Aspiring Blogger – Personal Finance Carnival #28 – January 24, 2014


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 28th edition of the Aspiring Blogger – Personal Finance Carnival. Every week I get an email with all the posts for that week’s carnival. Every week I’m shocked at how far down I have to scroll to get to the bottom of the list! There are a TON of new authors in this week’s carnival – so  I hope you take a minute to click through to at least one new author you’ve never read before. Who knows, they may become your favorite new blogger!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Mr.CBB @ canadian budget binder writes What type of bank should you stash your cash in? – Deciding where to open a bank account, invest your money or apply for a mortgage can be an overwhelming process with more than the traditional banking options available.

Martin @ Investing into Stocks – Hello Suckers! writes High yield dividend growth stock candidates to boost your income – Which high yield dividend stocks can provide you with a solid growth and decent dividend history? Here is a list of high yield dividend growth stocks.

Crystal @ Budgeting in the Fun Stuff writes How Do You Handle Rough Times? – We’ve all had a really bad day…heck, weeks or months can stink too. It could be anything – money problems, relationship problems, illness, etc.


Pauline @ Savvy Scot writes New year financial boot camp: Cut your grocery bill – It will take you some time to be the perfect grocery shopper and optimize every shop. Today we will talk about how you can lower your grocery bill.

Dee @ Color Me Frugal writes 6 Things I Wish I’d Known Before Getting Student Loans – Student loans can be a necessary evil when it comes to getting an education, but they do not come without certain dangers! Here are the top 6 things I wish I would have known before getting student loans.

Christopher @ writes Tips for Organizing an Effective but Frugal Home Budget – Making a frugal home budget is an art and to accomplish this art, one needs to have an insight to the capability of handling the finances. Organizing a frugal budget will not only be helpful to maintain a stable financial situation, but it will also indicate your financial prudence for the near future.

Jeremy @ Modest Money writes How To Save Money On Groceries – We all know that grocery shopping adds up to a lot of money over time. Learn the best ways to save money on groceries and save big money!

Gary @ MCI123 writes Car Insurance Coverage – Liability, Comprehensive, Collision, and Full Coverage – Not sure what types of car insurance coverage are available? Maybe you don’t know the difference between liability, comprehensive, collision, GAP, PIP, and full coverage? Check out our 3,000+ word guide on almost every aspect of your auto insurance policy and learn how to protect yourself properly.

Jacob @ Cash Cow Couple writes Discover Cash Rewards – If you are looking to save a little money on purchases, take a look at this option.

Gabe @ CPA Tax Guy writes CPA advice – Here are some tips and ideas to save money on taxes before April 15

Justin @ Root of Good writes Budgeting For Home Repairs: Lessons Learned Running A Billion Dollar Project – Running a billion dollar project taught me how to properly account for long term replacement costs when the stakes are huge. I apply the same methods used on big projects to estimating the replacement costs on my house for components like the roof, air conditioner, and major appliances.

Charles @ Getting A Rich Life writes Why Do You Choose Material Items Over Your Loved Ones? – The average indebted American chooses to spend more than they earn. They have chosen an indebted lifestyle over precious time with family.

Harry Campbell @ Your PF Pro writes My Costly Wedding Mistakes (and How You Can Avoid Them) – “If you’re like that poor young woman in the photo that went viral a few weeks ago, you’re probably glad “engagement season” will be over soon. Don’t get me wrong: getting engaged is fun and exciting time in someone’s life. ”


Mark Ross @ Money Saving Dude writes 15 Inspiring Quotes From Steve Jobs That Will Surely Change Your Life – Steve Jobs has influenced our generation so much, no just because of his inventions and innovations, but also by sharing us his knowledge. I have compiled fifteen inspiring quotes from Steve Jobs that you might like to read if you want to be more motivated in life.


Pauline @ Reach Financial Independence writes Relationships in early retirement – How the relationships affect when you choose an early retirement? Only a handful of my closest friends really understand my journey and how and why I got to where I am today.

Paul @ The Frugal Toad writes Resolutions for the New Year That Will Build Wealth – The new year is a perfect time to reflect upon the past year and resolve to make improvements in not only personal areas of your life but your financial matters as well. Here are several examples of how small changes can result in large savings.


CAPI @ Creating a Passive Income writes Live By Example: 10 Public Figures Who Overcame Great Financial Problems – From rags to riches – it’s not always a fantasy. Here’s ten famous figures who overcame their financial problems in life – can you be one of them?

JC @ Passive-Income-Pursuit writes 2013 Goals – Full Year Checkup – One year ends and another begins. That’s a perfect time for review of the previous year. I set a lot of goals for 2013 and while some were huge successes there were still some failures. Overall I’m very happy with the way the year turned out.

