Aspiring Blogger – Personal Finance Carnival #31


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 31st edition of the Aspiring Blogger – Personal Finance Carnival. As you may have noticed, the website has a new logo! I hope you like it – while it’s still very simple, a surprising amount of effort went into creating it. I hope to do other upgrades to the blog over the coming months and start turning out some great content for my loyal readers again!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Pauline @ Savvy Scot writes Costs of moving abroad – 10 things to remember – Here are 10 costs of moving abroad which you may incur, but might forget to think about (we were guilty of overlooking many).

Pauline @ Reach Financial Independence writes Is it cheaper to travel as a couple? – Have you ever wonder is it cheaper to travel as a couple? Now that I can compare the two, let’s look at expenses from solo travel and compare with traveling as a pair.

Mario @ Debt BLAG writes Don’t forget to take the student loan interest deduction when you file your taxes – The student loan interest deduction lets you deduct interest you paid on qualifying loans, with a few eligibility limits; don’t miss out!

Gretchen @ Retired by 40! writes My Top 10 Free Online Workout Websites – Exercise – even at home, doesn’t have to be expensive!

Harry Campbell @ Your PF Pro writes TurboTax 2013 Review and Premier Edition Giveaway – I’m a big proponent of do it yourself financial solutions and when it comes to taxes my feelings are no different. CPA’s and tax professionals are expensive and they probably don’t make sense for about 90% of us. Even though our tax system is pretty insane and convoluted, as long as you understand the basics online tax software can make your life a lot easier and save you some money. If you can answer simple questions about your life and enter a few financial data points, you have the a

Daniel @ Make Money Make Cents writes How Big of a problem is Medical Identity Theft? – According to a study in 2013 from the Ponemon Institute, over 2 million Americans are the victims of medical identity theft every year.

Oscar @ Money is the Root writes What are Bitcoins and should you be using them? – In the last few years, but especially in 2013, a new type of digital currency has been making headlines. Called Bitcoins this new type of money has gone from a value of mere pennies to nearly $1000 per bitcoin apiece.

Jay @ Daily Fuel Economy Tip writes Tips for Lowering your Gasoline Costs – While gasoline costs across the country have stabilized and, incredibly, even gone down a bit in the last few months, gas is still over $3 dollars a in most states and close to $4 a gallon in some.

Danielle @ Saving Without a Budget writes 50 Tips to Improve Your Financial Health in 2014 – Part Three – We have 10 more tips that will help you to clean up your financial act this year and help you to meet all of your financial goals.

Justin @ Root of Good writes Repairing Things Around The House – Ever have one of those months when everything goes wrong at the same time? That was our January. Many things broke, many things were fixed. Here’s what I did to fix them all.

Gabe @ Taxes 101 writes Accounting Principles – If you’re looking to find ways to save money on taxes before the upcoming IRS filing, come read and learn.


Jackie Marie @ Indecisively Blogging writes Sometimes I forget where I am. – I space out and forget where I am and how I’m supposed to behave in certain situations.


Amy @ Money Mishaps writes Top Tips for Safe Online Shopping – 2014 is going to be a record year for online sales but, unfortunately, will more than likely be a record year for online scams as well.

Lenny @ Best Money Saving Blog writes The difference between micromanaging your money and putting your finances on autopilot – If you happen to go on vacation and severely damage your finances, or wake up one day and find out that you have not been exactly paying attention to what has going on in your financial life, is it time to start micromanaging your money?

Andrea @ So Over This writes Improving Your Credit as a Single Parent – Regardless of whether you are divorced or have never been married, being a single parent can have a significant impact on your personal finances.

Lily @ Paying Debt Down writes Papa John’s ready to put your local Pizza place out of business – When big box stores like Wal-Mart and Target came along years ago, mom-and-pop stores quickly felt their sting and went out of business by the hundreds.

Bob @ Dwindling Debt writes Getting a Tax Lien off of your Credit Report – Part 1 of 2 – One of the most negative items that can appear on your credit report is a tax lien. The reason it is so bad is because it causes your credit scores to really take a drop.


Matt @ Budget Snob writes College Students Need to Watch Their Credit – While you may think that college is all fun and games, keeping track of your credit score and doing your best to keep it as high as possible is no laughing matter.


Jeremy @ Modest Money writes My Greatest Financial Regret – A lot of us have one major financial regret that we just cannot get over. Read about my biggest financial regret and how it changed my financial outlook.

Joshua Rodriguez @ CNA Finance writes Federal Stimulus Fail…And Greg The D&*# Head – In this post, Joshua discusses why he believes the Federal Stimulus program failed and what affects it’s actually had on the economy. He also does his first roast of a finance blogger.


