Aspiring Blogger – Personal Finance Carnival #27 – January 17, 2014


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 27th edition of the Aspiring Blogger – Personal Finance Carnival. I know I say this every week – but I want to say thank you to each and every one of you who a) takes the time to write an interesting and informative post and then b) takes the time to submit it to this carnival. I know you spend a lot of time you could be doing something else, so your effort is definitely appreciated! AND, of course a big thank you to everyone who stops by and reads what these other people are reading and submitting. So in summary – thanks to everyone – keep up the great work! 🙂

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Tushar @ Finance TUBE writes 4 Cheap Ways to Lose Weight – Today I will be talking about four cheap ways to lose weight. With the New Year just around the corner, chances are you’ve been making that New Year’s Resolution list and have added lose weight to the top of the list.

Pauline @ Savvy Scot writes New year financial boot camp: refinance your mortgage – Today, let’s see how you can reduce one of your biggest expense: your mortgage. You can save a LOT of money just by lowering your mortgage by 0.5%.

Mr.CBB @ canadian budget binder writes Life event: Preparing your baby budget – First time parents are not going to be shocked to learn that bringing their baby into this world is going to cost them some money. Think of everything that you use to care for yourself in a day, then keep adding to that list diapers, formula and so on.

Stu @ Poor Student writes 3 Reasons It’s Easier to be Frugal as a Student – It’s much easier to be frugal when you are a student for many reasons, so students should be taking advantage of the ease of saving money while they are still students!

Monica @ Monica On Money writes How I Saved $6718 On Home Renovations – As my readers know, I have been searching for a better flooring option. But the problem is that home renovations are expensive!

Holly @ Club Thrifty writes Quit Your Job: How to Know When it’s Time – If you have been working steadily at your regular 9-5 and your side hustle, you are probably beginning to fantasize about the day you quit your job.

Larry @ KrantCents writes My 2014 New Year’s Resolutions – My 2014 New Year’s Resolutions will be different! Normally, I do not make New Year’s Resolutions because I do not believe in them. Why wait for a particular date to resolve or promise to make changes?

Natalie @ Debt and the Girl writes Ahhhh, 2014. Its Good to Meet You – I have been the equivalent of a lazy sloth lately and have been putting everything off except for my staff writing commitments as I refuse to be unprofessional on those.

Alexa @ Single Moms Income writes How to Quickly Write an eBook for Your Blog – Having an eBook on your blog is a great way for you to boost your email sign ups and also your credibility. I am always much more apt to sign up for someone’s email list if I am getting a free bonus.

Graham @ Moneystepper writes Salary changes over time – by sector in the UK – Salary changes over time: how salaries have changed since 2000 in different UK sectors. Not surprisingly, its the bankers who have done the best!

Jason @ The Money Makers writes John Kerry’s Wife Hospitalized: Can You Afford Health Insurance? – Even as a growing number of analysts are questioning the details of Obamacare, the sudden hospitalization of Teresa Heinz Kerry, the wife of former senator and current U.S. Secretary of State John Kerry, provides additional fodder to the ongoing healthcare debate.

Alexa @ Defeat Our Debt writes What’s the difference between debt settlement and debt consolidation – What’s the difference between debt settlement and debt consolidation? Debt settlement and debt consolidation are not the same thing.

Nicole @ How to Avoid a Cashtastrophe writes 3 Types of Insurance You Must Have – Insurance is something that many people fail to get, and never see the importance of until it’s too late. There are many types of insurance that are absolutely crucial for you to have.

Sustainable PF @ Sustainable Personal Finance writes Would You Use an Alternative Currency? – One of the first rules of investing is that you need to have a degree of diversity in your assets. That way, if something goes wrong with one asset class, you will have another asset available to pick up the slack. But how does that work if most of your assets are denominated in a specific currency?

Richard Adams @ Frugality Magazine writes How To Become Debt Free: Getting Motivated To Pay Off Debt – When it comes to the question of how to become debt free, I believe that motivation is one of the biggest keys to success. But if it’s so important, what can we do to motivate ourselves over the long term?

Christopher @ This That and The MBA writes Easy Household Budget Strategies – Most people live paycheck to paycheck, and spend what they want whenever they want. But if you keep up that pattern long enough, you’ll soon discover that the money runs out before you’ve paid all the bills, and there is never any left over for special purchases or holidays.

Brian Fourman @ Luke1428 writes How to Love Paying Bills and Going Christmas Shopping in 2014 – The concept of a sinking fund is not new. Yet so many people fail to utilize this simple money management technique to make their lives easier. It’s one of the best practices to help you eliminate overspending moments in your monthly budget.

GD @ MCI123 writes Lapse In Car Insurance – A lapse in car insurance can be devastating when your goal is to save money and lower your rates. It doesn’t just cost you your loyalty discount, but results in penalties, fines, and huge liabilities. Check out our guide to avoiding a lapse in car insurance coverage.