Harry Campbell @ The Four Hour Work Day writes What’s Wrong With the Bare Minimum? – Going above and beyond the call of duty has never been one of my strong suits. In fact, there aren’t many things that come to mind that I’ve ever really over-achieved at. But I think I’ve done pretty well for myself with this attitude of not wanting to be the best, but also not wanting to be just average. I like being a little bit ahead of the curve but never too far out of sight.


Irfan @ Being Investor writes Warren Buffett Investing Quotes – He’s called the oracle of Omaha and has established himself as the greatest investor of all time. He has always been sharing his investing secrets though many forums notably through Berkshire Hathaway’s annual shareholder letters.

Marvin @ Brick By Brick Investing writes Tax Free Municipal Bonds – A detailed description of tax free municipal bonds and how to implement them into your investment portfolio.

Gary @ Gajizmo writes Top Mutual Fund Companies – Planning on investing in the stock market this year? Interested in learning about the largest mutual fund companies in the industry? Here is a list of top mutual funds by assets.

Erastus @ Saving Advice writes Alternative Investments to the Stock Market – If you’re thinking of investing your money, not only consider investing in the stock market as the only option, but also consider; Real Estate, Private Equity, Certificate of Deposit, Peer to Peer, Lending, Fine Art, Hedge Funds, Venture Capital and Commodities as other alternatives.

writing2reality @ Write Your Own Reality writes 2013 Lending Club Tax Guide – A brief summary of what to expect when you receive your 2013 Lending Club tax forms based on the tax guide released by Lending Club.


Tushar Mathur @ Everything Finance writes Ways to Save Money When You Bring Your Baby Home – Preparing to bring your baby home is an exciting and overwhelming experience, especially if it’s your first! Here’s how to save money along the way.

Bargain Babe @ writes 12 household uses for borax – 12 household uses for borax for cleaning, pest control, managing your garden, and more!

Corey @ 20s Finances writes Saving Money On Your Trip Back To College – When I was in college, the trip back to college cost me a decent amount of money since I lived on the opposite side of the state. But, over the years and trips back and forth, I found a few ways to help me save money, which allowed me more money for late night pizza!

Mike @ Personal Finance Journey writes When Should I Start Saving for My Childs College Years? – Ways that you can start saving money for your childrens college education. Have you started saving yet?

SFB @ Simple Finance Blog writes How to Find Great Deals on Vacation and Travel – Most people think that travel is unaffordable and that they lack sufficient knowledge to find bargains. Due to that, they miss out on exciting opportunities of travel and the benefits it brings.

Cat Alford @ Budget Blonde writes I Loved Having a Vacation Budget – I loved having a vacation budget! I saved up $1,500 for this getaway. We ended up spending just around that even with a lot of nice meals and a massage!

IMB @ Investing Money writes Investing in Robotics-2nd Installment – It’s here and growing rapidly. It’s the new robotics revolution. Read here to learn how it affects the job industry, the economy and you in this new age.

Dollar @ Easy Extra Dollar writes Learn Affiliate Marketing the Easy Way With Over – Affiliate marketing is the term used to describe selling other peoples products over the Internet. There are literally thousands of companies that will pay a commission to anyone who sells their products. They realize the number of people surfing the net for information runs in the hundreds of millions per day.

Brian Fourman @ Luke1428 writes The Attitudes of a Successful Landlord – There are five key areas to focus on that will help facilitate your success as a landlord. The more you flesh these out before starting, the better the chances of long-term success are going to be.


Lauren @ L Bee and the Money Tree writes Reflections On an Indebted Life – I’ve spent a lot of years being in debt. Basically, I’ve been in debt since I left home for college at 17 years old. The thing is, while I was a hard worker but I didn’t have the type of financial education that is shared through generations of wealth building.

Ryan @ Cash Money Life writes 5 Reasons Why Dividend Stocks May Be Better Than Bonds – Bonds can be an important part of an investment portfolio, but there are times when dividend stocks are a better option for many investors. Learn why here.

SavingMentor @ How To Save Money writes 11 Tips For Saving Money On Printing Costs – 1) Buy Your Ink And Toner Online I recently wrote an article that shows you exactly how to save a ton of money buying your printer ink online. After I refined the process myself, I decreased my ink costs by 92%, which is just absurd when you think about it.

Crystal @ Married (with Debt) writes January Financial Housekeeping – The holidays are over, and now could be a great time to tighten your financial belt. Here are some tips for financial housekeeping that can work right now!

Roger @ The Amateur Financier writes 8 Strategies for Eliminating Debt – A short guide to strategies for eliminating debt, enabling people to pay their debts off more efficiently and without spending as much money.

Eva Baker @ TeensGotCents writes An Interview with PT Money – My first ever video interview features Philip Taylor of PT Money. PT and I talk about how he got started and his best money advice for teens today.

Ted Jenkin @ Your Smart Money Moves writes How Much Time Do You Really Waste? – As the age old adage says, ‘time is money and money is time’. If you consider this for a moment, time is really the great equalizer in life.

