Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 50th edition of the Aspiring Blogger – Personal Finance Carnival. It’s finally here – the 50th edition! The first edition of the carnival, published way back on March 1, 2013, had just 11 posts. This edition has over 50, which is an incredible increase in such a short amount of time. Thanks to everyone who has submitted to the carnivals and of course to all of the readers. I look forward to the next 50!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!

AB

BUDGETING AND FRUGALITY

Mr.CBB @ Canadian Budget Binder writes What would you do with extra income? – Having extra income isn’t something most people complain about having, quite the opposite. When you do have extra income even if all of your debts are paid you want to do something with the money but it’s not always a cut and dry decision.

Mark Ross @ Money Saving Dude writes The Difference Between Being Frugal and Being Cheap – There is a difference between frugality and cheapness. Sure, their main objective is save as much money as possible, but I’d rather be with a frugal person than a cheap on. Find out here whether you’re really a frugal person or a cheapskate.

Thomas @ i need money ASAP! writes Organizations That Help With Rent – So you need money asap because you’re behind on rent. Well the good news is that there are organizations that can help with rent in these situations. These organizations are either not-for-profits, religious groups, or local/federal government agencies. Make sure to try them all since each one has its own criteria for granting assistance.

Alexa @ Single Moms Income writes The Best Online Business Blogs to Learn From – It seems like here lately I’ve had quite a few people email me and ask me about things that are online-business related.

Larry @ KrantCents writes Why is there income inequality? – The top 1% increased income and the middle class income has been declining at a much faster rate.

Monica @ Monica On Money writes What To Do If You Totally Failed Your Budget – For the past few years, I have been a die-hard budgeting addict. I live for my budget and look forward to the end of each month.

Natalie @ Debt and The Girl writes (Natural) Beauty Tips on the Cheap – I have really been ignoring my beauty routine lately and my skin has been making me pay for it.

Justin @ iPlugin writes Why purchasing a knock-off iPhone charger might not be such a good idea – Many people that love their Apple products, including their iPhones, iPods and iPads, aren’t particularly fond of the high prices that Apple charges for accessories like chargers.

Sam @ The New Business Blog writes 10 Tips for Hiring Excellent People – As an entrepreneur it’s definitely okay for you to obsess over hiring employees because, for small businesses especially, one bad hire can squash an entire team’s productivity quite quickly.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Andrea @ So Over This writes 5 Things You Should be Renting Instead of Buying! – People spend money like fish swim in the water, it just comes natural to them, they don’t think twice about it.

Hadley @ Epic Finances writes 4 Investing Tips for Beginners – If you’re new to investing there are a lot of things that you need to learn in order to safely start investing your hard-earned money and using it to make more.

Jay @ Daily Fuel Economy Tip writes Braking Properly Can Save on Gas! – Most drivers realize that an automobile uses the most gas when it accelerates.

Mario @ Debt BLAG writes How renters can avoid losing your security deposit — to me (a landlord’s perspective) – Getting back your security deposit when moving out can be a big source of anxiety; here are some tips to improve your chances

Jeremy @ Modest Money writes Reasons to Create Your Own Website – Blogs are great because they help you stay motivated by documenting your journey and they provide inspiration for others. There are so many reasons to consider starting a website, both personal and professional; you just have to figure out which one applies to you.

CONTENTMENT

Bob @ Dwindling Debt writes Building Wealth on a Small Salary – Part Three – If you’re ready to get some more excellent advice on how to build wealth, even if you’re not making a huge amount of income, get comfortable and let’s get going!

Hayley @ Disease Called Debt writes How Being Humble Helps Us to Live a Happier Life – This post is about the importance of being humble. When things aren’t going our way, looking at our lives through a lens might help to put things into perspective. Everyone goes through difficult times in their lives whether it’s to do with finances, relationships, jobs or even losing a loved one. Yet it’s possible to find something positive in almost every situation if we look hard enough.

EARLY RETIREMENT

Ted Jenkin @ Your Smart Money Moves writes Was Your Mutual Fund A One Hit Wonder? – We love lists. In fact, we have become addicted to them.

Justin @ Edward Antrobus writes Common Mistakes That Can Hurt Your Credit Score – Okay, we all know that there are plenty of myths that surround credit scores including one that says married couples share a single score and that everyone has only one credit score. (Both of these are false.)

