I have neglected you – I’m sorry. When I began this site several years ago I wanted to share my journey to financial independence, location independence, and contentment. At that time I was married with a job as a consultant that took me out of town 4+ days a week. Now I’m divorced and recently unemployed – so…yeah. I guess you could say things haven’t worked out exactly to plan! I will say that I am undeterred in my goals.

Becoming financially independent is one of my top priorities and I am working towards that even while unemployed. I’m looking for a new job that will hopefully let me balance work with a little more life and contentment, while also allowing me to save and invest for the future. Location independence is a topic I struggle with, since for the most part, consulting is pretty location independent – as long as I live in the US and near a major airport. The problem is, I haven’t setup my life to be location independent. Since my divorce I settled down and bought a nice house near downtown Dallas –  so instead of being able to travel and live where I want – I’m “tied” back to Dallas…whoops? Don’t get me wrong, I love the area, but I think if I’m serious about becoming location independent I need to make a plan to eventually sell this house, reduce the number of possessions I own (I have so much crap) and work out how I can live in various places around the US while still working, and then see how to expand that to the rest of the world. I know that was a crazy-long sentence, but it fits the state of my brain right now.

I have several other projects in the works right now and I haven’t decided what direction to take on this site. It was my baby for a long time and I hate to see it like this (just withering away), so we will see. Until next time!


Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 50th edition of the Aspiring Blogger – Personal Finance Carnival. It’s finally here – the 50th edition! The first edition of the carnival, published way back on March 1, 2013, had just 11 posts. This edition has over 50, which is an incredible increase in such a short amount of time. Thanks to everyone who has submitted to the carnivals and of course to all of the readers. I look forward to the next 50!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!



Mr.CBB @ Canadian Budget Binder writes What would you do with extra income? – Having extra income isn’t something most people complain about having, quite the opposite. When you do have extra income even if all of your debts are paid you want to do something with the money but it’s not always a cut and dry decision.

Mark Ross @ Money Saving Dude writes The Difference Between Being Frugal and Being Cheap – There is a difference between frugality and cheapness. Sure, their main objective is save as much money as possible, but I’d rather be with a frugal person than a cheap on. Find out here whether you’re really a frugal person or a cheapskate.

Thomas @ i need money ASAP! writes Organizations That Help With Rent – So you need money asap because you’re behind on rent. Well the good news is that there are organizations that can help with rent in these situations. These organizations are either not-for-profits, religious groups, or local/federal government agencies. Make sure to try them all since each one has its own criteria for granting assistance.

Alexa @ Single Moms Income writes The Best Online Business Blogs to Learn From – It seems like here lately I’ve had quite a few people email me and ask me about things that are online-business related.

Larry @ KrantCents writes Why is there income inequality? – The top 1% increased income and the middle class income has been declining at a much faster rate.

Monica @ Monica On Money writes What To Do If You Totally Failed Your Budget – For the past few years, I have been a die-hard budgeting addict. I live for my budget and look forward to the end of each month.

Natalie @ Debt and The Girl writes (Natural) Beauty Tips on the Cheap – I have really been ignoring my beauty routine lately and my skin has been making me pay for it.

Justin @ iPlugin writes Why purchasing a knock-off iPhone charger might not be such a good idea – Many people that love their Apple products, including their iPhones, iPods and iPads, aren’t particularly fond of the high prices that Apple charges for accessories like chargers.

Sam @ The New Business Blog writes 10 Tips for Hiring Excellent People – As an entrepreneur it’s definitely okay for you to obsess over hiring employees because, for small businesses especially, one bad hire can squash an entire team’s productivity quite quickly.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Andrea @ So Over This writes 5 Things You Should be Renting Instead of Buying! – People spend money like fish swim in the water, it just comes natural to them, they don’t think twice about it.

Hadley @ Epic Finances writes 4 Investing Tips for Beginners – If you’re new to investing there are a lot of things that you need to learn in order to safely start investing your hard-earned money and using it to make more.

Jay @ Daily Fuel Economy Tip writes Braking Properly Can Save on Gas! – Most drivers realize that an automobile uses the most gas when it accelerates.

Mario @ Debt BLAG writes How renters can avoid losing your security deposit — to me (a landlord’s perspective) – Getting back your security deposit when moving out can be a big source of anxiety; here are some tips to improve your chances

Jeremy @ Modest Money writes Reasons to Create Your Own Website – Blogs are great because they help you stay motivated by documenting your journey and they provide inspiration for others. There are so many reasons to consider starting a website, both personal and professional; you just have to figure out which one applies to you.


