Welcome to the 24th edition of the Aspiring Blogger – Personal Finance Carnival. Here we are with the post – Christmas carnival. As expected, this is a little shorter than normal as a few of our regular contributors seem to have taken a little time off for rest and relaxation. Having said that – there are still a huge number of posts, so if you’re looking for great new content, you will definitely find it here! I hope you had a great Christmas and I wish everyone a happy new year!
While you’re here, make sure to read as many of the posts as you can – I know it would be impossible for you to read all of them – but please do if you feel like it! I want to welcome my friend – Martin – and his first carnival submission – see below – he’s the first one – thanks Martin! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!
Crystal @ Budgeting in the Fun Stuff writes Cheap and Delicious Beer Bread Recipe! – My friend, Anne, bought a beer bread package from a crafts fair recently and we all LOVED it.
Money Soldiers @ Money Soldiers writes I Am Changing – I am changing. I am becoming a trader and I like it. I will continue to change and become a millionaire.
Mr.CBB @ Canadian Budget Binder writes How to get your life back after a divorce with kids – Getting divorced is a tough time for both the kids and the parents so making sure that a plan is in place to make it all as stress free as possible helps both emotionally and financially.
BUDGETING AND FRUGALITY
Lisa @ Secrets 2 Save writes My secrets to save on a vacation – Who does not like to travel? I know I like to travel and I know it is kind of expensive to stay in hotels, airfare, cabs, etc. In this article I share with you some of the secrets that will help you save money when you travel. So your next travel trip can be significantly cheaper than your previous ones.
Stu @ Poor Student writes Are Students Eligible for a Credit Card? – Once you’ve determined whether or not you should even go get a credit card, then the next step is figuring out whether you are eligible for a card. Eligibility depends on many factors, which Poor Student has listed in this article.
Dee @ Color Me Frugal writes 8 Ways to Save Money in the Shower – Start your day right- save money in the shower! Discover 8 innovative ways to save water, money, time, and natural resources.
Glen @ Glennalicious writes How To Make A Career Change – The end and beginning of each new year brings about many changes. If you are planning a career change, here is a guide with steps on how to manage your finances and prepare for success.
Jim @ Critical Financial writes Coming Soon To A Doorstep Near You: Amazon Drone Droppings – Look, up in the sky, its a bird, its a plane, its a….Drone? Yes, your eyes are not deceiving you, it is in fact, a drone hovering above looking for an ideal spot to drop off your latest Amazon purchase.
Daisy @ Suburban Finance writes The Kitchen Gadget Catastrophe – What I find the most annoying is that many kitchen gadgets have ONE purpose and one purpose only. They are a waste of money and space, according to Karen at Suburban Finance.
Ben Luthi @ The Wealth Gospel writes 5 Lessons from Classic Christmas Movies – Christmas movies have the power of bringing together families and helping them get in the Christmas spirit. They also can teach important life lessons.
Eva Baker @ TeensGotCents writes Retirement Planning For Teenagers – Is retirement planning for teenagers important? More than you might think! Take a look at this chart and see what a difference saving early makes in life!
Justin @ Root of Good writes Running Out Of Money In Early Retirement – Depleting all your assets during early retirement is a common fear for those seeking financial independence. Here are five reasons why it’s unlikely you’ll run out of money and four tips to avoid depleting your investment portfolio in early retirement.
Maria @ The Money Principle writes Three ways to minimise your waste and maximise your wealth – In this article three ways to minimise your waste and maximise your wealth are discussed.
Harry Campbell @ Your PF Pro writes How I Cashed in 162,000 Points For a Free Hawaiian Vacation – Some people probably think I’m crazy for holding 22 credit cards in my wallet but I have a good reason for doing so. Ok, I don’t really have them all in my wallet, I keep them in a little box in my drawer but you get the point. The reason that I love signing up for credit cards though is because of the amazing tax-free sign up bonuses.
Mike @ Personal Finance Journey writes 7 Unique Ways to Invest and make money in your spare time – 7 Unique ways to earn money that will give you additional streams of income and help you along your financial journey.
Pauline @ Reach Financial Independence writes Taking my first holiday in four years – I’m taking my first holiday in four years in Belize!! I know mainland Belize and have been there a few times, but never to the islands so I am pretty excited to be going!