Marissa @ Thirty Six Months writes 5 Tools That Every Blogger Should Use – I have a thing about pimping out products that I love. I think it’s fair to help people find things that make sense, and make their life easier.

Lily @ Paying Debt Down writes What to do if you run out of cash before payday – Many people are finding it difficult to make their money last until they next get paid.

Amy @ Money Mishaps writes How to pay for car repairs with no money – If you’re one of the lucky ones that has already spent thousands of pounds on a new car, it is a little disheartening when the mechanic tells you that you need to pay for some serious emergency repairs before it’s safe to get on the road again.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

FINANCIAL INDEPENDENCE

Maria @ The Money Principle writes Five things to look for when choosing credit cards – When we first got in financial trouble – remember the obscene amount of debt we had and paid off – I did what many people who had to change their habits rapidly do: I went anti!

Alexa @ Defeat Our Debt writes Should You Take a Vacation if You’re in Debt? – Your debt is stressing you out. Work is stressing you out. And you just need a little break from the normal day to day grind.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Jack @ Money Saving Ethics writes Choosing the best bank account – Searching for a bank account can seem like a daunting task. There’s so much to consider before you open up an account and so much jargon to understand.

Danielle @ Saving Without a Budget writes A Guide to Avios – Airmiles were once a popular way in which people could fly to faraway places without having to dig deep into their pockets.

Oscar @ Money is the Root writes How to get around the Roth IRA Income Limits – Most financial experts will tell you that a Roth IRA is one of the best retirement vehicles you can use.

Harry Campbell @ Your PF Pro writes How to Fly on American Airlines for Free (or Close to it) – I’ve worked in the aerospace industry for almost 5 years now since I graduated college. And whenever I tell people what line of work I’m in, they undoubtedly ask if I ever get to fly in the planes I work on for free. Sadly the answer is always no, actually there aren’t a whole lot of flight related benefits that being an engineer will get you. Generally, it’s only the flight attendants and pilots who get to fly for free.

INVESTING

Aaron @ Aaron Hung writes What days of the week are the best to save money? – If you’re like most typical Americans you do most of your shopping during one or two days of the week and, if you’re looking to save money, that’s a habit you need to change.

Erastus @ Sprout Wealth writes Why Slow and Steady Wins Out When it Comes to Investing – Slow and steady is the best approach when it comes to investing. While it may not be exciting, lack of excitement is good when you’re in the stock market.

MAKING MONEY

SBB @ Simple Budget Blog writes Your Spending Philosophy – Are you a spender or saver? Planner or pantser? Your spending philosophy may determine how well you budget.

Kyle @ The Penny Hoarder writes Want to Flip a House? Here’s How to Actually Make a Profit – Thinking about buying a fixer-upper, putting in some work and reselling it? Follow this advice to flip your house and make the most of your investment.

Wayne @ Young Family Finance writes Your Financial Perseverance: How Bad Do You Want It? – How bad do you want to be out of debt? Or free of the creditors? Or financial stable? How hard are you willing to fight to reach these financial goals?

Mr. 4HWD @ The Four Hour Work Day writes When Wanting More Money Doesn’t Mean You’re Greedy – There’s been a lot of media write-up over studies that show Millennials would rather have fulfilling jobs with low salaries than jobs they didn’t enjoy but came with high salaries. Gen Y doesn’t seem to be as driven by money and success as they are by wanting to make a difference.

Brad @ Enemy of Debt writes Optimise your spending: eliminate waste in your life and budget – Here is the ERR budgeting strategy I came up with to optimise our spending and make out money go further.

Cat @ Budget Blonde writes My $139 Tube of Toothpaste – Gremlins are all those little unexpected expenses that pop up, like speeding tickets or a broken retainer or a flat tire. – See more at: http://www.budgetblonde.com/2014/06/16/139-tube-toothpaste/#sthash.tv9plafc.dpuf

Lenny @ Best Money Saving Blog writes Do What You Love, Love What You Do – Do you have a favorite hobby or pastime? If not then you need to find one quick!

PERSONAL FINANCE

Hank @ Money Q&A writes 5 Wealth Concepts You Need to Teach Your Children – It’s important to teach your children financial lessons early. There are many money lessons that you can teach your children the values of money and handling it.

