Aspiring Blogger – Personal Finance Carnival #34


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 34th edition of the Aspiring Blogger – Personal Finance Carnival. Here we go – catching up a little more. Let’s be honest though – the posts below are pretty timeless – so even though I’m a little behind (as I mentioned last week..sorry!) – these are still great reads that you’re going to get a lot of enjoyment out of! I’m trying to space out my catching up a bit, but hopefully by the end of next week I’ll be back on schedule and we’ll be back to our regularly scheduled carnival – and maybe even some new content??? Whoa – weird, I know – but it’s coming – get ready!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Lauren @ L Bee and the Money Tree writes Practicing Conscious Spending – Conscious spending rocks my socks off. Are you a budgeter or a conscious spender?

Mr.CBB @ Canadian Budget Binder writes Forcing Your Financial Belief System Never Works – Someone always has a financial belief system that will change your life and believes that it will not only change their life but yours as well.

Chuck @ Tortoise Banker writes Guide to Getting Rid of Car Payments Forever – What if instead taking out a loan ever time you need to buy a car, we put into action a proven plan used by millions of successful Americans to avoid car payments all together?

Alexa @ Single Moms Income writes 5 Money Making Ideas for Stay at Home Moms – Being a stay at home mom has a lot of rewards for a mother, but most women think this means sacrificing an income or even a career. This is simply not true.

Justin @ Edward Antrobus writes Considering ETFs? Here’s How to Get a Good Deal – ETFs can be purchased practically anywhere you can buy a stock, either through a broker, or a brokerage account.

Marissa @ Finance Triggers writes Are You Financially Ready To Have A Baby? 5 Questions To Ask Yourself – Having a baby, and starting a family can be an exciting time in your life. However, bringing a little one into this world can be challenging, both emotionally and especially financially.

Jay @ Daily Fuel Economy Tip writes With Winter Comes Poor Gas Mileage – Have you been thinking that your car’s fuel economy has been lower over the last few weeks? If you have, it is not your imagination. It is just the fact that, in winter, your fuel economy usually does go down, at least a little bit and in some cases quite a lot.

Mario @ Adventures in Frugal writes Is frugality sexy? – Frugality has certainly been called many things, but rarely sexy; here’s why I think that line of thinking should be given a second look.

Christopher @ This That and The MBA writes Money Saving Tips For College Students – Most students have experienced the difficulty of saving money from over the summer at their summer jobs. Usually the amount of money parents give them is just right for their needs and other school-related things and when there is something left, it is not enough for the personal purchases the students want to make.

Cat @ Budget Blonde writes We Love Our Frugal Renovation – Right now, the hubs and I are staying next door to his parents, and we love the frugal renovation they did to get it ready for us!

Gabe @ CPA Tax Guy writes Tax Preparations – Tax season is just around the corner, so make sure to file your return properly.

Josh @ myFICO writes The Who, Why and How Behind Your Credit Health – Credit reports are track records of how each entity has handled their debts in the past and they were born from a genuine need for a way to gauge the creditworthiness of consumers, businesses, and even entire countries. They made loans more profitable because lenders could get a good idea of the financial history of those they were giving loans to. Since it takes quite a bit of time to go through and analyze a credit report, FICO, came up with a computer algorithm that could automatically anal


Marissa @ Thirty Six Months writes Peace of mind is the most important financial asset – Whether you are struggling to make ends meet or you are comfortably off and looking to invest, you cannot underestimate the value of having peace of mind.

Sam @ The New Business Blog writes Basics about the new Home Office Deduction for 2014 – There is a new, simpler home office deduction this year that could very well save you a lot of time but, in most cases, it will not save you as much as money as the long form that everyone despises.

Amy @ Money Mishaps writes Have a childhood savings bond? Here’s what you can do it – Although it was not always a welcome gift, many children got savings bonds for birthdays and other holidays. The goal behind them, in most cases, was to have something ready when it was time to pay for college.