Brent @ PersonalFinance-Tips writes A Joint Bank Account or Separate Finances? – One of the trickiest decisions you must make when your relationship becomes serious is how you will approach your finances as a couple. Are you going to pool finances, split bills or are you going to keep everything separate? Read our free guide to tackling the tricky issue of handling finances as a loved – up couple in these tough economic times.

Suba @ Broke Professionals writes If You’re a Professional, Why Are You Broke? – There was a story making the rounds last year about doctors filing for bankruptcy.

Tony @ We Only Do This Once writes Saving More Does Not Always Mean Spending Less – When people think of saving money, they automatically assume they have to stop spending but saving more does not always mean spending less.

Luke @ Learn Bonds writes My Thoughts On High Yield Bonds – High yield bonds have been referred to as “junk bonds,” but that is not the case. They can be a savvy investment for investors who understand the risks.

Hank @ Money Q&A writes How To Beat The Airlines During Flight Delays – Nothing is worse on a vacation than a cancelled flight or really long flight delays. Here are a few great tips to beat the airport flight delays.

Debt Guru @ Debt Free Blog writes What to Consider When Choosing a Credit Card – Credit card offers are thrown at you from every direction. It’s important to choose your card carefully to avoid problems later.

Don @ MoneySmartGuides writes How To Save Money – Do you want to learn how to save money? Are you struggling to get by and just want simple steps that will teach you how to save money? I will teach you how to save money.

Maria @ The Money Principle writes Five Ways to Keep Your Energy Bills Down this Winter – Close the curtains, block the drafts and optimise your radiators; these are some of the ways to keep your energy bills down this winter.

Kyle @ The Penny Hoarder writes How Do I Start Investing With Only $100? – This is my response to a reader that asks “how do start investing with only $100”

Jacob @ AllPersonalFinance writes Rich kids: making your pocket money go further – Pocket money is serious business for children. Whilst adults can earn a real salary, use credit cards, have mortgages and take out loans from business loan companies such as or utilise the dubious payday loans available.

Wayne @ Young Family Finance writes Forget the Past and Focus on the Financial Future – You can’t go back in time to correct your financial mistakes — at least not until the time machine is invented. Time to focus on your financial future.

Minimalist @ Minimalist Finance writes How to Help a Loved One Build Up Credit – If you’ve ever gone to get a car loan or a mortgage, you’ll know that credit is very important. Not only does good credit actually grant you the loan, as most companies won’t lend to you without solid credit, but it will also allow you a lower interest rate on a loan.

SBB @ Simple Budget Blog writes Three Common Budgeting Mistakes to Avoid – Working on a household budget? Read here for three common budgeting mistakes made by people like you.

Joshua Rodriguez @ CNA Finance writes Are There Any Alternatives To Secured Credit Cards? – Secured credit cards are touted as the best way to add positive marks to your credit report and improve your credit scores, but are there any alternatives? In this post, Joshua talks about why secured credit cards help and possible alternatives to look into.

Steven J Fromm @ Philadelphia Estate and Tax Attorney Blog writes The Biggest (Tax) Loser: Misguided Gifts of Real Estate By Uninformed Do It Yourselfers, Realtors & Attorneys – With no regard to the income tax implications, many times elderly people get the idea that the transfer of real estate to children during their lifetime is a good idea

Adam @ Money Rebound writes How on earth do celebrities go bankrupt? – Reasons why even the biggest celebrities get into huge financial messes.

Matt @ Rising Returns writes Cash Flow for Personal Finance – A discussion of cash flow management from a personal finance perspective. What are some ideas and tools to manage cash flow for personal finances?

Jon Haver @ Pay My Student Loans writes Seven Ways to Get Student Loan Help – If you do not know which agency is holding your loan, you should check with the Department of Education ombudsman for more information. You should also be able to get this information from the National Student Loan Data System. Be prepared. You can get help, but it comes faster if you know your facts and can breeze through the application.


Well, that’s all for the 28th edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

{ 7 comments… read them below or add one }

Canadian Budget Binder February 1, 2014 at 1:43 pm

Thanks for including my post as always in your carnival. Have a lovely weekend. Mr.CBB

Reply February 5, 2014 at 11:25 pm

Of course, thanks for the awesome content!!!


Brian @ Luke1428 February 2, 2014 at 8:08 am

Thanks for hosting this carnival and including my post!

Reply February 5, 2014 at 11:24 pm

No problem, thanks for submitting and stopping by!


Martin February 3, 2014 at 11:13 pm

Ab, thanks for hosting the carnival and including my post. You are doing a great job here!

Reply February 5, 2014 at 11:24 pm

Thanks Martin, I appreciate your kind words and you stopping by!


Marvin February 10, 2014 at 9:51 am

Thanks for hosting and including our post.


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