Bob @ Dwindling Debt writes Building Wealth on a Small Salary – Part Three – If you’re ready to get some more excellent advice on how to build wealth, even if you’re not making a huge amount of income, get comfortable and let’s get going!

Hayley @ Disease Called Debt writes How Being Humble Helps Us to Live a Happier Life – This post is about the importance of being humble. When things aren’t going our way, looking at our lives through a lens might help to put things into perspective. Everyone goes through difficult times in their lives whether it’s to do with finances, relationships, jobs or even losing a loved one. Yet it’s possible to find something positive in almost every situation if we look hard enough.


Ted Jenkin @ Your Smart Money Moves writes Was Your Mutual Fund A One Hit Wonder? – We love lists. In fact, we have become addicted to them.

Justin @ Edward Antrobus writes Common Mistakes That Can Hurt Your Credit Score – Okay, we all know that there are plenty of myths that surround credit scores including one that says married couples share a single score and that everyone has only one credit score. (Both of these are false.)

Marissa @ Thirty Six Months writes 5 Tools That Every Blogger Should Use – I have a thing about pimping out products that I love. I think it’s fair to help people find things that make sense, and make their life easier.

Lily @ Paying Debt Down writes What to do if you run out of cash before payday – Many people are finding it difficult to make their money last until they next get paid.

Amy @ Money Mishaps writes How to pay for car repairs with no money – If you’re one of the lucky ones that has already spent thousands of pounds on a new car, it is a little disheartening when the mechanic tells you that you need to pay for some serious emergency repairs before it’s safe to get on the road again.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.


Maria @ The Money Principle writes Five things to look for when choosing credit cards – When we first got in financial trouble – remember the obscene amount of debt we had and paid off – I did what many people who had to change their habits rapidly do: I went anti!

Alexa @ Defeat Our Debt writes Should You Take a Vacation if You’re in Debt? – Your debt is stressing you out. Work is stressing you out. And you just need a little break from the normal day to day grind.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Jack @ Money Saving Ethics writes Choosing the best bank account – Searching for a bank account can seem like a daunting task. There’s so much to consider before you open up an account and so much jargon to understand.

Danielle @ Saving Without a Budget writes A Guide to Avios – Airmiles were once a popular way in which people could fly to faraway places without having to dig deep into their pockets.

Oscar @ Money is the Root writes How to get around the Roth IRA Income Limits – Most financial experts will tell you that a Roth IRA is one of the best retirement vehicles you can use.

Harry Campbell @ Your PF Pro writes How to Fly on American Airlines for Free (or Close to it) – I’ve worked in the aerospace industry for almost 5 years now since I graduated college. And whenever I tell people what line of work I’m in, they undoubtedly ask if I ever get to fly in the planes I work on for free. Sadly the answer is always no, actually there aren’t a whole lot of flight related benefits that being an engineer will get you. Generally, it’s only the flight attendants and pilots who get to fly for free.


Aaron @ Aaron Hung writes What days of the week are the best to save money? – If you’re like most typical Americans you do most of your shopping during one or two days of the week and, if you’re looking to save money, that’s a habit you need to change.

Erastus @ Sprout Wealth writes Why Slow and Steady Wins Out When it Comes to Investing – Slow and steady is the best approach when it comes to investing. While it may not be exciting, lack of excitement is good when you’re in the stock market.


SBB @ Simple Budget Blog writes Your Spending Philosophy – Are you a spender or saver? Planner or pantser? Your spending philosophy may determine how well you budget.

Kyle @ The Penny Hoarder writes Want to Flip a House? Here’s How to Actually Make a Profit – Thinking about buying a fixer-upper, putting in some work and reselling it? Follow this advice to flip your house and make the most of your investment.

Wayne @ Young Family Finance writes Your Financial Perseverance: How Bad Do You Want It? – How bad do you want to be out of debt? Or free of the creditors? Or financial stable? How hard are you willing to fight to reach these financial goals?

Mr. 4HWD @ The Four Hour Work Day writes When Wanting More Money Doesn’t Mean You’re Greedy – There’s been a lot of media write-up over studies that show Millennials would rather have fulfilling jobs with low salaries than jobs they didn’t enjoy but came with high salaries. Gen Y doesn’t seem to be as driven by money and success as they are by wanting to make a difference.

