Aspiring Blogger – Personal Finance Carnival #25 – January 3, 2014


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 25th edition of the Aspiring Blogger – Personal Finance Carnival. This is the first carnival of 2014 and it’s the 25th carnival on Aspiring Blogger – amazing to see how far it’s come in such a short time! I hope everyone had a great (and safe) New Year’s Eve celebration and that your 2014 is off to a great start.

While you’re here, make sure to read as many of the posts as you can – I know it would be impossible for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Crystal @ Budgeting in the Fun Stuff writes Broken Stuff is Just Broken Stuff – Before I start, just wanted to let everyone know that I’m in a better overall mood. Generally perky and back to normal.

Martin @ Investing into Stocks – Hello Suckers! writes My Goals for 2014 – 2013 was a good year with brave goals, but 2014 is even more challenging. Check out my goals towards financial freedom!

Mr.CBB @ Canadian Budget Binder writes Do men and women influence each others shopping habits? – Men and women can influence each others purchases and if you aren’t sure just listen to you both the next time you are out shopping.


Dee @ Color Me Frugal writes Why I’m Keeping My Crappy Car – It’s crappy and my in-laws hate it, but I’m keeping it! Find out why. I encourage you to take some time to think about whether you should be keeping YOUR crappy car too!

Mario @ Debt BLAG writes How buying in bulk can cost MORE money – I walk through multiple circumstances in which buying in bulk might cost MORE money, and give some examples

Glen @ writes Can I Sue My Landlord? – Do you think your tenant’s rights have been violated? Or maybe your landlord has breached the terms of your lease? From uninhabitable living conditions to your landlord ignoring your requests for repairs, can you sue your landlord? If so, this guide will teach you how to do prepare for court.

Mark Ross @ Money Saving Dude writes 10 Must Follow Rules For You To Save Money – If you’re having a hard time saving money, then maybe you’re not following some of these rules.

Christopher @ This That and The MBA writes Manage Debt Before It Manages You – The old saying goes that debt has its way of creeping up on us without us really even knowing it and this post will be about how to manage debt. Now a days we are so quick to pull out our credit card or debit card to make a purchase.


Andy Gray @ theFIREstarter writes A Conscious Conscience – My thoughts on how reaching early financial independence comes with a responsibility to put some good back into the world.


Debt Guru @ Debt Free Blog writes Getting Started: 10 Steps To Make Before Retirement – As appealing as retirement sounds, it’s something you have to prepare for! Sounds intimidating? Don’t worry – we can break it down for you in 10 steps.


Pauline @ Reach Financial Independence writes 10% blog income pledge for education update – I have pledged 10% of my blogging income to go to scholarships for young students in my village. Today I will share my 10% blog income pledge for education update.

Ben Luthi @ The Wealth Gospel writes Why You Shouldn’t Buy Life Insurance – There are several reasons why we’re told we shouldn’t buy life insurance. But are they valid? Or is there more to it?

Justin @ Root of Good writes Life Beyond The Ordinary – Don’t live a merely ordinary life. Be extraordinary! By rejecting traditional notions on investing, housing, careers, cars, and retirement, you can live a happier, wealthier, more genuine life.


Ryan @ Cash Money Life writes Want to Be a More Confident Investor? Educate Yourself – Investing seems difficult to beginner investors. But it doesn’t have to be. Use these tips to start your financial education so you can begin investing.

Pauline @ Make Money Your Way writes What Fundamentals Affect Commodity Prices – Troy continues the investing for beginners series, and now he talks about what fundamentals affect commodity prices.

Jack @ eMoneyLog writes What impact the recession had on retirement for baby boomers? – The dip in the economy that started in late 2007 had a tremendous impact on financials of many. However one of the worst impacted were baby boomers population who were close to retirement. Depending on how they had invested their money they may have seen a significant loss in their portfolio. Let’s take a look at the impact recession had on retirement choices available to baby boomers.