Debt Guru @ Debt Free Blog writes Identity Theft: How to Avoid The Traps – Identity theft has always been an issue, but lately it has become somewhat of an epidemic. Read here for tips on how to avoid the identity theft traps!

Lindy @ Minting Nickels writes How to Start Up a Business On a Budget – One of the main challenges start-up businesses have is finding the funding to actually set up the company.

Crystal @ Married (with Debt) writes Not Quite the January I Was Expecting – With the high-deductible plan (HDP), I am responsible for all charges until I hit my deductible. This was a bad month for my health plan.

Don @ MoneySmartGuides writes 4 Ways To Avoid Bank Fees – Are you finding yourself always paying bank fees? Here are 4 ways to avoid bank fees and keep your money for yourself and not give it the bank.

Kyle @ The Penny Hoarder writes How to Get Free Money – These 15 Companies Will Give You $1,823.40 – Need some free cash? We’ve put together a list of 15 companies that are giving away free money. You can make an easy $1,823.40 in just a couple of hours.

CAPI @ Creating a Passive Income writes Should You Use PEST or SWOT Analysis for Your Business – The top two buzzwords in the business assessment game are PEST and SWOT. These acronyms are hyped as the crowning jewel of achievement in the bid to analyze businesses. For a first-time small business owner, however, it can be confusing to know how to use these two powerful tools.

Pauline @ Make Money Your Way writes January blog income and stats recap – Here is my January blog income and stats recap for all three sites

Harry Campbell @ The Four Hour Work Day writes How Much is Your Time Worth? – When I was young, my dad’s favorite line to get me to do something that he didn’t want to do was, “You’re young, your time isn’t worth as much as mine.” And back then he was right, my time wasn’t worth much as a kid and my dad obviously thought his was. As I grew older though, I started taking on more and more responsibilities and trying to fit in additional stuff on my plate. In college, I worked a few odd jobs here and there, played intercollegiate volleyball and majored in ae

Jack @ Money Saving Ethics writes Apple sells 51 million iPhones, is deemed a failure by investors – Talk about setting the bar high. Even though Apple sold 51 million iPhones during the last three months of 2013 their stock recently tumbled because of the fact that investors were expecting them to sell quite a few more.

Hadley @ Epic Finances writes What’s Killing Returns? Citi says it’s this – In a newly published outlook the $290 billion Citi Private Bank says that most investors are damaging their long-term returns because they are focusing on liquid assets far too much, those that can be cashed in quickly.


Eva Baker @ TeensGotCents writes How To Open An Account At A Credit Union – It’s easy to start an account at your local credit union. I started an account at 121 Financial Credit Union this week and walk you through all the steps!

Roger @ The Amateur Financier writes Net Worth Update: February 2014 – An update of my personal finance standing and net worth at the start of February 2014, as I attempt to determine how my finances stand.

Hank @ Money Q&A writes Is Buying An Extended Warranty Right For You? – I recently interviewed Stephen Ebbett, President of Protect Your Bubble which is a third party gadget insurer and extended warranty provider. We talked about buying an extended warranty.

Wayne @ Young Family Finance writes Getting Your New Freelance Business off the Ground – A name, a bank account, and taxes. These are three of the basic things to consider when starting up your new freelance business.

Ted Jenkin @ Your Smart Money Moves writes How Does The My RA Work? – Trapped in my office by the Snowpocalypse that hit Atlanta on last Tuesday, I had the opportunity to watch the State of the Union and here’s my take on the My RA…

Mr. Frenzy @ Frenzied Finances writes Etiquette and Money: Tipping Right – Many people often wonder how much is the appropriate amount for a tip. This isn’t always simple. Here is a simple guide for tipping for a service.

JP @ My Family Finances writes Tips to Avoid Going into Credit Card Debt – Do you feel trapped in the never-ending cycle of credit card debt? Credit cards are very popular because they are easy-to-use and give you the freedom to make purchases without having cash readily available.

IMB @ Investing Money writes Investing in Marijuana Stocks – Now that marijuana is legal to purchase in Colorado, it’s time to look at marijuana as an investment. Read here for more information.

SBB @ Simple Budget Blog writes Getting Past the New Year Financial Doldrums – From annual renewals to pull payment on medical deductions, here are a few steps to get past the first months of the new year without going broke.

Mike @ Personal Finance Journey writes The 4 Insurance Policies Everyone Should Have – A simple guide to the 4 insurance policies you should have to protect you, your family and your finances.

Maria @ The Money Principle writes Why and how to track your finances – Mistakes happen; this is why it is important to track your finances.

