Aspiring Blogger – Personal Finance Carnival #14 – September 7, 2013

by AB@AspiringBlogger.com

Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 14th edition of the Aspiring Blogger – Personal Finance Carnival. I started with a lot more, but I managed to narrow it down to ONLY 68 articles for this edition…WOW!!! I know I keep saying this, but I’m just amazed at the exponential growth the carnival is seeing – so keep stopping by to read, and thanks to all the authors – it wouldn’t work without both sides!!

While you’re here, make sure to read as many of the posts as you can – I know the authors will appreciate it. If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!

AB

BLOG FRIENDS

Mr.CBB @ Canadian Budget Binder writes Happiness is everything: Saving Money and Buying Time – Sometimes organizing and cleaning up the clutter in our lives frees up precious time that we would typically spend cleaning up or working around just to get the job. Our world becomes filled with too much and if we just simplified it, life would be a bit easier.

Michelle @ Making Sense of Cents writes New Orleans Recap – Cost and Pictures! – We had a ton of fun on our vacation to New Orleans. It was much more relaxed than past vacations. We left on Tuesday at around midnight and drove through the night. We arrived at around 10 or 11 am on Wednesday.

BLOGGING

Richard Adams @ Tech Toucan writes 28 Essential WordPress Plugins For Bloggers – I just worked out that I’ve been using WordPress as a blogging platform for 8 years now and in that time I’ve tested out literally hundreds of different plugins. Through all those tests and experiments I’ve slowly created my own list of essential WordPress plugins that I now use on every new project I launch. Today I’d like to reveal my own personal “must have” WordPress plugins list to let you peer behind the curtain of my own blogging system.

Robert @ Beat The 9 to 5 writes Are You Converting Your Most Valuable Readers? – Let’s discuss how you can identify your most valuable readers, and then what strategies you can use to convert them into loyal subscribers for your site, so that you don’t lose them.

Robert @ Entrepreneurship Life writes How To Create Epic Content – No Writing Required – Content marketing can be overwhelming. After dreaming up and actually starting a business, you have to figure out how you will get the word out. You have to create the content and then distribute it in a way that builds community, sparks conversation and customer loyalty.

BUDGETING AND FRUGALITY

Richard Adams @ Frugality Magazine writes How To Stop Spending Money: 7 Ways To Reduce Unnecessary Spending – Too many people start off each payday with a feeling of wealth – and a plan for what they want to do with their money. Then, all too soon, they discover that their account has been drained dry and all those plans are going to have to wait till next time. The sooner you figure out how to stop spending money uncontrollably, the sooner you’ll be able to put those more important plans into place, whether that’s paying down your debt, saving up a deposit to buy a house or even just taking

Christopher @ This That and The MBA writes Budgeting Basics – When I first started with my budget I had very specific dollar amounts allotted in each category. My budget evolved and changed a lot over the years but the most common categories were: Rent, Utilities, Gas, Food, Entertainment, and Savings.

Vanessa @ Vanessa’s Money writes How I Make my Teeny Tiny Salary Work for Me – I earn less than $2000/month, save about 40% of it and live in one of the most expensive cities in Canada

Kay @ Green Money Stream writes Save Money on Groceries: Aldi Supermarket Review – You can save 30% to 40% on your grocery bill by shopping at Aldi supermarkets. Here are some tips for your visit and a list of my recent savings.

SBB @ Simple Budget Blog writes Is it Really Possible to Negotiate Lower Auto Insurance Quotes? – Like anything worth having, it will take a bit of work cheap auto insurance rate quotes, but those who are up to the challenge will likely reap the rewards. Here are the ways to go about it.

Joshua Rodriguez @ CNA Finance writes How To Make A Budgeting Spreadsheet That Makes Budgeting Fun – This post is a very detailed tutorial that walks people through the process of creating a budget spreadsheet. In this post, Joshua talks about the need for a budget spreadsheet that works for him and builds one – taking screenshots step by step so it’s easy for others to repeat the process!

Katie @ IRA Basics writes Benefits of a Budget – Budget. It is a dreaded word, not one that instills ideas of grandeur and immense fun. It is also a word that is often neglected, an idea that most of us would rather not think about.

