article I found on Frugaling about a poor person who wrote about why she made bad decisions. She explains why she smokes, eats junk food and has several kids by several different fathers.

Marissa @ Finance Triggers writes Quirky tips for conserving cash – Here are a few quirky tips for saving some cash. Read on to find out how you do not have to turn your life inside out to gain control of your finances.

Sam @ The New Business Blog writes Fastest Ways to Build Debt Straight Out of High School – Graduating high school is a big milestone in life. It is an exciting time that often makes young adults feels a bit of freedom.

Lenny @ Best Money Saving Blog writes How to Cope With Overspending – There are many reasons for overspending. Some people do it because they are insecure and use possessions as comfort objects. Others use acquiring new things as a quick pick-me-up if they are feeling a bit low.

Amy @ Money Mishaps writes Have a childhood savings bond? Here’s what you can do it – Although it was not always a welcome gift, many children got savings bonds for birthdays and other holidays. The goal behind them, in most cases, was to have something ready when it was time to pay for college.

Danielle @ Saving Without a Budget writes Most in US Have No Savings to Speak Of, Unfortunately – The average American continues to struggle when it comes to saving money due to problems like prolonged unemployment, underemployment and stagnant wages.

Daniel @ Make Money Make Cents writes Where exactly IS the Best Place to Retire? – If retirement is approaching for you and you are planning on making a move to spend your golden years in an area of the world where you can stretch your budget, a new report says that you should be taking a good look at Europe.


Ted Jenkin @ Your Smart Money Moves writes Five Financial First Time Homebuyer Mistakes – In all of the financial transactions we make in our lives, there are few that pale in comparison to the excitement of making the purchase of your first

Crystal @ Married (with Debt) writes Baby Budget: How to Start Saving for a Baby – Learn what to expect financially when you’re expecting. Planning a baby budget and saving for a baby early can help you be better prepared for the expenses of raising a child. Open a money market account or certificate of deposit to get started today.

SBB @ Simple Budget Blog writes Falling in Love With Your Finances – Getting financially frustrated? Here’s how to fall in love with your finances instead of hating them.

CAPI @ Creating a Passive Income writes College Past 22? Why It Might Not Be Too Late – Whether a student is 18 and thinking of postponing or 22 and thinking of attending college for the first time, here are a few things to think about.

Harry Campbell @ Your PF Pro writes A Review of the Big Short by Michael Lewis – Before I read The Big Short by Michael Lewis, I had no idea what credit default swaps and collateralalized debt obligations(CDO’s) were. But Lewis does a great job explaining what went on during the years leading up to the subprime mortgage crisis and where it all went wrong. I always knew that the economy got royally f’d by the housing market in 2007-2008 but I never really knew why until reading this book. I was in college during 2004-2009 and the economy was really the least of my worrie

Thomas @ i need money ASAP! writes How To Be A Movie Extra – Being an extra in a movie can be a fun way to earn money. Typically you’ll get free food. You’ll have the chance to meet celebrities. You might even get your name into the credits. If you’re flexible on time then being a movie extra could be the perfect way to earn money.

Richard Adams @ Tech Toucan writes The Bloggers Cartel: How To Network Your Way To Success – Wouldn’t it be nice if there was a way to “fast track” the success of your blog and plug yourself straight into an existing network of passionate, experienced bloggers? A network that will not only help you to promote your blog the right way but a network where you’ll gain access to other successful bloggers who can act as your own mentors? Fortunately, there is. Here we tell you the how – and the where.


Hank @ Money Q&A writes Affordable Home Insurance Checklist – Are You Paying too Much? – First time buyers and existing homeowners alike can benefit from a few practical steps in purchasing homeowners insurance. Here is a home insurance checklist to get started.

Don @ Money Reasons writes Why It’s Wrong When Billionaires Try To Destroy Companies – Can and will Billionaire Bill Ackman start to destroy companies and jobs. I think it’s wrong when Billionaires Try To Destroy Companies and here’s why.