Brad @ Enemy of Debt writes Optimise your spending: eliminate waste in your life and budget – Here is the ERR budgeting strategy I came up with to optimise our spending and make out money go further.

Cat @ Budget Blonde writes My $139 Tube of Toothpaste – Gremlins are all those little unexpected expenses that pop up, like speeding tickets or a broken retainer or a flat tire. – See more at:

Lenny @ Best Money Saving Blog writes Do What You Love, Love What You Do – Do you have a favorite hobby or pastime? If not then you need to find one quick!


Hank @ Money Q&A writes 5 Wealth Concepts You Need to Teach Your Children – It’s important to teach your children financial lessons early. There are many money lessons that you can teach your children the values of money and handling it.

Debt Guru @ Debt Free Blog writes Financing Family: How to Prepare for a Newborn – So you’re expecting! The miracle of life is precious and adding to the family is amazing. However, you’ve gotta be sure to include a baby into your budget.

Don @ Money Reasons writes Extra Side Income Is More Than You Think! – Do you realized that extra side income is more than you think! If you participate in such a practice, it can really make a difference to your bottom line!

IMB @ Investing Money writes Where is the Price of Gold Headed? – The US stock market made a new high in the Dow and S & P. Gold, on the other hand, fell to its lowest level in the past 15 weeks. Read to find out why.

Don @ MoneySmartGuides writes Selling Your Old Cell Phone For Cash – Odds are you have an old cell phone lying around your house.

SavingMentor @ How To Save Money writes Get Loads Of Free Movies With Scene Rewards – I’ve been collecting Scene rewards since late last year because that is when Cineplex FINALLY came to my area after buying out Empire Theatres who had a monopoly around here.

CAPI @ Creating a Passive Income writes Identity Stolen? Steps for Recovering from Identity Theft – You see a lot of information on how to prevent identity theft. But what you do when your identity is already stolen? Read here for some great tips.

Mike @ Personal Finance Journey writes My 7 easy ways you can clinch that sale – My 7 easy tips to follow to clinch your next sale and keep those sales rolling in.

Danielle @ TeacHer Finance writes Can’t Afford These Luxury Items? Don’t Buy Them! – While borrowing money to purchase a home, get an education or buy a new automobile are (relatively) smart financial decisions, there are a number of items that a person should never borrow money in order to purchase.

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Paul @ Frugal Toad @ The Frugal Toad writes How to Lower Debt With Student Loan Forgiveness Programs – The student debt crisis in the United States is at an all time high. With over $1 trillion in outstanding debt, most students can be certain they will have some sort of debt when they graduate. While financing an education is still seen as good debt, any debt can be scary for new graduates. Luckily for many, there are some student loan forgiveness programs that can help them reduce debt. Not everyone will qualify for such programs, but here are more details on how they work.

Erastus @ Wise Dollar writes What is the Difference Between Term Life and Whole Life Insurance? – The difference between term life and whole life insurance really comes down to the value you’re receiving. I cover the debate to see what’s best for you.


Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.



Aspiring Blogger – Personal Finance Carnival #49

Welcome to the 49th edition of the Aspiring Blogger – Personal Finance Carnival. There’s a lot of great information in here, so stick around and make yourself comfortable. While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all […]

2 comments Read the full post →

Aspiring Blogger – Personal Finance Carnival #48

Welcome to the 48th edition of the Aspiring Blogger – Personal Finance Carnival. As we approach 50 editions of this carnival, it just keeps growing. We have more and more submissions and the quality is incredible.  I hope you enjoy! While you’re here, make sure to read as many of the posts as you can […]

8 comments Read the full post →

Aspiring Blogger – Personal Finance Carnival #47

Welcome to the 47th edition of the Aspiring Blogger – Personal Finance Carnival. Of course, after last week’s ridiculously short carnival, we have this jumbo-sized carnival to make up for it! I hope you’re in the mood to read, because there’s a lot of great content this week! While you’re here, make sure to read […]

2 comments Read the full post →

Aspiring Blogger – Personal Finance Carnival #46

Welcome to the 46th edition of the Aspiring Blogger – Personal Finance Carnival. As you may have noticed already – this is the shortest carnival we’ve had in a LONG time. I have no idea why, but hey – this gives you an opportunity to read a lot more content than you would normally. So […]

0 comments Read the full post →