Mr FD @ Financial Debauchery writes Living on a Budget Doesn’t Have to Stink – Tips for Success – Do you want to know the real problem with living on a budget is? It’s the way we perceive them. Handling your finances is not a chore you can loathe like doing laundry or the dishes. It takes a little effort but its worth the payout!

Mike @ Personal Finance Journey writes Quick Ways to Decorate your Bedroom on a budget – Easy simple ways to decorating your bedroom on a tight budget that still gives that new bedroom feeling.

Bargain Babe @ BargainBabe.com writes How to start couponing the easy way – You’ve seen the shows on TV about extreme couponing – basically a money saving contact sport. But how do the rest of us coupon without it taking over our life? With just a few tips…

Minimalist @ Minimalist Finance writes Setting a Home Maintenance Budget – First time home buyers don’t always consider all of the expenses of purchasing a home. In reality, it’s not just down payment and closing costs that can cost a lot of money, what happens after you sign those papers can also cost you a pretty penny.

CONTENTMENT

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Sticking to Your Guns & Following Your Passion – Life as an adult is never easy, especially when you don’t know what career path you should go down. During my job search in Toronto over the summer I’ve realized that above all else, you need to listen to your gut, stick to your guns, and follow your passion.

EARLY RETIREMENT

Usiere Uko @ Financial Freedom Inspiration writes Retirement planning and financial independence – Since attaining financial independence is mandatory, if you are going to have to attain financial independence someday, why leave it till when you retire?

MMD @ My Money Design writes There Are No Shortcuts to Early Retirement Planning – Even before starting My Money Design, I was on a quest to find the great key or secret to achieving true financial freedom or early retirement planning. So far every turn has led me to believe that there is no magic bullet or easy path. Here is what I have found.

FINANCIAL INDEPENDENCE

Tony @ We Only Do This Once writes When Paying Down Debt, Downsizing, Decluttering and Simplifying Allows Your Universe to Open Up – Anyone who has read this blog long enough knows about my transformation with finances and my relationship with “stuff”. Along the way, I have (hopefully) helped others as well with this notion. But I never would have guessed that it would all lead to where I am today.

INVESTING

John S @ Frugal Rules writes Investing in Stocks: Are You a Trader or Investor? – There are various strategies investors can implement in the stock market yet many do not stop to think which is best for them. This lack of preparation can significantly undermine their investing efforts and hinder their attempts to grow wealth.

Jon @ Novel Investor writes How to Choose A Mutual Fund That Fits Your Portfolio – Here are some simple guidelines to help you choose a mutual fund or index fund that fits perfectly with your portfolio.

Anton Ivanov @ Dreams Cash True writes TradeKing Review – Our TradeKing review discusses one of the best online brokers. We go over its pricing, tools, usability, customer service and more.

Mike @ Annuity Rates HQ writes 4 Important Risks at Retirements Solved By Annuities – Unfortunately, there are several risks a retiree must face. Most of them are related to financial matters and can be solved with a little planning. For example, annuities can answer many of your retirement concerns.

Matt Becker @ Mom and Dad Money writes The Real Risk of Investing in the Stock Market – Investing in the stock market carries with it a very large risk, one that is rarely talked about in the financial media. Today I want to address that risk head-on so we can all understand exactly what we’re getting into when choosing to invest in the stock market.

Daisy @ Suburban Finance writes Grow Rich with Real Estate – There is some money to be made in housing, and we have a practical guide as to how to be rich in real estate investing.

Robert @ The College Investor writes The Only Thing That Matters in Investing: Part 3 – Last week, I continued with part two of a three-part series on the biggest component of investing success: asset allocation. Today, I close with a primer on rebalancing, the most overlooked (yet arguably most critical) part of asset allocation in the real world. What I described at the end of last week’s post (the gradual re-organizing of your asset allocation as you age) is called “rebalancing.” Unfortunately, despite its colossal importance, rebalancing does not happen by itself.

IMB @ Investing Money writes Investing in China – A Time for Caution – The Chinese economy is in a state of transition. Investors, time to watch China’s banks carefully! Read here to learn more about China’s economy.

MMD @ IRA vs 401k Central writes What Does IRA Stand For Anyways? – If you’re wondering “what does IRA stand for ?”, then you may be surprised to find out that the IRS defines it as an “individual retirement arrangement”. Let’s see how that is different from the “individual retirement account” that everyone thinks it is.