Debt Guru @ Debt Free Blog writes Financing Family: How to Prepare for a Newborn – So you’re expecting! The miracle of life is precious and adding to the family is amazing. However, you’ve gotta be sure to include a baby into your budget.

Don @ Money Reasons writes Extra Side Income Is More Than You Think! – Do you realized that extra side income is more than you think! If you participate in such a practice, it can really make a difference to your bottom line!

IMB @ Investing Money writes Where is the Price of Gold Headed? – The US stock market made a new high in the Dow and S & P. Gold, on the other hand, fell to its lowest level in the past 15 weeks. Read to find out why.

Don @ MoneySmartGuides writes Selling Your Old Cell Phone For Cash – Odds are you have an old cell phone lying around your house.

SavingMentor @ How To Save Money writes Get Loads Of Free Movies With Scene Rewards – I’ve been collecting Scene rewards since late last year because that is when Cineplex FINALLY came to my area after buying out Empire Theatres who had a monopoly around here.

CAPI @ Creating a Passive Income writes Identity Stolen? Steps for Recovering from Identity Theft – You see a lot of information on how to prevent identity theft. But what you do when your identity is already stolen? Read here for some great tips.

Mike @ Personal Finance Journey writes My 7 easy ways you can clinch that sale – My 7 easy tips to follow to clinch your next sale and keep those sales rolling in.

Danielle @ TeacHer Finance writes Can’t Afford These Luxury Items? Don’t Buy Them! – While borrowing money to purchase a home, get an education or buy a new automobile are (relatively) smart financial decisions, there are a number of items that a person should never borrow money in order to purchase.

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Paul @ Frugal Toad @ The Frugal Toad writes How to Lower Debt With Student Loan Forgiveness Programs – The student debt crisis in the United States is at an all time high. With over $1 trillion in outstanding debt, most students can be certain they will have some sort of debt when they graduate. While financing an education is still seen as good debt, any debt can be scary for new graduates. Luckily for many, there are some student loan forgiveness programs that can help them reduce debt. Not everyone will qualify for such programs, but here are more details on how they work.

Erastus @ Wise Dollar writes What is the Difference Between Term Life and Whole Life Insurance? – The difference between term life and whole life insurance really comes down to the value you’re receiving. I cover the debate to see what’s best for you.

CONCLUSION

Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

 

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Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 49th edition of the Aspiring Blogger – Personal Finance Carnival. There’s a lot of great information in here, so stick around and make yourself comfortable.

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!

AB

BUDGETING AND FRUGALITY

SavingMentor @ How To Save Money writes When to Buy Things To Save The Most Money – An effective and simple saving strategy is to buy items in the off–season – when they are at their cheapest. For example, the price of air conditioners is the highest in the spring when the snow melts and it starts to get warmer. Prices start to come down in the fall as temperatures across the country start to drop.

Mark Ross @ Money Saving Dude writes 50+ Money Saving Tips From Some of The Best Personal Finance Bloggers Today – Are you looking for ways how to save money? If you are, then let these money saving tips from some of the best personal finance bloggers today help you.

Mario @ Debt BLAG writes Two measures could make this a HUGE week for student loan reform! – This week, two proposed measures could expand the Pay As You Earn repayment option and allow borrowers to refinance their student loans

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Plan to Retire? Then Stop Giving Your Kids Money! – Lately I’ve been seeing a lot of articles written about how parents may need to rethink their retirement plans because of their Gen Y money-sucking kids. Guess what, the solution to your retirement dilemma is simple. Stop giving your kids money and use it to retire on instead!

Mr.CBB @ Canadian Budget Binder writes Do your parents stick their nose into your bank account balance? – Do you have parents who are overprotective and want to know your every financial move? Find out what one fans parents do and what my suggestion to her was.

Gretchen @ Retired by 40! writes Well, June is Going to Be Weird… – While Daddy’s away, the girls will play! How our June is shaping up with the Big Guy gone!

Mario @ Adventures in Frugal writes Nine frugal things I love about summer in the city; my 2014 checklist – Even city-dwellers have plenty to look forward to when the weather gets warm; here are the things I’m looking forward to

Natalie @ Debt and The Girl writes A Secret Career Confession – Last week a friend of mine was looking for people that wanted to do a little acting for a video that was being produced for the company he works for.