Glen @ writes Making A Career Change At 40 – Making a career change at any age can be especially stressful and financially difficult. If you are planning on taking your career in a new direction, starting your own business, or want to advance faster, learn about the steps you need to take beforehand to ensure your future success.

Harry Campbell @ The Four Hour Work Day writes Should You Follow Your Passion? – When I was little I used to always hear, “you can be anything you want when you grow up.” But as time went by and I grew older, it seemed like there was actually less and less that I could be. I’ve always had an interest in business and finance but my degree in aerospace engineering almost precludes me now from working in those fields. It’s tough to pick a major when you’re only 18, and that’s probably one of the reasons why so many college freshmen go in undeclared.


Adam @ Money Rebound writes Is Leaving Your Kids a Fortune a Good Thing? – Teaching your kids how to appreciate money, especially money through inhertance.


Justin @ Root of Good writes Enjoying Four Months of Early Retirement – Come find out how Root of Good is doing four months after retiring at 33. In addition to revealing what he does with all his free time, this early retiree shares all the gritty details of his household’s monthly expenses and income (including the $13,000 in dividends received in December!).

Mark Ross @ Money Saving Dude writes Importance Of Time Management: Reasons Why You Must Value Your Time – The time we have is so limited, and we can’t do anything to have more of it. All we can do is manage the time that we have well. In this article, I would discuss to you the reasons why you should practice time management every day and the benefits of doing so.

John @ Frugal Rules writes Retirement Planning Tip for the Self-Employed: Don’t Make My Mistake – Retirement planning when you’re self-employed can be easily overlooked when you’re busy managing your business. However, this can cause a worse problem as you’re also losing out on a 401k match. With some appropriate planning and selection of the appropriate retirement vehicle you can set yourself up for success and grow your retirement portfolio at the same time. Just make sure that the option you select is the one that’ll benefit you from both a retirement and a taxation perspective.


Harry Campbell @ Your PF Pro writes Get $400 and 2.2% Cash Back with the Barclaycard Arrival – Now that my credit card total has reached a quarter century, I’m always on the lookout for the latest and greatest deals. Since I’ve already applied for a lot of the major cards, it takes a little more creativity these days to get the big spending bonuses but they’re definitely still out there. I recently did a small credit card churn for my fiancee and the Barclay Arrival was one of the first cards I did for her.

David @ Financial Nerd writes Is the US a banana republic? – The United States is not different than a Banana Republic


IMB @ Investing Money writes The Contrarian Investor – Contrarian investors follow the premise that “consensus” opinion may be wrong and invest differently. Read to learn about contrarian investors.

Ryan @ Cash Money Life writes How to Invest in Dividend Stocks for as Little as $10 – Dividend stocks are an important part of an investment portfolio. Start investing in dividend stocks with Direct Stock Purchase Plans, partial shares, etc.

Ted Jenkin @ Your Smart Money Moves writes What If You Were Down 27%? – The Dow Jones industrial average (DJIA) rose 72.37 points, or 0.4%, to 16,576.66 on the last trading day of 2013.

Mario @ Debt BLAG writes Should I move my emergency fund to Bitcoin? – I briefly introduce what Bitcoin is, ask whether it makes sense to keep my rainy day fund in Bitcoin, and decide that no, it does not.

Marvin @ Brick By Brick Investing writes How To Manage Your Thrift Savings Plan – A detailed look at how anyone can manage their Thrift Savings Plan like a stock market professional.

Chad @ The Stock Market and I writes Dividends: The Gift That Keeps on Giving – After posting a terrific year in 2013, 2014 looks to be even better for shareholders who are looking for dividend payouts.

Matt Croce @ Rising Returns writes Defining an Investment Strategy – A brief discussion of how to define your investment strategy and using that strategy to make investment decisions.

Irfan @ Being Investor writes Best Stock Investing Tips – The stock market can be a bloody place for unseasoned investors. But knowing the ins and outs can reap great benefits. The stock market is perfect for those who seek to build wealth in the short or long term.

Justin @ Root of Good writes Dividend Investing – Find out how Root of Good earned $22,300 in dividends during 2013. Learn how you can focus on dividends in your own portfolio, and why dividends are important for Root of Good’s early retirement. You can even earn fat dividends with these suggested low cost index funds.

Martin @ Investing into Stocks – Hello Suckers! writes Trading options is dead dangerous! Really? – Trading options can be easy and less dangerous than what brokers tell you. Just learn how to trade them and you will see for yourselves.


Mike @ Personal Finance Journey writes Post Christmas Sales: Is it a Saving Strategy – Simple easy ways that work to save money for next Christmas by shopping now!

