Aspiring Blogger – Personal Finance Carnival #12 – August 9, 2013


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 12th edition of the Aspiring Blogger – Personal Finance Carnival. My wife surprised me with a mini-vacation this weekend – a nice few days away without the dogs – so I’m putting this together from a hotel room with a view of the San Antonio Riverwalk. We’re having a great time so far, and it just goes to show you how far technology has come that I can be anywhere in the world (or at least Texas 🙂 ) and still get the carnival out on time!

We have another packed carnival, so I hope you enjoy! Make sure to click through and read as many of the posts as you can – I know the authors will appreciate it. If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Mr.CBB @ Canadian Budget Binder writes Buying my first property: Was I too young? – When I bought my first property I underestimated the costs involved like many first-time home buyers. There is so much more to jumping in and owning a home that I learned over the years that has helped me get to where I am today.


Robert @ Entrepreneurship Life writes Tumblr for Writers and Bloggers – Think that Tumblr won’t bring in enough readers? Business Insider lists some of the top Tumblr blogs (which are Tumblr blogs without custom domains) that bring in as many as 1.2 unique visitors. Comedy Central’s official Tumblr has just under 500,000 unique visitors a month as an extension of their brand.


MMD @ My Money Design writes It’s Time to Get Real About Our Household Expenses – Even after all the budgets and spreadsheets, the only way we’re going to avoid a deficit this year is to get real about our household expenses. Here is how we plan to do that.

Monica On Money @ Monica On Money writes 6 Free Iphone Apps Thas Save More Money – Monica writes about 6 ways to save more money with your iPhone apps.

Kathleen O’Malley @ Frugal Portland writes Going on a Road Trip using AirBnB – We are using AirBnB for the first time. It is a great way to save money in a few ways.

Christopher @ This That and The MBA writes How to Get The Cheapest Car Insurance – Many people simply renew their car insurance each year and just accept that this is part of the cost of driving. However, there is certainly plenty of things you can do to try and lower your car insurance premium, and given the amount of money you can save, it is certainly worth the effort.


Lorillia @ Your Money Mentor writes What lane are traveling in for Financial Freedom! – My goal is to achieve Financial Freedom at an accelerated pace, do you think it’s wrong and do you judge other individuals who want to travel in the fast lane in order for Financial Freedom to become a reality. Many people when they hear the words, obtaining wealth the fast way, they automatically think.

Robert @ Kids Ain’t Cheap writes Road Trips With a Young Child – This week we will be embarking on our first real family vacation. We’ve been out on small trips to the cottage with our little one but this week we’re heading out on an 1,100 km road trip with her.

Andrew @ Living Rich Cheaply writes Changing Your Money Mindset is the Key – The basic steps to having success in reaching your financial goals are to cut out expense and to save and invest. However, without changing your money mindset to a frugal mindset, it will be difficult to attain and maintain those goals. In this post, Andrew explain why.

Glen @ Monster Piggy Bank writes Super Cheap Hobbies For People On A Budget – Many people think that you can only entertain yourself by spending lots of money. I’m here to tell you that there are plenty of super cheap hobbies just waiting for you to try.

FI Pilgrim @ FI Journey writes The True Impact Of Lifestyle Choices – Over the last few days I kept thinking about the word lifestyle and the far-reaching impact that it has on our lives (and finances).

Harry Campbell @ Your PF Pro writes What’s the Best Day of the Week to Quit Your Job? – If you haven’t heard by now, I quit my job! My fiancee and I are moving and I did not want to make the hour plus commute so I gave my notice about a month ago. My last day was last Tuesday and so far being unemployed has been pretty awesome. Eventually I’m going to get back to my day job but for now I’m happy working online and living life. A lot of my co-workers thought it strange that I quit on a Tuesday but there was a method to my madness.


Thomas @ JourneyScout writes Planning Your Round the World Travel – Are you traveling around the world? He are some helpful tips to help you plan your trip of a lifetime


Grayson @ Debt RoundUp writes One Year Of Being Credit Card Debt Free! – One year ago, I made the last large payment on my credit card debt. I sucked up the pressure and dropped the last $1,600 on my debt that was fighting me for close to four years. When I clicked that authorize button, I wouldn’t have realized that my life would change. My fight with debt was long and difficult at times, but there was the light at the end of the tunnel. I was at the end of the tunnel and basking in the light, finally!

Mitchell Pauly @ Snarkfinance writes Becoming Rich in America – An overview of the various attitudes Americans hold regarding the likelihood of becoming rich.


John S @ Frugal Rules writes When Should You Start Saving for Retirement? – Saving for retirement can be challenging for many. There are many excuses to use from not having enough money to it being too far away. However, by starting to save for retirement earlier rather than later, regardless of the amount, you put yourself in the best position possible.

Jacob @ Cash Cow Couple writes Personal Capital Review – Personal Capital is an incredibly useful tool. Come take a look at the good and the bad, as told by a current user.

Paul @ The Frugal Toad @ The Frugal Toad writes The Pros and Cons of Borrowing Against a 401k – If you are thinking about borrowing against your 401 (k) plan you may want think twice. Nearly one in four workers with a 401 (k) or similar defined contribution plan have taken out loans totaling $70 Billion or almost one-fourth of contributions. Taking a loan against your 401k account can have a major impact on your ability to have sufficient funds available during retirement.