Harry @ The Four Hour Work Day writes Finding a Job That Allows You to be Mobile – “My recent vacation to Hawaii reinforced two things: I love to travel and I really enjoy what I do working online. 90% of my 5 day trip was spent doing normal Hawaii stuff: hiking, visiting local landmarks and relaxing. But the other 10% of the time, I was busy responding to comments on my blog, dealing with advertisers and working on new articles. ”
Ben Luthi @ The Wealth Gospel writes My Love Hate Relationship With Sports – I used to love sports, but as I’ve started to think about what I want in life, I’ve realized how much of a waste of time and money they are
Chad @ The Stock Market and I writes Too Much Diversification? – Individual investors are getting a new investment group to utilize for an added level of diversification. The problem is: you might not want to use it. Alternative investments are making their way into mainstream with some notable changes catered to the smaller investor. They are meant to imitate the much more complex investments of hedge funds
Lindy @ Minting Nickels writes How to Navigate through a Personal Finance Crisis – At times, everything seems to be working in our favor.
Tushar @ Earn More and Save writes How to Save Money on Housing Costs – One of the biggest costs everyone faces is housing. Whether you rent a home or own a home housing is a huge cost and can be a budget killer. If you’re smart about it though, you can save a lot of money on your normal housing costs with a few easy steps.
Cat Alford @ Budget Blonde writes It Will Probably Be Forever Until We Buy a House – Buying a house is one of those complicated, awesome, and scary life events that I love thinking about.
Crystal @ Married (with Debt) writes Roth 401K versus Traditional 401K – I was able to increase my deduction number. This has enabled me to increase my retirement plan contributions. Roth 401K versus Traditional 401K.
CAPI @ Creating a Passive Income writes Business Blues: What Not To Do When Starting a Business – Many people have dreamed of owning their own business, but it’s easy to fail. Here are a few things that should not be done when starting a new business.
Pauline @ Make Money Your Way writes How to stay inspired as a freelance writer – Are you a freelance writer? Do you think you have trouble in writing sometimes? Here are some good tips on how do you keep things fresh as a freelance writer.
Sarah @ BloggerPreneurship writes Posting Frequency: How Often Should I Be Posting On My Blog? – Bloggers want to know how often they should be posting, and whether or not their posting frequency will have an effect on their traffic, rankings, and search engine optimization. BloggerPreneurship addresses these questions and more.
Adam @ Money Bulldog writes Where Does Paul McCartney Get All His Money From? – The amazing financial perks of being a world-known celebrity.
Adam @ Money Rebound writes Who Are the Richest People in History? – Meet some of the wealthiest people whom have ever walked the face of the earth.
Debt Guru @ Debt Free Blog writes Financial Abuse: Keeping Track of Your Elderly’s Financial Well-Being – Financial abuse is one of the fastest growing crimes. Unfortunately, your elderly are common targets. Read here to learn how to prevent this abuse.
IMB @ Investing Money writes Investing in Water – We need water to live, our bodies are 70% water. Without water we die. What else is water important for? Well, just about everything.
Luke @ Learn Bonds writes Intermediatae-Term Bonds – When interest rates are uncertain, an intermediate-term bond can be a balanced solution for investors.
SBB @ Simple Budget Blog writes Budgeting in Your Happiness – Don’t let the rigidness of budgeting get you down! It can be fun, we promise. Use these tips to include some enjoyment into your financial plan.
Tushar @ Start Investing Money writes Setting Your Investment Goals for 2014 – Every New Year brings with it hopes and dreams and a fresh set of challenges. It is the perfect time to look back on the year that is coming to an end, and to look forward to the twelve months that are about to begin.
Brent @ PersonalFinance-Tips writes Four Legal Blunders That Could Cost You Money – The steps you take immediately after a motorcycle accident will be crucial to your claim for compensation. Knowing what you need to do in the event of an accident will help you avoid these costly mistakes. Never Admit Any Fault Even if you believe that you may be partially responsible for the accident, do not admit to any fault or contributing factors to the event.
Kyle @ The Penny Hoarder writes How to Save Money When You’re Living Paycheck to Paycheck – I know… I know… For a lot of our readers, the thought of saving money when you’re living paycheck to paycheck is a joke.
Jacob @ AllPersonalFinance writes Money Saving Lessons You Must Know – The earlier you actually start to save, the better for your personal finances. There are a few lucky ones taught and raised in ways that they learn the value of saving money at an early age but for the rest of us, saving has become a struggle. Credit cards also tend to encourage and cultivate.
Mrs. Accountability @ Out of Debt Again writes Should Students Get a Credit Card for University? – We hope students learn a financial eduction by the time they get to college, so it begs to question if a student should get a credit card for university?
Corey @ 20s Finances writes A Questionable Call: Life Insurance over the Phone – So you’re sitting down to dinner after a long day, allowing the sensory massage of the delicious meal before you waft away the stresses of the day on the fragrant aroma of garlicky marinara sauce. Just as you wind the first delicious mouthful to your lips, you hear the phone ring.