Monica @ Monica On Money writes What Turning 30 Taught Me About Money – I finally turned 30 in March. For years, I’ve been anxiously waiting to turn 30! I’m not exactly sure what I expected, maybe that I’d suddenly become more successful

Aaron @ Aaron Hung writes Facts you really need to know about your 401(k) – If you have a 401(k) plan through your employer there are a number of things that you really need to know about it in order to take advantage of it as much as possible.

Marissa @ Thirty Six Months writes Unemployed Financial Management – Losing your job can be a very difficult and stressful time. It is, however, vital that you take the right steps to secure your finances as soon as you become unemployed.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Lily @ Paying Debt Down writes Is Data Mining a fair way to set Insurance Rates? – With computer technology advancing by leaps and bounds, it is no surprise that insurance companies have started using sophisticated software to help them determine what rates to charge their customers.

Bob @ Dwindling Debt writes Health Insurance Coverage | Will My Health Insurance Cover Dentistry? – It is no secret that your dental health is one very important element of your overall health.

Andrea @ So Over This writes Could You Live on Minimum Wage? – Unless you’ve been living under a rock the past the year it’s hard to miss the ongoing debate over minimum wage!

Hadley @ Epic Finances writes 9 Proven Strategies to Eliminate Debt – One of the most stressful things that can happen to a person is falling prey to what I call the Debt Trap.

Lenny @ Best Money Saving Blog writes Financial Aid Tips for the Uninitiated – If you are the parent of a child in high school that is rapidly approaching college age, chances are that you have just been introduced to the numbers game that is financial aid.

Amy @ Money Mishaps writes The biggest threat to Retirees’ nest-eggs? Their Mortgage – What is the biggest threat hanging over the head of many older Americans heading towards retirement?

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Jay @ Daily Fuel Economy Tip writes Gas Saving Myths Exposed – Summer is coming up fast and with it gas prices will be increasing, as they seem to do every year.

Oscar @ Money is the Root writes Borrowing Money? Avoid using these 2 Methods – While it is certainly true that everyone needs money, sometimes it is rather hard to find if you need extra money quickly.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Brock Kernin @ Clever Dude writes What My GPS Watch Taught Me About Financial Accountability – Accountablity can come from a lot of places, even a GPS watch

Gretchen @ Retired by 40! writes Feed Your Family Fresh, Healthy Food for $300 a Month – Think it can’t be done? Think again! We stick to a $300 (ok, sometimes $400) budget for food, toiletries, cleaning, and baby supplies!

Jeremy @ Modest Money writes Making Simple Changes To Your Home Whilst On A Small Budget – You do not have to spend a lot of money to jazz up your room with a new look. If you are a little creative and take some time over what you want to achieve you can source furniture and bring items in on a smaller budget.

Mario @ Debt BLAG writes Losing socks isn’t your fault; here’s why you should declare sock bankruptcy – Why waste your laundry day pairing up socks? Declare sock bankruptcy and never worry about losing individual socks again.

EARLY RETIREMENT

CAPI @ Creating a Passive Income writes Life Logic: Opening a 401k – A 401K can be an excellent asset for your future and your current lifestyle. It’s a good investment for yourself – but how do you open one? Read here!

Maria @ The Money Principle writes Three gifts for men to get your gift ideas factory going – Men are awkward customers. I can say this because I am a man and I empathise with anyone who has ever endured the frustrating quandary of what gifts for men to get for friends or loved ones.

FINANCIAL INDEPENDENCE

Brad @ Enemy of Debt writes A Sure-Fire Way To Save On Taxes – Those who pay less in taxes do so by spending less and saving more.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Justin @ Edward Antrobus writes Tips to Help You Pay Down Your Student Debt – If you’ve just recently graduated from college, congratulations! Best of luck finding a job and starting your career.

Sam @ The New Business Blog writes 5 Top Apps for Entrepreneurs – If you are a busy entrepreneur you already have your hands full with a million different things that need to be done.

Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.

Danielle @ Saving Without a Budget writes Lock Up Credit Card Safety with the coming Card Control App – One of the most vulnerable points that credit cards have is that, since they are always on, they can always be used by criminals who somehow get access to their data.

Thomas @ UK Buy Bitcoins writes BITCOIN ATM MACHINES OPENING AROUND GREAT BRITAIN – Bitcoin is coming to the UK and now, amongst other online ways, you can buy Bitcoin via any of the ATM machines that are popping up around the country.

