Aspiring Blogger – Personal Finance Carnival #33


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 33rd edition of the Aspiring Blogger – Personal Finance Carnival. So yeah…I’m a little behind – and I apologize. My vacation was awesome, but I came back and immediately went out of town for a week. Since then, I’ve been so busy with work and life that I just haven’t been able to put any new content up – and I apologize. I promise to get to work on new content, but in the meantime – here’s the carnival for your enjoyment!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Eva Baker @ TeensGotCents writes A New Window To The World – Mike finally got a smart phone! And I thought I was the last teen on the planet without one! Learn about his new windows phone and how he is adjusting!

Harry Campbell @ The Four Hour Work Day writes Are you Afraid to Take a Vacation? – I came up with a lot of article ideas on my last vacation to Hawaii. There was something about the crisp Hawaiian air that inspired me to write and I actually spent most mornings working out on the lanai. But after that, I was pretty much free to do whatever I wanted. The ironic part about the whole trip was that I almost didn’t even take it. Since I just started a new job, I wasn’t sure if it would be a good idea to take 3 days of vacation within the first three months of being hired. Even

Pauline @ Reach Financial Independence writes I am a killer! (and costs of eating your own food) – I don’t know if I am really proud of it, but kind of, so yay for being a killer I guess. And today I am a killer! (and costs of eating your own food).

JC @ Passive-Income-Pursuit writes Income Update – January 2014 – The key to successful household finances is simple. Spend less than you earn. I take a look back at the way money moved through my hands during January.

Mr.CBB @ Canadian Budget Binder writes 5 Secrets your millionaire neighbour isn’t telling you – You never know who is a millionaire these days, or do we? A record-breaking 12 million people were millionaires in 2013 and researchers predict that people with net worth of at least a million dollars would continue to increase for the coming years.

Jason @ The Money Makers writes Zimmerman Wins Lottery: A Prank, but What Are the Real Odds of Winning? – Satirical reports regarding George Zimmerman have been misconstrued as factual by several media outlets, which have led to the belief that the man who killed Trayvon Martin is now a multimillionaire due to a lucky lottery ticket.

Bob @ Dwindling Debt writes 3 Tips to Reduce Capital Gains Taxes when you Sell your Home – It is probably not news to you that during the financial crisis, home prices tanked completely

Lily @ Paying Debt Down writes What are the best deals at your local Dollar Store? – Dollar stores are popping up like mushrooms all over the country and while they certainly are an excellent place to find good deals on a number of different things, they also happen to sell quite a bit of junk.

Mark Ross @ Money Saving Dude writes Best Thing You Can Do With Your Saved Money – Still wondering what you should do with the saved money that you have? If you are, then read these following options and know what is the best thing you can do with your money now.

Nick Loper @ writes How to Save $804 Per Year on Your Cell Phone Bill – How to cut your cell phone bill in half

Chrostopher @ This That and The MBA writes Saving For The Future – When money is tight we look towards brighter days. Having an account where your money is not locked away is critical when the economy is not doing well. It could happen at any moment that you lose your job.

Gretchen @ Retired by 40! writes 14 Ways To Save on Utilities – When You Can’t Turn Down The Heat! – With a baby in the house, we can only turn down the heat so much, so I came up with other ways to save!

Gretchen @ Retired by 40! writes How Much Are You Willing To Spend On Your Pets? – Spending thousands of dollars on a pet doesn’t fit into the budget – what do I do?

Justin @ Root of Good writes January 2014 Financial Update – We saved some money, we lost some money. Free appliances and free cell phone service kept our monthly expenses low, but a downturn in the stock market made us $60,000 poorer.


Daniel @ Make Money Make Cents writes Understanding Budgeting Loans – If you are considered low-income and have a financial emergency, you may be able to borrow money from the government.


Chuck @ Tortoise Banker writes How to Retire Early – Because who wouldn’t want to know.

Natalie @ Debt and the Girl writes Could You Survive on $4 an Hour? – There has been a lot of discussion lately in the news on trying to eliminate high employment especially among the long-term unemployed.