Mark Wang @ The Money Mail writes Five Questions That Must Be Answered When Taking Out a Mortgage – We all have question in our mind when we are going for our first home purchase and many of these questions revolve around the use of mortgages. Which type of mortgage should I go for? Are there any prepayment penalties? What will my monthly payment be? In this article lets discuss some of the keys questions your should ask before taking out a mortgage. Most of these questions are also applicable if you are going for refinancing.

Secrets2Save @ Secrets2Save writes How important is it to save for retirement early on? – Saving for retirement is important and we all know that, but often we find ourselves not prioritizing this when we are in our early career years. Everything else seems more important. Going for vacations, buying luxurious cars, etc. While they have a place in life but you can give yourself the biggest advantage buy saving early for retirement. Let’s take a look at some examples in this article.

Marvin @ Brick By Brick Investing writes 7 Reasons Why I Am Not A Financial Advisor – A detailed list of reasons why I chose not to become a financial advisor at this point in my life.

David @ Financial Nerd writes Trends in Interest Rates in 2014 – Interest Rates will likely not change much during 2014.

John @ Frugal Rules writes Motif Investing Review: A Unique Approach to Investing – Investing in the stock market is vital to building wealth and with the variety of options available of where to invest it can be confusing. Choosing a good brokerage that has good offering and low fees can be a great way to help grow your retirement portfolio and get your investing on the right foot.


Wayne @ Young Family Finance writes Navigating the World of Job Auction Sites – Looking for a career change and considering job auction sites? Read here for the good and bad of these job auction sites like Elance and oDesk.

Corey @ 20s Finances writes Why Renting Items Is A Waste Of Money – Recently I’ve been seeing a lot of ads on television for renting computers, televisions and furniture. At first, renting these items might sound like a good idea – you get an item you need without needing the full amount to purchase the item. But, there are many downfalls to renting these things. Here are 3 reasons why renting items is a waste of money.

Cat Alford @ Budget Blonde writes Planning My Budget Friendly Nursery – Here’s my idea for a budget friendly nursery, which I’m ready to decorate (asap!) in case the twins come early. The “theme” is very us! I hope you like it!

Mrs. Accountability @ Out of Debt Again writes I Never Wanted to Be an Entrepreneur But I’ve Changed My Mind – Ten years ago I thought I’d always work a regular job. In fact, I had definite thoughts about entrepreneurship – I was certain it wasn’t for me.

Crystal @ Married (with Debt) writes 2013 Challenges Revisited – As the year is drawing to a close, I thought I would look back on my challenges for 2013.

Roger @ The Amateur Financier writes Book Review – Getting Things Done – A review of the book Getting Things Done by David Allen, a guide to productivity and increasing organization of offices and other work spaces for increased work

Dollar @ Easy Extra Dollar writes How To Manage Your Money – Managing your money helps you figure out where your money is going and whether or not you are living beyond your means, ensuring you avoid debt and are able to save money for emergencies and achievement of your future goals.


Luke @ Learn Bonds writes Short-Term Bonds vs. Money Market – A look at short term bonds vs. money market funds and which is best for investors in the current environment.

Tony @ We Only Do This Once writes The Freedom of Living Debt Free – For some debtors, living debt free is a far-fetched dream but for some others it is reality.

Ted Jenkin @ Your Smart Money Moves writes How To Organize Your 2014 Budget – Even though exercise and diet remain the top two New Year’s resolutions that most Americans have, the next few days might provide you with some

SBB @ Simple Budget Blog writes Party Smart: How to Budget Your Holiday Parties – Planning a holiday party? ‘Tis the season! Read here for the smartest and least expensive ways to keep down your holiday party costs.

IMB @ Investing Money writes The Fascinating World of Bitcoin – Bitcoin, started in 2009, is taking the world by storm. What is it? Who owns it? How do I buy and sell Bitcoins? Learn here!

Mr. Frenzy @ Frenzied Finances writes Battle of the Brands: Name Brands VS Generic Brands – It’s hard to break away from a name brand you know works – but have you ever tried generic brands? It could save you a whole lot of money!