Luke @ Learn Bonds writes What’s Going On With The 10-Year Treasury? – One of the more crowded trades over the past twelve months has been a short (bet against) of treasuries. Here is what is causing rates to fall once again.

Jacob @ AllPersonalFinance writes 5 Things You Never Knew Should be Included on Your Tax Forms – Doing your income taxes is complicated and never fun. This is especially true since it is very easy to make a mistake that can end up costing you a great deal of money and possibly cause additional trouble and headaches.

Don @ Money Reasons writes Are Computerized AI Agent Telemarketing and VRS Systems on the Rise – Computerized AI telemarketing systems and call centers are replacing human and doing it with many advantages over the older human system. Should we be worried?

Tony @ We Only Do This Once writes How to Get Out of Credit Card Debt – Overwhelmed with credit card debt? There are ways to dig yourself out.

Brent @ PersonalFinance-Tips writes 5 Factors to Consider Carefully When Choosing a New Bank – Financial services have become increasingly important as consumers need checks, credit cards, and loans to enjoy their lives. The days of keeping money under the mattress are gone; in our modern world, fining the right bank to assist with your financial needs is a must for daily living.

Crystal @ Budgeting in the Fun Stuff writes 2.5 Years Into Self-Employment… – First of all, can you believe Budgeting in the Fun Stuff is 4 years old this month?! Or that I’ve been self-employed for more than 2.5! Read me experience to date.

Lauren @ L Bee and the Money Tree writes The Bank of Mom and Dad – Have you ever taken a loan from the bank of mom and dad.

Cat Alford @ Budget Blonde writes A Day In The Life: Self Employment Version – Sometimes I like to know what other people do during an average day. Come on now. I can’t be the only one. 😉 So hey, why not check out average day in mine?

Michelle @ The Shop My Closet Project writes Before/After-What A Difference A Year Of Sacrifice Made To My Money! – I spent the last year working to clean up my finances, get things organized, and change my financial life. I thought I would show the difference in numbers.

Bargain Babe @ writes Frugal Organizing Hacks: Drawers – Frugal organizing hacks for your drawers! Don’t spend more than a few dollars for spiffy drawers.

Marvin @ Brick By Brick Investing writes The Circle of Wealth – A detailed analysis of why making more money generally will not improve your financial situation.

Mark Ross @ Money Saving Dude writes Book Review: The Millionaire Next Door – The Millionaire Next Door is considered by most as one of the greatest personal finance book ever written, so if you haven’t read it yet, then you’re missing out some great stuff. The authors of the book did a great job in giving their readers a good dose of valuable financial lessons, to know more about what the book is about and if it’s the right book for you to read, feel free to read my review of it on Money Saving Dude.

Gretchen @ Retired by 40! writes Trapped Into Debt – My story of how I felt like there was no other option but more debt

Jacob @ Cash Cow Couple writes Amex Savings Account – Check our our perspective of the Amex online savings vehicle.

Alice Sibley @ Earning My Two Cents writes Why I Took Out A $4000 Vacation Loan (When I’m Already In Debt) – Family has no interest rate

Christopher @ This That and The MBA writes Saving For The Future – When money is tight we look towards brighter days. Having an account where your money is not locked away is critical when the economy is not doing well. It could happen at any moment that you lose your job.

Harry Campbell @ Your PF Pro writes Why I’m Addicted to Credit Card Bonuses – I don’t promote many credit cards on this site but I do have a lot of experience with them. Right now I’ve got about 25 open credit cards and if I had to guess, I’ve probably accrued over a million miles and points over the last 3-4 years. I’m always looking for easy ways to make money and credit card sign-up bonuses are right up there.

Harry Campbell @ The Four Hour Work Day writes Day Jobs Are Easy Compared to Entrepreneurship – “A lot of the stories I read these days about young entrepreneurs make it seem like they have some pretty awesome lives. Especially now that we’re in the age of the start-up, every month or so there’s some new kid with an app that’s valued at a billion dollars(re: Snapchat). That seems like a lot of money for only a little bit of work but that experience is pretty atypical compared to most other entrepreneurs. The media tends to glorify a lot of successful individuals and dangle that li

Matt @ Rising Returns writes Talking About Money – What are the best ways to talk about money and why don’t more people feel comfortable talking about money?

Jon Haver @ Pay My Student Loans writes Financial Aid for Students with Learning Disabilities – Students who have learning disabilities are perfectly capable of learning, they just learn in different ways, and this often takes them longer. In the years from Kindergarten to Grade 12, there is more time allowed to them and often more support given.


Well, that’s all for the 31st edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

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