Larry @ KrantCents writes Do Something Extraordinary! – Extraordinary is defined as going beyond the usual, regular or customary. This time of year, you make resolutions, plans, goals or changes.

Monica @ Monica On Money writes Is Cash Really King? – CASH vs. Credit Card. What’s Better? A year ago, I cut up my credit card. (I only had one).

Marissa @ Thirty Six Months writes How to Budget for Unexpected Expenses – This winter has been brutal. Extremely brutal. And I am not just talking about the extreme cold, but the record snowfall as well. Let’s just say that I have spent more time indoors in the last 2 months, than I have in all of 2012-2013 combined.

Amy @ Money Mishaps writes Don’t Put Off Downsizing to a New Home – As many couples get older and closer to retirement, they begin to make plans to move to a smaller home in order to cut down on the expenses and physical stress that homeownership inevitably brings.

Matt @ Budget Snob writes Companies that Mix Religion with Business. – It is well-known that talking about religion or politics among friends and family members can make for awkward conversation. For businesses, it can not only be awkward but also financially deadly.


Charles @ Getting A Rich Life writes The Three Financial Moves You Need To Protect Your Family – To provide and protect your family you need to do these three things.

Aaron @ Aaron Hung writes Emergency Funds in a Savings Account? Forget About It – Here on our blog we have said many times that having an emergency savings account available should something happen, like an accident or loss of job, is a very good idea and vital for all consumers.

Marissa @ Finance Triggers writes Five simple steps to increase your disposable income in 2014 – January can be one of the most stressful months of the year, especially with financial worries following the festive period’s expensive outlays. So here are five simple steps to increase your disposable income in 2014.

Hadley @ Epic Finances writes Want to Contribute to your IRA for 2013? You Still Can! – 2013 has come and gone and now that we’re in the new year many people think it’s too late to put money into their retirement accounts and get the tax savings that they can bring.

Danielle @ Saving Without a Budget writes Want to Reach your 2014 Financial Goals? Here are 5 Tips that will help – No matter who you are or what your financial goals in 2014 happened to be, the best way to meet them (and exceed them) is to have a financial plan.

Jay @ Daily Fuel Economy Tip writes Tips for Lowering your Gasoline Costs – If there is one thing that can cause a person to become fired up with emotions it is the thought of buying a new car.

Glen @ Glennalicious writes How Do You Start A Blog? – Have you been thinking about starting a blog online as a means of transitioning to self-employment? If you are afraid of the technical aspects of building a blog, check out this step-by-step guide to help you start out. We walk you through choosing a domain, hosting, and setting up your WordPress blog.


Don @ MoneySmartGuides writes 4 Mistakes You’re Making When Investing – When it comes to investing, there is no formula to success. There are many different profitable investment styles, thus we cannot say “just do X, Y, Z and you’ll be a millionaire”.

CAPI @ Creating a Passive Income writes Stock Market Watch: The 10 Stocks to Keep Your Eyes On – It is always important to know what investments will pay off. You need to check stocks to see what investment options work for you. Read here for some help.

Justin @ Edward Antrobus writes Improve your Returns with these Investing Tips – The S&P 500 index had a banner year and saw gains of more than 30% in 2013!

Sam @ The New Business Blog writes T-Mobile making strides, and passes, in mobile market – It seems that, while Russell Wilson of the Seattle Seahawks was the best quarterback on Super Bowl Sunday, Tim Tebow was also making quite a splash even though he has not thrown a football in almost 2 seasons.

Lenny @ Best Money Saving Blog writes Is it financially responsible or feasible to own a pet? – In 2012 approximately 70% of all US households had a dog or cat, about 83 million homes. But is it a financially responsible move?

Jack @ Money Saving Ethics writes Is the myRA destined to be a misguided, bureaucratic nightmare? – Critics are already lining up to deride Pres. Barack Obama’s new retirement account, the myRA, saying that it will do almost nothing to help the working poor is destined to become another bloated bureaucratic system that will waste of taxpayers’ dollars by the billions.