Don @ MoneySmartGuides writes 5 Ways To Save Money On Groceries This Christmas Season – Is your grocery budget busting at the seams this holiday season? Here are 5 ways to save money on groceries all year long.
Minimalist @ Minimalist Finance writes Cheap or Free Ways to Get Together With Friends – There’s nothing like catching up with friends to boost your mood, especially with ones that you haven’t seen in some time. It tends to be a knee-jerk reaction when it comes to meeting with friends to suggest a meal.
Hank @ Money Q&A writes Five Tips For Frugal Living To Live Comfortably – Here are five tips on living a frugal life, frugal living, and pinching the most amount of pennies possible. You can save quite a bit of money, enjoy frugal living, and still live a comfortable life.
Bargain Babe @ BargainBabe.com writes 5 Financial New Year’s Resolutions – The new year is weeks away and that means it’s resolution time. Gyms fill up, cigarette sales go down and promises to keep in touch slip from your lips. While fitting into your favorite swants…
Ryan @ Cash Money Life writes When Whole Life Insurance Actually Makes Sense – Most people believe term life insurance is a better option than whole life insurance. But there are times when it makes sense to buy whole life insurance.
Wayne @ Young Family Finance writes Money and Children: How to Say No to the Gimmes and I Wants – Are “gimme!” and “I want” too familiar? Children like toys, but you can’t buy them all. Here are steps you can take to avoid buying all your children want.
Roger @ The Amateur Financier writes 8 of the Most Unusual Charities I Would Recommend – A guide to some of the most unusual charities that I know of, what they do, and how you can support them, improving the methods you can use to support charities
Lauren @ L Bee and the Money Tree writes On Being Single During the Holidays – To clarify: I wish everyone else the happiest, warmest, giving-est Holiday season possible. I’m just not going to go out of my way to torture myself with the ghost of Christmas past or future. It’s too painful. We can skip 2012, and if the world ends in two week or so, it really won’t have mattered if I boycotted Christmas or not.
JP @ My Family Finances writes How to Afford Your Dream Car – Before you sadly sign away the idea of ever owning the kind of vehicle that makes you dizzy with delight, read our suggestions on how to save money without sacrificing quality or safety.
Don @ Money Reasons writes Tick, Tick, Boom: Insuring the Most Explosive Jobs – Do you need job insurance, is your job dangerous? Don’t you think it might be a consideration that you should take heed of?
Tony @ We Only Do This Once writes 5 Reasons You’re Still Deep in Debt – There are many people who struggle with debt, and all for similar reasons Debt seems to be a problem for many people.
Ted Jenkin @ Your Smart Money Moves writes Making Realistic Financial Resolutions – Read how we should all be making realistic financial resolutions. Why create a defeating situation where you are bound to disappoint.
Betsy Muse @ ConsumerFu writes Will You Qualify Under New 2014 Mortgage Rules? – In the wake of the subprime lending debacle mortgage lenders and borrowers will operate under a new set of rules. After January 10, 2014, lenders will be required to verify that you can afford to repay a loan prior to cutting a check.
Mario @ Debt BLAG writes The lessons I learned paying off all $35,000 of my credit card debt in 2013 – I paid off all $35,000 of my credit card debt in 2013; in this post, I outline the most important steps I took and the lessons I learned along the way.
Daisy @ When Life Give You Lemons writes 5 Tips for Successful Investing – Simplicity is the your key to investment success. The easier, the less complicated, the better. The simplicity effect can be combined with a solid investment plan to ensure long term success.
Adam @ The Cheapest Cars To Insure writes The Steps to Getting the Right Car Loan – Achieving the best car loan to fit your long term financial goals.
Christopher @ This That and The MBA writes Litigation History: Patent Wars Throughout Recent History – It’s easy to assume that today’s patent wars are a new phenomenon. With billions of dollars spent on litigation – a figure that, in many cases, exceeds the amount used in research and development – the scale and intensity of today’s patent litigation can seem unique in history.
Dollar @ Easy Extra Dollar writes Home Based Online Business Venture – Saves you both time and funds, elements which might be imperative to based online business home venture survival. The single important elements in keeping a profitable home based online business venture is achieving winners from web surfers & readers to promote site recognition and increase ranks in search engines.
John @ Frugal Rules writes How to Hustle to Pay Off Credit Card Debt – Paying off credit card is no fun by any means. It takes sacrifice, hard work and commitment. However, with determination and a vision you can pay off your credit card debt and enjoy the freedom that comes with being debt free.
Jon Haver @ Pay My Student Loans writes Four student loan repayment assistance options – You can get Loan Repayment Assistance Programs (LRAP’s) from a variety of sources, often from schools, employers, states and the federal government.
Well, that’s all for the 24th edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!
Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.