Lindy @ Minting Nickels writes Controlling Your Finances More Effectively In The New Year – New Year is a time when most of us cast an eye to the future, after reflecting on the past.

CAPI @ Creating a Passive Income writes 10 Jobs Requiring No Experience and How to Get Them – In today’s world landing a job has become more difficult. Not to fear – there are plenty of jobs requiring little to no experience! Read here for our list.

Don @ MoneySmartGuides writes How To Turn Your House Into A Rental (And Get Higher Rents!) – Are you interested to learn how to turn your house into a rental? Maybe you are underwater and selling doesn’t make sense so you want to become a landlord?

Kyle @ The Penny Hoarder writes 5 Weird Ways to Make Extra Cash with Your Home – When it comes to making extra money I’m a huge fan of squeezing cash out of things you already do or already own. One of the most underutilized resources many of us have is our home. Our house doesn’t have to just be a place we live, but it can also be a cash generator.

Pauline @ Reach Financial Independence writes Elance: A great way to jumpstart a freelance career – Elance has provided an excellent platform for starting a freelance business. Today Betsy Muse will help us on how to have a successful freelance career on Elance.

Mel @ brokeGIRLrich writes From Tutor to Disability Rights Advocate – A guest post from Emily at Words I Wheel By that explains how she used her college jobs to catapult her professional career after finishing school.

Daisy @ Suburban Finance writes 4 Easy Ways to Make Passive Income 2014 – There are many ways of making passive income, but coming up with passive income ideas can be difficult, because there are mental blocks to earning passively. I’m giving you four easy and fun ways to make passive income in 2014

Pauline @ Make Money Your Way writes December blog income and stats recap – Here is my December blog income and stats recap of MMYW! MMYW is now six months old and I have bought my third blog five weeks ago.

Richard Adams @ Tech Toucan writes 36 Kick-Ass Ways To Get More Twitter Followers Free – How do you get more Twitter followers free using legitimate, non-spammy means? Luckily, as you may have guessed from the title, that’s exactly what we’re about to cover.

Dollar @ Easy Extra Dollar writes Do You Need Money to Get Started – If you want to go on online money making journey with me, then Stop Procrastinating and Just go get the darn program and start learning from the videos the guy has. If you have NEVER done any online marketing before, it might be a bit overwhelming.

Connie @ Savvy With Saving writes Side Hustlin’ : How I Make My Extra Income – Find Out How I’m Making An Extra $1000 A Month


Minimalist @ Minimalist Finance writes 3 Places to Invest Your Money in 2014 – 3 Places to Invest Your Money in 2014 has been published on Minimalist FinanceMany people, as part of their New Years resolution, vow to invest more in 2014.

Mr. Frenzy @ Frenzied Finances writes How to Take Advantage of What Your Community Has to Offer – Living in a community is a wonderful experience. To live to the fullest it is important to learn how to take advantage of what your community has to offer.

SavingMentor @ How To Save Money writes How To Save Money On Printer Ink And Toner – The whole consumer printer industry is basically a big scam.

Lauren @ L Bee and the Money Tree writes 5 Dietary Changes That Will Make You Rich – I think people like money almost as much as they like food. Or at least that’s me. So perhaps I can perk a few ears with these 5 tips on dietary changes that will make you rich.

Hank @ Money Q&A writes What’s Your New Year’s Resolution This Year? – The most popular New Years Resolutions are getting out of debt and losing weight. But, are we missing another important New Years Resolution?

Brent @ PersonalFinance-Tips writes 6 Money Moves You Should Always Seek Advice Before Making – Throughout a person’s life, there will be many difficult financial decisions that need to be made. Since making poor decisions can be very costly, receiving advice before making certain money moves would be a great option. There are six money moves in which you should always seek financial advice before making.

SBB @ Simple Budget Blog writes Your Financial Goal for 2014 – 2014 is coming up fast! Time to examine your year in spending and saving – and establishing goals for 2014, while you’re at it.

Eva Baker @ TeensGotCents writes Surface 2 – The Best Buy With Mike – Mike has left Apple behind and is the proud owner of the Surface 2 tablet. He tells us a little about the switch. Wonder what he will do with his old iPad…

Crystal @ Married (with Debt) writes Advice I Don’t Follow – As we start out a new year, I want to take an opportunity to mind-dump some money ideas that I’ve been having, and also confess about some advice I gave you that I don’t follow.

Crystal @ Budgeting in the Fun Stuff writes Back on the Weight Watchers Online Wagon – I like to eat. And I really like to eat during the holidays.

Luke @ Learn Bonds writes Was It Crazy to Buy These Bonds When I Did? – An example of bucking the usual Wall Street chorus of don’t-touch-a-long-term-bond-with-a-100-foot-pole.