Oscar @ Money is the Root writes Should you be using Mint, the free online personal finance service? – One of the main points that we constantly try to make here on our blog is that everyone should have (and use) a budget to keep their spending in line and adequately fund their emergency, retirement and other savings accounts.

Matt @ Rising Returns writes Selling a Covered Call – What is a covered call and how can they be a part of my investment strategy?


Sustainable PF @ Sustainable Personal Finance writes 4 Tips for Encouraging Your Kids to Adopt Sustainable Practices – Many of us want to leave the world a better place. One of the best ways to do that is to teach your children your values, and encourage them to do the right thing — especially when it comes to adopting sustainable practices.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.


Mike @ Personal Finance Journey writes 5 ways Your Contactless Payments Cost You More – Contactless Payments have revolutionized the financial world and how you spend but will it help you save or help you spend more?

Crystal @ Married (with Debt) writes What Would I Sacrifice for Retirement? – Forgoing cable, average bill $80, could amount to a million dollars saved over the course of 50 years. So, naturally I began to think what I was willing to sacrifice for retirement.

Lindy @ Minting Nickels writes A Quick Guide to Financing Your Start Up – Small business owners are the backbone of society.

Maria @ The Money Principle writes Four savings when skiing in your 50s (and I am really unhappy about the third one) – Saving is supposed to be a good thing. Why am I not happy with the saving I am making?

IMB @ Investing Money writes Refinance Your Mortgage Under the Federal HARP Program – The HARP program may be the right way to refinance your mortgage. It’s set to expire soon, so the time to act is now. Read here.

Pauline @ Make Money Your Way writes And my Super Secret Website is… – Today I am happy to present my new super secret website, The Savvy Scot!

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Alexa @ Single Moms Income writes How to Make an Easy $1,000 This Year By Writing for Blogs – Do you have a special goal you’re saving for this year? Would an extra thousand dollars make a big difference?

Andrea @ So Over This writes Saving Money on Child Care! – Here is a question for those of you with children; did you know that if you pay a babysitter or other childcare professional over $1900 a year, you have to pay employer taxes as well?


Bargain Babe @ writes 5 Fun AND Frugal Easter Activities – This list of frugal Easter activities has crafts perfect for children of all ages!

Cat Alford @ Budget Blonde writes How I’m Getting Free Diapers for the First 3 Months – Have you ever wanted to get free diapers for your kids? Here’s how I’m ensuring my total cost for diapers is $0 at the end of the first three months.

Debt Guru @ Debt Free Blog writes Hot Wheels: Getting a Car For Cheap – Owning and operating a car is expensive! But there are ways to make it cheaper. We can help. Read here for information on saving money on your next car.

Mrs. Accountability @ Out of Debt Again writes It’s Easy to Pay Your Bills… When You Have Enough Money – My mother came to live with us about six months ago.

Crystal @ Budgeting in the Fun Stuff writes Spender’s Guilt – Amy, a BFS newsletter subscriber, left an excellent question in this month’s comment section that spoke to me…it’s a problem that I have too.

Lauren @ L Bee and the Money Tree writes The Three Things You Need To Affect Change In Your Life – I enjoy observing people. Have you ever sat down at a coffee shop patio and watched the people go by? Do you ever wonder about their personal stories what makes them successful, happy, sad, and hopeful? I also enjoy listening to the snippets of conversation that float through the air.

Mr. Frenzy @ Frenzied Finances writes Enjoying a Responsible Gaming Environment – We all have the ability to enjoy a responsible gaming environment. For the vast majority it is simply a matter of applying a little common sense, but for a very small minority of unfortunate people it is something that of which they seem to be incapable.

SavingMentor @ How To Save Money writes Clever Ways To Avoid Out Of Stock Sale Items – I’m sure you’ve been there: You hear about some amazing sale from a little bird and you jump in your car, race to the store where this once-in-a-lifetime deal is taking place, only to find out that they ran out of stock on that item within 5 minutes of the store opening at 7am.