Mike @ Personal Finance Journey writes How to make FREE online money! – Did you know anyone can spend some time and make free money and rewards online? Have you tried it out for some extra money?

Hank @ Money Q&A writes How Chapter 13 Bankruptcy Can Affect Your Future – By filing for Chapter 13, you can regain power of your financial status by acquiring a payment plan that fits nicely into your budget.

Bargain Babe @ writes How Much Did You Spend on Christmas? – How much did you spend on CHristmas gifts – it can be scary to find out!

Lindy @ Minting Nickels writes Saving Money Can Be Easy With LTD! – One of the toughest times to save money can be during the holidays.

Brent @ PersonalFinance-Tips writes Three Things You Should Double Check on Your Next Paycheck – A paycheck is a vitally important document. Your paycheck is not just a list of the money you’ve earned in any given time frame. It is also verification that your employer has paid into social security on your behalf.

Tushar @ Start Investing Money writes 3 Ways to Free Up Additional Cash to Invest in the New Year – If you are feeling guilty over the amount of money you’ve splurged this Christmas, it’s not surprising you might be looking at January to be the month when you start cutting back.

Jacob @ AllPersonalFinance writes Saving money with bioclean glass – your questions answered – Yes there is such a thing as low-maintenance self-cleaning glass and yes, it does really work, but how does it work, are they any different from your standard double-glazing and can you save money?

Tushar @ Earn More and Save writes 3 Common Financial New Year’s Resolutions – The New Year trailing right behind many people are already making their New Year’s Resolutions. And financial goals are usually high on the New Year’s resolutions list.

Kyle @ The Penny Hoarder writes How to Make $750 a Month Selling Used Books – You can make a nice side hustle by buying books on Ebay and then selling the same used books to buyback companies. Here’s how I do it…

Tushar Mathur @ Everything Finance writes 3 Lessons Monopoly Can Teach Us About Finance – I realized something: monopoly can teach us a great deal about finance. In fact, you can really learn a lot of money lessons in just a short amount of time.

Minimalist @ Minimalist Finance writes Start Off the Year Right with Your Investments – Start Off the Year Right with Your Investments has been published on Minimalist FinanceAs 2013 comes to an end, there are a few things that you an do financially to ensure that you start the new year with a solid financial footing. Last week, we posted some ideas of some strong financial new year’s resolutions to make.

Don @ MoneySmartGuides writes How To Avoid Debt – If you want to reach financial independence or financial freedom, you need to know how to avoid debt. Any debt that you get yourself into only furthers you from your goals.

Lauren @ L Bee and the Money Tree writes Sometimes the holidays suck – Psst. I’m going to let you in on a secret…sometimes the Holidays suck. It is a week before Thanksgiving as I write this post and I must admit that I’m feeling kind of disinterested in the whole holiday thing this year. Maybe it’s the weirdly warm weather, or the lack of snow…

CAPI @ Creating a Passive Income writes Finance Tips: Think Practical For Your Money – Living practical with money doesn’t mean that people have to cut out all entertainment, splurges on wants every now and then, and other fun events.

Maria @ The Money Principle writes Annual Review 2013: Looking Forward – As part of my annual review, these are my words and goals for 2014.

Eva Baker @ TeensGotCents writes $1,000 Challenge – Transportation and Utilities – My mom continues on her quest to save $500 from our monthly budget following the principles in The $1,000 Challenge by Brian J. O’Connor.

Matt Becker @ Mom and Dad Money writes What Type of Person Do You Want To Be? – What can we learn about money from watching people shovel snow? Well, we can figure out that there are two types of people in this world, and the choice is yours as to which one you want to be.

Jon Haver @ Pay My Student Loans writes 3 Tools to Help Pay off Student Loans – Graduation day is arguably one of the best days in the entire college experience. After years of study, students are now ready to pursue a career in their chosen field and reap the rewards of their hard work.


Well, that’s all for the 25th edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

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