MAKING MONEY

Nick @ A Young Pro writes Millennial Career Advice – Career advice for Millennials from the brightest minds on the interwebs.

DW @ Great Passive Income Ideas writes How to Make Some Extra Money Using Dividend Stocks – If you want to know how to make some extra money, look no further than the brands you trust and consider the benefits of investing in dividend stocks.

Pauline @ Make Money Your Way writes Make money with a senior concierge service – This post will show you how to make money with a senior concierge service.

Eva Baker @ TeensGotCents writes Real Estate Careers – Shopping With Sarah – Sarah shares about her latest adventure. After reading, you may want to check out real estate careers yourself. It’s like being a personal shopper!

LaTisha @ Young Finances writes Jumpstart your Career with an Unpaid Internship – An unpaid internship can lead to greater experience and eventually, a paid position. Many college students and young adults look for internships after college.

Lauren @ L Bee and the Money Tree writes My Complete Employment History, and What I’ve Learned – Ever wanted to know what I did before I became “L Bee and the Money Tree?” Well here is my complete employment history.

Dollar @ Easy Extra Dollar writes Quick Tips on How to Make Money Online – The first tip on making money online using Odesk is “Start small.”Take small jobs with small payment values per project. Starting small will allow you time to get accustomed the interface and system. It also allows you to do more jobs while building up a good history rating.

Gary @ Gajizmo writes How To Make Money From Home – Whether you have a great job and want to start a home-business or you’re a stay-at-home parent looking to contribute to your family’s income, this is a comprehensive guide on the best ways to make money from home. We discuss freelancing, virtual assisting, personal concierge, online teaching, running a home day care, life coaching, animal sitting and training, and virtual nursing.

PERSONAL FINANCE

Thomas @ Finance Inspired writes Santander and Funding Circle in Bed Together? – A new merger mooted…a good move? or not?

Daisy @ When Life Gives You Lemons, Add Vodka. writes How I Spent $2000 In One Week (Or Less) – Daisy posted about the extra income she was able to make over the past month through her side hustles (hint: around $3500), but by that time, most of it had already been spent.

Robert @ Kids Ain’t Cheap writes How Parents Can Use Their Social Media Influence – As parents, it is important to realize that we have a lot of influence when it comes to social media. Entire networks of parent blogs have emerged and they carry a lot of influence. It’s time for the internet marketing company to take note of the influence that parents have, especially on social media.

Grayson @ Debt Roundup writes Should You Pay Cash or Finance Your Next Vehicle? – There are many that talk about how to purchase a car. You can choose cash, credit, or a combination. While I think cash is king in many cases, I also see opportunities to use low interest financing to secure a car.

Crystal @ Budgeting in the Fun Stuff writes 45 Activities with Kids on the Cheap – Here is the list of 45 activities with kids that I’ve come up with that can be done even with a tiny budget. Cheap children’s activities.

Amanda L Grossman @ Frugal Confessions writes Get All those Sexy Nutrients for Less – Sexy drink beverages, supplements, and super foods sourced from exotic locations—the Amazon, the Himalayans, the Andes—and promising amazing benefits have flooded the grocery market.

JP @ My Family Finances writes How Important is Credit Rating of a Life Insurance Company – Most websites that provide whole and term life insurance quotes provide the insurance company rating next to the quote.

Maria @ The Money Principle writes Taxing Issues on Tax Avoidance – Tax avoidance is habitually blamed on companies downplaying their need for profits. Governments allowing loop-ravines are equally, if not more, to blame.

Cat Alford @ Budget Blonde writes How to Make Your Dream Holiday Within Reach – If you want to go on a dream holiday but can’t afford it, here are some tips to make it within reach!

Luke @ Learn Bonds writes Would I rather buy a home or own $50,000 of bonds? – Here is a look at the connection between housing prices and interest rates and how to decide when to cash in an investment to buy a house.

Wayne @ Young Family Finance writes How to Find the Right Auto Insurance for Your Family – Been a while? It may be time to shop for a new auto policy.What you need to know to find the right auto insurance policy for your family.

MR @ Money Reasons writes Both Best and Worst Personal Financial Times This Year So Far – Oddly, I’m having both the best and worst of financial times this year from a cash flow perspective. Read why I’m in such an odd financial state of being!