Dividend Growth Investor @ Dividend Growth Investor writes Eleven Dividend Paying Stocks I Purchased Over the Past Week – Over the past week, I purchased stock in eleven businesses. I have outlined these businesses below. Some of these purchases represented additions to existing positions, although a few represented new positions.

Matt Becker @ Mom and Dad Money writes Is Peer-to-Peer Lending the Next Big Thing? – Peer-to-peer lending is pretty big in the world of personal finance right now. There are a lot of people talking excitedly about the great investment returns they’ve made recently, and of course this has only drummed up interest from others on how to get involved. This is typical of any new investment that’s seen some success, but does it mean that it’s a good thing to get involved with? Today I’d like to share some of my thoughts on peer-to-peer lending and how it might fit into an investment p

MMD @ IRA vs 401k Central writes 401k Income Limits – Can I Make Too Much to Contribute? – Unlike a Traditional or Roth IRA, there are no 401k income limits keeping you from contributing to your employer sponsored plan. Read on to find out how that can mean a lot more earnings potential for you!

Robert @ The College Investor writes Starting an Investment Club in College – Let’s face it: investing can be a pretty lonely journey. Poring over the Wall Street Journal, reading prospectuses, monitoring your brokerage account…these aren’t the kind of activities your college buddies are eager to come over and do with you. But what if they could be?


Pauline @ Reach Financial Independence writes How was the easiest/hardest way you ever made money? – In this post we talk about the easiest and hardest ways to make money, my experience over the years, and ask the readers to share theirs.

Chuck @ The Tortoise Banker writes Work to Maximize Your Income – Today’s rapidly changing world can provide a tremendous amount of choices to make with regards to how we earn our incomes. Take a moment to review my suggestions on how to BOOST your family’s income, and grow your nest egg!

Simon @ Chance with Finance writes Analysis of Real Estate Leads Generation – Career in Real Estate for you? Read on…

DW @ Great Passive Income Ideas writes I Want To Make Money on the Side – What Are Some Ways To Do So? – If you’re saying I want to make money on the side but don’t know how, then you should know there are a lot of easy things you can start doing now that work. Here are my tips for ways to accomplish that.

Mr FD @ Financial Debauchery writes How Much Is Gold Worth? More Than What a Dealer Will Give You! – It’s a really good idea to find out how much is gold worth before you’re about to go sell it to one those cheesy We Buy Gold places. Read on and have a better experience than I did.

Pauline @ Make Money Your Way writes Renting part of your house or basement long term – This post shows how you can make money by renting part of your house or your basement to a new tenant.


Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Love Is Not All You Need – Money Talk Before Marriage Talk – Marriage is a beautiful thing, but talking about money before heading down the aisle is essential to having a financially free and happy marriage.

Kevin Watts @ Graduating from Debt writes What Happens to your Student Loans when you die? – A look into what happens to your Student Loans when you die

Monica Iannacone @ Monica On Money writes How to Payoff Your Mortgage ASAP! – After becoming debt-free, my current financial goal is to payoff my mortgage early. Here’s how I’m doing it

Barbara Friedberg @ Barbara Friedberg Personal Finance writes Learn To Build Wealth In 15 Minutes A Day – Build wealth fast with a step by step money management program.

Jon Haver @ Pay My Student Loans writes Student Debt Elimination Scams You Should Be Afraid Of – There are many dishonest companies that prey on vulnerable and often frightened debtors. They provide, for a large fee (of course), a phony certificate that you take to your bank or mortgage lender that supposedly eliminates your obligation to repay your mortgage, auto, medical, school or credit card loans.

Steve @ Debt Consolidation 2u writes Debt Consolidation with Peer-to-Peer Lending – Personal loans, debt consolidation loans and home loans were once the exclusive products of banks, but this is no longer the case.


That’s it for the 12th edition! Thanks as always for taking the time to read through this! Let me know in the comments if you have any thoughts about the articles – I know the authors would love to hear them!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

{ 6 comments… read them below or add one }

canadianbudgetbinder August 9, 2013 at 6:30 am

You’re a lucky guy, wish my wife would surprise me with a trip away. All she surprises me with is a to-do list. Oh look honey… haha. Have a good time away without the pets…. cheers mate.

Reply August 17, 2013 at 8:00 pm

Haha – sorry you don’t get surprised with any trips. Maybe you should show your wife this post and she’ll get the hint?? I do get a lot of the to-do lists though – so it’s definitely a nice change. We had a great time – it was very relaxing. Good to be back on here though!


MonicaOnMoney August 10, 2013 at 11:26 pm

Thanks for mentioning my article and for providing such a great list of other articles, I’ve subscribed to so many of them today based on your list! I really appreciate the support!

Reply August 17, 2013 at 8:00 pm

No problem, Monica! Thanks for stopping by and taking the time to read through the other posts – I know that I (and they) appreciate it!


Betsy Muse August 11, 2013 at 7:17 am

How nice of your wife! I’m not sure I could ever pull off a surprise trip for my husband. Too many dogs / kids involved. Plus he would miss driving the tractor on the weekends. 🙂

Reply August 17, 2013 at 8:02 pm

Hi Betsy – it was very nice of her! I don’t have a tractor, so maybe if I had one, then I’d enjoy that a little more! Thanks for stopping by!


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