Crystal @ Married (with Debt) writes Personal Finance is a Middle Class Escape Plan – I don’t know what more to say than this – saving money for retirement is boring. I am losing my mind from it. But personal finance is an escape plan.

Don @ MoneySmartGuides writes The Ultimate Guide To Retiring Early – Do you want to quit the rat race and retire early? This post walks you through the steps of retiring early.

Debt Guru @ Debt Free Blog writes Early Retirement: Is It Right For You? – Deciding to retire early is not a decision to be made on a whim. There are many factors that play into early retirement. Is early retirement right for you?

Adam @ Stop Worrying About Money writes Day 2 – Create An Emergency Fund – Today, we are going to talk about budgeting for the unbudgetable — uncommon emergencies that crop up from time to time that haven’t been accounted for in your budget.

Danielle @ Saving Without a Budget writes 50 Tips to Improve Your Financial Health in 2014 – Part Six – We finish off the serious with 5 more tips. Enjoy!

Oscar @ Money is the Root writes Debt Consolidation Plan of Attack! – Dealing with debt is no laughing matter, nor is it an easy one! There is discipline to getting out of debt that is much more difficult to master than the art of getting into debt in the first place.


Harry Campbell @ Your PF Pro writes Are Credit Card Bonuses Taxable? – Now that my favorite time of the year(tax time!) is right around the corner, I’m starting to get a lot of 1099′s in the mail. I have many sources of income which usually means a lot of 1099′s showing up on my door step. It’s more work for me but it’s usually a good thing since it also means I made a lot of money last year. When I started going after credit card sign up bonuses a few years ago I wasn’t really sure how sign-up bonuses would be taxed. But now that I’ve been doing

Harry Campbell @ The Four Hour Work Day writes Why I Don’t Work Over Time(Usually) – Even though I’ve worked in the corporate world for close to 5 years now, I don’t think I’ll ever understand how ‘overtime’ is supposed to work. Most engineers are actually pretty lucky, a majority of companies pay their engineers for overtime. But apparently the rest of the workforce isn’t like that, since I have lots of friends who get paid the same amount whether they burn the midnight oil or ‘only’ work 8 hours a day.

Charles @ Getting A Rich Life writes The Advantages Of YOLO In Your Finances – People who have YOLO in their finances and carefree often don’t worry about what everyone else does.

Monica @ Monica On Money writes 7 Better Ways To Spend Your Tax Refund – If you are getting a tax refund this year, it is time to make a plan on what to do with the extra money. Otherwise, without a plan, who knows where all that money will end up.


Luke @ Learn Bonds writes Three Solid Income Stocks For 2014 – Here are three tasty dividend-paying stocks that can boost your income without taking on too much risk.

Jason @ The Money Makers writes Does Amanda Bynes Need a Conservatorship? – The publicly documented downward spiral of Amanda Bynes may be reaching its breaking point.

Natalie @ Debt and the Girl writes I Got to Meet my Savings Idol – Its funny how thing happen sometimes. You can meet the most random of people in different places. I had this happen to me over the weekend. I was able to meet my savings idol and that was Clark Howard.

Hadley @ Epic Finances writes Would investors be better off purchasing Bond ETFs right now rather than Stocks? – Many investors across the country are moving their money and investments from stocks over to bonds. The question that many investors are asking right now is simply this; should I be doing the same?

Lenny @ Best Money Saving Blog writes What to Consider Before You Buy a Home – The American dream of home ownership simply will not go away. You would think that there never was a credit crisis even though it was not that long ago that we were bombarded on a daily basis with stories about underwater mortgages, foreclosures and crashing prices.

Jacob @ Cash Cow Couple writes Betterment Review – Betterment offers an excellent investment management service that is based on modern finance theory


Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Bob @ Dwindling Debt writes Protect your Tax Refund from Identity Thieves – What could be worse than having to file your taxes this year? How about having an identity thief steal your tax return check?