Brent @ PersonalFinance-Tips writes Best Tips on Saving Interest on Your Home Loan – Saving money on your home loan is very easy if you strategize properly. Many people concentrate so much on the interest rates when shopping for loan. They forget that even the other features are very important. Below are tips on how to save interest on home loans: Paying in lump sum.

Debt Guru @ Debt Free Blog writes The Key to A Second Mortgage: Pros and Cons – There are many pros and cons to getting a second mortgage. Read here for help and information on the dreaded/savior second mortgage and how you can use it.

krantcents @ KrantCents writes 12 Things that Successfully Convert a Great Idea into a Reality – 12 Things that Successfully Convert a Great Idea into a Reality. These are the things that work best for me.

Kyle @ The Penny Hoarder writes Company Car or Car Allowance: Which one to choose? – One of the employment benefits most often talked about in Australia must be the company car. It’s a valued benefit, but with a variety of options due to tax law changes back in 2002, it’s hard to tell what is the right choice for you. Let’s walk through the two options…

Roger the Amateur Financier @ The Amateur Financier writes 10 Items for Your Last-Minute Travel Checklist – A list of things to take while traveling, including money, clothing, water, toiletries, clothing, passports, and medications if needed on your trip

CAPI @ Creating a Passive Income writes The Reset Button: When to Declare Bankruptcy – Although filing for bankruptcy is a difficult decision, there are several red flags on when it’s time to start fresh and consider the option. Read here!

Mrs. Accountability @ Out of Debt Again writes How to Automate Your Finances – Sometimes I feel like a massive accounts manager just handling my personal family’s finances.

Mr. Frenzy @ Frenzied Finances writes Finance Tips: 10 Things I Wish I Knew When I Was 20 – There are some things you just don’t know when you’re 20. Read here for the top 10 things 20 year olds should know on finance.

Jon Haver @ Pay My Student Loans writes How to pick a college to minimize your debt burden – The best thing about attending school in this day and age is the large variety of options that are available. Our topic today is finding ways to pick colleges that help minimize your debt burden. We’ll also speak about the many resources in place to assist.

Lily @ Paying Debt Down writes Finance Tips for 20 Somethings – The average 20-year-old is being forced to make many more financial decisions than ever before. The ones at the beginning of a career are especially important.

Kevin Watts @ Graduating from Debt writes The Ulimtate Guide to Picking the Right College – A comprehensive guide in picking the right college in 2013

Harry Campbell @ Your PF Pro writes Another Tough Run In With Best Buy – Even though I often see a lot of negativity towards Best Buy, they are still in business and somehow opening more stores than they’re closing. When was the last time you saw one of their stores go out of business(a la Circuit City)? I have even noticed a trend of lower prices at Best Buy over the past year or so that seem to coincide with when online retailers had to start charging sales tax.

Lindy @ Minting Nickels writes Modifications that Add Value to a Used Car – Just as new granite countertops can improve the value of a home, the right modifications can boost your car’s value.

DW @ No Exam Life Insurance Guide writes The No Medical Life Insurance Plan – A Hassle-Free Alternative – Looking for a plan without all the hassle? You’re in luck! A no medical life insurance plan is your time-saving solution to avoid going to the doctor.

Corey @ 20s Finances writes 5 Tips to Starting Your College Year Off Right – Heading off to college, whether you are a freshmen or a senior can be a stressful time. Packing up your belongings, saying goodbye to family and friends and then unpacking everything are emotional tasks.

Don @ MoneySmartGuides writes Making College Affordable – How can we make college affordable? The first step is to limit student loans. That might sound crazy but…

Hank @ Money Q&A writes Three Reasons Why Your House Is Not Selling – What can you do if months and months later you’re still stuck in the same place after being unable to secure a sale? You are sure to be wondering why your house is not selling.

Ryan @ Cash Money Life writes What You Wear Matters … When You Shop – Dressing the part can play a large role in getting a good deal, or being treated well by store clerks, especially in high end shops and car dealerships.

Ted Jenkin @ Your Smart Money Moves writes Are You Getting the Benefit of Low Natural Gas Rates? – Are you getting the benefits of low natural gas rates? You’d be surprised how much it can save you.

CONCLUSION

That’s it for the 14th edition! Thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general.

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

 

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