Don @ Money Reasons writes Why Does The Media Still Print Stuff About Madoff? – Madoff is a closed sad chapter in life, and yet new media still covers this man, why? Is there no honor in the media channels anymore. Madoff lies, surprise!

Tony @ We Only Do This Once writes Understanding the Credit Score Scale – Find out where you stand on the credit score scale so you can start maintaining or fixing you credit score today!

Roger the Amateur Financier @ The Amateur Financier writes 6 Tips for Preparing Your Own Taxes – With the tax due date coming, here are several tips to make your tax filing easier (and hopefully earn more money in your refund when you receive it)

Wayne @ Young Family Finance writes The Credit Scale: Where You Want to Be – Establishing credit, or working towards a better score? Here’s what you want to aim for on the credit scale.

Kyle @ The Penny Hoarder writes 5 Ridiculous (but effective) Ways to Save On Your Groceries – Listen, even if you re not one of those crazy coupon ladies that you see on TLC, you should still be saving a lot more on your groceries than you already are. I m not saying you need to hoard 455 rolls of toilet paper or that you need to spend hours comparing sales ads, but there are a few weird (and easy) things you can do to save some money on your grocery bill.

Ted Jenkin @ Your Smart Money Moves writes The Flappy Bird Economy – If you have kids or teenagers in your family, then it’s likely you have seen the highly downloaded app called Flappy Bird.

Luke @ Learn Bonds writes Detroit Poised to Significantly Haircut G.O. Bondholders – Detroit is also poised to significantly haircut G.O. bondholders. Here’s what you need to know.

Brent @ PersonalFinance-Tips writes Six Simple Rules To Follow That Will Get You Out Of Debt – When you have a substantial amount of debt, it can be difficult to see a clear path to paying it off. But the longer you carry high interest debt, the more you’ll end up paying in the long run. This means you will have less money to save and invest in the things that matter most to you. If this sounds familiar, you’re not alone.

SBB @ Simple Budget Blog writes Budgeting 101: Five Things You Need to Start a Budget – Haven’t followed our budget advice yet? It’s not too late. Here are the five simple things you need to start a household budget.

Harry Campbell @ Your PF Pro writes The Cost of Being a Groomsman – A lot of the wedding related articles I read have to do with how the bride and groom can save money on this or that but not many of them talk about how much it’s going to cost other people. I’ve been a groomsmen for one wedding and I’ll be having 7 groomsmen at my wedding so I’ve been thinking a lot about the cost of being a groomsman. The first thing all of my groomsmen actually asked me though, was “Do I need to do anything?” And the truth is, it’s really not that much work to be

Pauline @ Savvy Scot writes The Importance of Discussing Finances with your Partner – How important is discussing finances with your partner? Discussing your financial present is the first step towards establishing a good financial relationship.

Thomas @ i need money ASAP! writes Help Paying Bills – Who couldn’t use some help paying bills? Some months it can be hard to make ends meet. Bills pile up and eventually something has to give. If you need help paying bills then there are some options available.

Jon Haver @ Pay My Student Loans writes Financial Aid for Minority Students – Going to college is not easy. For many young adults, it is their initiation into the real world, and it can be a difficult transition. Compared to grade-school, the classes can be more difficult, with more challenging material to cover in less time, and with teachers who are less interested in helping you keep up.

Joshua Rodriguez @ Modest Money writes How Important Is It To Have A Credit Card – Many of us may take credit cards for granted. Learn just how important it is to have a credit card. Also read about who shouldn’t have a credit card.


Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

{ 5 comments… read them below or add one }

krantcents March 17, 2014 at 8:54 am

Thanks for inclusion and hosting, I really appreciate it.

Reply March 19, 2014 at 10:19 pm

No problem, thanks for submitting!


MonicaOnMoney March 20, 2014 at 7:58 am

Thanks for including my article. I appreciat the support 😉


Retired by 40 March 20, 2014 at 8:09 am

Thanks for including me! Looks like a bunch of good stuff!

Reply March 31, 2014 at 8:32 am

Anytime, thanks for taking the time to stop by!


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