Andrea @ So Over This writes Getting the Most Out of Your Children at Tax Time! – When it comes to school, grades and sports, all parents hope that their children will be a credit to their name. At tax time however, this can literally be the case.

Daniel @ Make Money Make Cents writes 5 Excellent Home Investments for 500 Bucks or Less – If you are wondering what to do with your tax refund this year, we have 5 home investment ideas for you that cost less than $500 but will give you a very good return on your money.


Eva Baker @ TeensGotCents writes $1,000 Challenge – Eva and Work Expenses – Mom is still trying to cut $500 from our monthly budget.

Jacob @ AllPersonalFinance writes Extra Cash: Five Ways to Get Paid Without Leaving Home – In today’s economy, many people find they could use a little extra cash. Whether you need more money to meet your basic expenses, or you’d just like some additional spending money, there are many ways to accomplish this without getting another job. Here are some ideas to help you start thinking creatively.

Maria @ The Money Principle writes Fail proof business models – Thinking of starting a business of a side hustle? Here are three fail proof business models you will find useful.

Brent @ PersonalFinance-Tips writes Saving Money: Ways To Bring Your Water Bill Down – The water bill can take up a large portion of your household budget. There are several ways to bring your water bill down so that you can save money. The following tips are simple, yet they can make a big difference on the monthly bill. Showering Switch to a new showerhead. Many older models can use up to 5.5 gallons per minute.

Mike @ Personal Finance Journey writes The 5 Signs you Need a New Real Estate Agent – In order to win at Real Estate your best resource can be your Agent. But do you know the The 5 Signs you might Need a New Real Estate Agent?

CAPI @ Creating a Passive Income writes Become more productive in your business – In this brief article, you will find some productivity tips in response to some frequently asked questions. Find out how you can be more productive.The post Become more productive in your business appeared first on .

Hank @ Money Q&A writes How To Get Rewards When Spending With Your Business Credit Card – Business credit cards have developed a whole line of innovative programs, offering multiple ways to earn valuable rewards. Credit card companies often use rewards and bonuses to attract clients.

Cat Alford @ Budget Blonde writes We Love Our Frugal Renovation – Right now, the hubs and I are staying next door to his parents, and we love the frugal renovation they did to get it ready for us!

Thomas @ i need money ASAP! writes Donate Blood For Money – Need money asap? Then why not donate blood for money? Typical rates are between $25 and $50 per donation and you can donate up to twice per week. So in a given month you could make anywhere from $200 to $400 by donating blood.

Sustainable PF @ Sustainable Personal Finance writes Do You Put Your Ideals Ahead of Your Pocketbook? – There are times when adhering to your ideals is cost-efficient. Not everything is like that, however. There are times when your ideals can cost you money.

Larry @ KrantCents writes Start an Online Business Today; Feel Accomplished Tomorrow – How can success be measured? Are you successful once you earn a certain amount, attain a fancy title, or put down a deposit on a four-bedroom house?

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Lily @ Paying Debt Down writes A Few Reasons that Investors like ETFs – In recent years, ETFs have become much more popular and are actually gaining against some other, more mature mutual funds. The reasons for that gain in popularity are explained below.

Jack @ Money Saving Ethics writes Moving? Make sure you protect yourself, not just your furniture – Did you know that moving is consistently ranked as one of the top 5 biggest stressful events in a person’s adult life? It is true, but while moving is definitely bad enough, being scammed by your moving company is probably a bit worse.

Glen @ Glennalicious writes How To Start A Blog For Free – A Guide To Setting Up Your Blog – The internet has become the easiest path to financial independence for many entrepreneurs. From revolutionary technology companies to freelance writers to bloggers, there are many ways to make money online. Check out our guide to setting up a blog for free – it could change your life!

Bryan @ Gajizmo writes How Can I Make Money From Home? – The internet has revolutionized the way stay-at-home parents can become entrepreneurs. Ten years ago, making money online via blogging was difficult and almost unheard of. Now, anyone can leverage their tech savviness to earn a living. Learn legitimate and easy ways to make money from home.