Maria @ The Money Principle writes Do you have what it takes to be a strategic saver? Take the test! – You need to be a strategic saver to win the Game of Wealth. Do you have what you need? Take the test and see.

Roger @ The Amateur Financier writes 8 Ways to Keep Toddlers Entertained on Trips – A guide to methods for keeping your children, particularly toddlers while trying to travel, focusing on games, music, artwork, sites, and sleep.

Kyle @ The Penny Hoarder writes How to Sell Your Old Phone for the Most Amount of Cash – A few months ago I published my guide on how to escape the paycheck-to-paycheck lifestyle. A lot of you emailed me to say you loved the monthly goals and action steps, but told me that I missed one of the easiest ways to build your emergency fund – selling your old crap.

IMB @ Investing Money writes Investing in Solar Stocks – The solar energy sector has been growing steadily as a need for new sources of power grows. Now, solar energy stocks are a growing investment option.

SavingMentor @ How To Save Money writes Aeroplan Credit Cards Comparison – Helping you understand and choose the best Aeroplan credit card on the market. Take advantage of the significant sign up bonuses and fly free faster!

Don @ MoneySmartGuides writes How To Make Extra Cash – Do you want to know how to make extra cash? Who doesn’t? This post lists easy ways to make extra cash without a lot of effort. It’s the best of both worlds!

Debt Guru @ Debt Free Blog writes Be Prepared: What to Do After Losing a Loved One – Losing a loved one is traumatic. Regardless of who they are, this is never an easy time in your life, but there are important steps to take after such a loss.

Tony @ We Only Do This Once writes 5 Crazy Ways Credit Cards Ruin the Cash Culture – With the ease and convenience, not to mention the safety of using credit cards, it is easy to see how credit cards ruin the cash culture.

Mr. Frenzy @ Frenzied Finances writes Finance Fast: Having a Successful Yard Sale – Are you in need of some quick cash? One of the best ways to earn some extra finances is to have a yard sale.

Wayne @ Young Family Finance writes 5 Ways to Budget for a New Car – Purchasing a brand new vehicle is exciting, but it’s also rather expensive. Instead of spending all of your savings on this car, follow these tips to ensure you receive the best price possible.

Mike @ Personal Finance Journey writes The 8 Most Common Car Insurance Myths – Will believing in car insurance myths help you save or not?

Mrs. Accountability @ Out of Debt Again writes Did I Ever Tell You About the Time We Ate Dog Food? – Why would someone eat dog food? We’ve all heard stories about elderly people who are so poor and desperate that they would eat canned dog or cat food.

Suba @ Broke Professionals writes Quit the Gum! – How I stopped using nicotine gum after 8 years of chewing and $6000 worth of dental crowns for cracked teeth.

Matt @ Budget Snob writes Should you consider refinancing a student loan? – One of the biggest debts that the average American has is their student loans from college. Recently there has been a lot of talk about refinancing a student loan. We look at a number of different factors that you should know about before making a decision on whether to do this.

Mario @ Adventures in Frugal writes Plan out your next job (or three) while happy in your current one — a personal finance goal for March 2014 – Don’t wait until you’re miserable or jobless to look for your next position

Gretchen @ Retired by 40! writes My 7 Worst Financial Mistakes – Everyone makes mistakes – take a look at mine!

Jeremy @ Modest Money writes How to Become a Leader for Your Company – Always looking for ways to improve things, being an ambassador for the brand, not doing anything that would embarrass the company and showing an enthusiasm for education is what you need to do in order to show your boss that you are capable of moving up within the company and becoming the leader that you picture yourself to be.


Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

{ 5 comments… read them below or add one }

krantcents April 10, 2014 at 6:24 pm

Thanks for inclusion and hosting, I really appreciate it.


Taylor April 11, 2014 at 10:58 am

Thanks for hosting and adding me to the list! I can’t wait to check out each site this weekend 🙂

Reply April 11, 2014 at 3:10 pm

Thanks, I appreciate the support!


Retired by 40 April 15, 2014 at 6:28 am

Thanks for the inclusion!


MonicaOnMoney April 15, 2014 at 9:07 am

Thanks for including my article!


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