Tushar @ Start Investing Money writes Are IPOs Worth Investing In? (Or, Things You Should Know About IPOs) – IPOs – otherwise known in long form as initial public offerings – have really hit the headlines in recent times. The ill fated Facebook launch is well known by many, along with the far more successful Twitter IPO of recent times.

Don @ Money Reasons writes Disappointing 2013 Stock Portfolio Performance But Promising New Start – Read about my disappointing 2013 stock performance, and what I did wrong and also what I got right.

Suba @ Broke Professionals writes Do One Thing for a Healthier You – Starting a new year, why not do this one thing for a healthier you!

Corey @ 20s Finances writes My 2014 Financial Goals – 2013 was a year of change and progress for me and my wife. When I sat down to calculate the our net worth, I found that we were short of our ambitious 50% increase YTD goal, but not by much.

Roger @ The Amateur Financier writes 6 Things to Do with Your Money (If You Aren’t Already) – Here’s a short guide to things you should do with your money, including investing, saving, paying down debt, earning more money, and getting insurance.

Maria @ The Money Principle writes Choosing Your Trading Style – To be a successful tader one needs to find a trading style that suits him/her.

Debt Guru @ Debt Free Blog writes Is Having Courtesy Overdraft Protection Worth It? – There are times when bounced charges occur due to overdraft mistakes. Some banks offer courtesy overdraft protection – but is it worth it? Read here.

Wayne @ Young Family Finance writes Car Theft Prevention Tips – Few situations in life are more stressful and shocking than discovering that your car has been stolen. Not only is it emotionally taxing, it can be a real financial hassle to file insurance claims, pay deductibles, and shop for a new car. As a car owner it’s important to take proper precautions to minimize the risk of car theft.

Bargain Babe @ writes How to Have an Indoor Garage Sale – How to have an indoor garage sale in the winter months and make money from it!

Cat Alford @ Budget Blonde writes The Truth About Buying a Home After a Short Sale or Foreclosure – If you lost a home to a short sale or foreclosure in the past, you may be curious to know how that affects your chances of purchasing a home in the future.

Tushar @ Earn More and Save writes How to Easily Save More Money This Year – We are almost one week into the New Year and I know that many of you have set goals to save more money this year. Luckily, if you are willing to make some minor revisions to your current financial situation you can do just that.

JP @ My Family Finances writes Small Business ‘To Do’ List for 2014 – Growing your small business should maximize money and time. Owners must also consider the impact of expansion on liability and taxes, among other factors.

Jon @ Novel Investor writes The Easy Tax Preparation Checklist – If you do your own taxes or get some outside help, a tax preparation checklist will help organize everything and get the most out of your tax return.

Dee @ Color Me Frugal writes Talking to Your Partner About Money – It’s so important to be able to talk to your mate about money. Check out these tips on how to accomplish this task without sacrificing your relationship.

Matt Becker @ Mom and Dad Money writes How Much Life Insurance Do You Need? – When buying life insurance, I got sick of impersonal rules of thumb trying to tell me how much I needed. Unable to find a tool I liked, I created my own comprehensive resource to determine your own PERSONAL life insurance needs.

Jon Haver @ Pay My Student Loans writes Income-Contingent Student Loan Repayment Plan – If you cannot afford the more standardized repayment plans but are not eligible for the income-based plan or pay as you earn plan, you might consider the income-contingent plan for repaying your student loans.

Lisa E. @ Lisa Vs. The Loans writes 14 Ways to Improve Your Finances in 2014 – Looking to improve your money situation this year? Don’t miss out on these 14 ways to improve your finances in 2014!

Mel @ brokeGIRLrich writes 3 Alternatives to 529 Savings Plans – A look at a few of the less popular options for saving for college.

Jim @ Critical Financial writes It Pays To Pimp Pork – Pork, AKA pork barrel spending is a commodity in D.C. which many would consider the means of trade or heck even the implied currency of those who call inside the D.C. Beltway, home


Well, that’s all for the 27th edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

{ 8 comments… read them below or add one }

Irfan January 17, 2014 at 8:09 am

Thanks for hosting and including my article…!!!

Reply January 19, 2014 at 11:20 am

No problem – I appreciate your support and for stopping by!


krantcents January 17, 2014 at 10:25 am

Thanks for inclusion anad hosting, I really appreciate it.

Reply January 19, 2014 at 11:20 am

Of course – keep up the great work!


Brian @ Luke1428 January 18, 2014 at 6:57 am

Thanks again for hosting and including my post!

Reply January 19, 2014 at 11:20 am

Anytime – thanks for stopping by!


Katrina B January 21, 2014 at 5:51 pm

Thanks for sharing Canadian Budget Binder!!


Lisa E. @ Lisa Vs. The Loans January 22, 2014 at 5:32 pm

Thanks for including me! I’ll be including this in my next round up 🙂


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