Lindy @ Minting Nickels writes Can You Make Decent Money Online? – True, you’ve heard a lot about how one can make money online. True, you’ve tried, failed, and have tried again, only to fail again.

Mrs. Accountability @ Out of Debt Again writes How Much Should You Pay Your Affiliates? – This is a question you might come across if you begin selling a product of your own.

Bargain Babe @ writes Monday Freebies – Free Chocolate – Monday Freebies – Free Chocolate offers tips on saving money every day.

Crystal @ Budgeting in the Fun Stuff writes Growing Another Side Hustle – Pet Sitting! – I’ve started to feel stagnant in the last few months. Usually that means that I need to tackle something new (as you’ll see below).

Wayne @ Young Family Finance writes Reuse, Not Refuse: Five Items to Repurpose to Save Money – Why throw out day-old bread or rancid olive oil when you can change them into something useful? Here are five things to repurpose rather than throw out.

PPlan @ Provident Plan writes Cash Now vs Slow Annuities: Why the former is better? – If you have been injured in an accident or you have won a worker’s compensation claim or you have won a settlement for the wrongful death…

Ted Jenkin @ Your Smart Money Moves writes Five Tips For Ordering Wine When You Dine Out – We’ve all had that dinner where you go out with someone who is truly a wine snob. Or so they think so.

Tony @ We Only Do This Once writes The 10 Commandments for Credit Card Holders – Anything in life that’s worth taking seriously comes with a strict set of rules, and there are very few things in life that we must take as seriously as credit cards!

IMB @ Investing Money writes The Financial “Butterfly Effect.” – The “Butterfly Effect” is a theory that postulates that a small change in the initial condition of a system causes a chain effect that can change the outcome of an event. The example often used is that a butterfly flapping its wings in South America can affect the trajectory of a hurricane headed for Texas.

Roger the Amateur Financier @ The Amateur Financier writes How Should You Handle Receiving a Sizable Lump Sum of Money – A guide to how to handle lump sums of money, such as lottery winnings or tax refunds, putting them towards debt payments, emergency funds, and investing.

Mr. Frenzy @ Frenzied Finances writes Elder Advice: 5 Finance Lessons from Grandpa that Still Make Sense – Although the national debt continues to grow, more people are learning to gain a new perspective on their money and acquire old fashioned finance habits.

Suba @ Broke Professionals writes Accumulate points and miles 2X faster with the Rapid Rewards Card – Accumulate points and miles 2X faster with the Rapid Rewards Card is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. If you fly regularly with Southwest Airlines, having a credit card that lets you accumulate points and miles for those flights might be helpful.

Aaron @ Aaron Hung writes How to pay for College? Why not use a Roth IRA – If you are hoping that your children will go to college Sunday, you have more than likely thought about the best way to put money aside to pay for it.

Matt @ Budget Snob writes Over 40? Never too Late to Save for Retirement – From a retirement planning perspective, the decade between your 40th and 50th birthday is a time when, if you have not started saving for retirement, you definitely should.

Jon Haver @ Pay My Student Loans writes Financial Aid for Minority Students – Going to college is not easy. For many young adults, it is their initiation into the real world, and it can be a difficult transition. Compared to grade-school, the classes can be more difficult, with more challenging material to cover in less time, and with teachers who are less interested in helping you keep up.

Jeremy @ Modest Money writes The 5 Money Management Apps You Should Be Using – Find out which money management apps you absolutely need to install today to better manage all aspects of your personal finances.


Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

{ 4 comments… read them below or add one }

krantcents March 20, 2014 at 9:00 am

Thanks for inclusion and hosting, I really appreciate it.

Reply March 31, 2014 at 8:31 am

No problem, thanks for the great content!


MonicaOnMoney March 27, 2014 at 9:25 am

Thanks for including my article!

Reply March 31, 2014 at 8:30 am

Of course, thanks for submitting the great content!


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