Erastus @ Wise Dollar writes Debt Reduction and Elimination: Attitude Rules – Is debt reduction something you think about, yet aren’t sure how to go about? The first thing that will likely need changing is your attitude towards debt.

INVESTING

Erastus @ Sprout Wealth writes Don’t Make these Investing Mistakes Like I Did – Learning how to invest can be overwhelming for many. I don’t want you to do the same mistake I did when I started investing. So, check on these investing mistakes.

LOCATION INDEPENDENCE

Justin @ iPlugin writes What’s the reason for the decline in iPad sales? – People are beginning to question what’s going on with Apple’s ubiquitous iPad tablet as sales during the first quarter of 2014 dropped 16%.

Danielle @ TeacHer Finance writes Why Bargains Aren’t Always Such a Bargain – Here is some sage and simple advice; never purchase anything just because it is a bargain.

Cat @ Budget Blonde writes Saving Money Isn’t for the Sleep Deprived – Despite being up all night with my little boy bean, I thought it would be an excellent idea to go to the grocery store on Memorial Day and leave hubs with the twins.

MAKING MONEY

Mr. Frenzy @ Frenzied Finances writes The Bookwormhole: EReaders VS Print And Your Finances – eReaders: are they worth the money? Believe it or not, they could end up saving in the long run. Read here to learn how and to see if they’re right for you.

Crystal @ Married (with Debt) writes Paying For Past Mistakes – There have been a couple of instances recently where past actions or decisions have come to back to haunt me financially. Paying for past mistakes…

Alexa @ Single Moms Income writes I Did It……I Opened a Retirement Account – At the beginning of the year I declared that 2014 would be the year I stopped talking about investing and just went for it.

PERSONAL FINANCE

Hank @ Money Q&A writes 4 Costly Mistakes to Avoid When Refinancing Your House – A friend of mine just refinanced his house. And he’s not happy. You’d think that someone who lowered his interest rate by more than 1.5 percentage points and dropped his loan term to 15 from 30 years with a fixed-rate mortgage would be ecstatic. But he’s not.

Ted Jenkin @ Your Smart Money Moves writes Can Your Student Loans Be Forgiven? – Last week, I did an interview with Lynn Berry about how new college graduates should handle student debt.

Debt Guru @ Debt Free Blog writes Shopping Strategies: Buying Now Or Waiting for Better Deals – Everyone has their shopping strategies. Do you buy or wait for deals later? Read here – we weigh the two strategies and help you on your way to shop smart.

Wayne @ Young Family Finance writes Five Common Sense Things You Can Do to Save Money – Simple steps you can take on to save money for your young family.

IMB @ Investing Money writes How to Protect Your Portfolio – With the stock market averages changing, investors are becoming edgy. These are unsettling times. Read here to learn how to protect your portfolio.

Kyle @ The Penny Hoarder writes 12 Mobile Apps That Will Help You Earn Extra Money – My cell phone bill is ridiculously expensive, so I’ve found a way to balance it out by downloading mobile apps that actually PAY ME to use them. Here are the 12 best apps that will help you earn extra money…

Mike @ Personal Finance Journey writes Time versus money and what is your time worth? – When was the last time you considered what you spend your time versus money on and how much your time is worth?

Don @ MoneySmartGuides writes 5 Ways To Save On Car Insurance – Car insurance can be a large expense for many. Here are a handful of ways to save on car insurance. What will you do with the savings?

SBB @ Simple Budget Blog writes The Weddee, Not the Wedder: How to Budget Wedding Attendance – Showing up at everyone’s wedding but your own? Here’s how to stay afloat during the busiest of wedding seasons.

Larry @ KrantCents writes If You Were Boss – What would you do if you were boss? What if you were boss of the company you work for?

Hayley @ Disease Called Debt writes How Paying Off Debt is Helping Me Change My Life for the Better – Paying off debt involves making certain changes to your lifestyle. However, during the debt payoff process, you might just find yourself making other changes in your life too. This post describes how paying off debt has opened many doors for me and provided me with great opportunities.

CONCLUSION

Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

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Aspiring Blogger – Personal Finance Carnival #48

Welcome to the 48th edition of the Aspiring Blogger – Personal Finance Carnival. As we approach 50 editions of this carnival, it just keeps growing. We have more and more submissions and the quality is incredible.  I hope you enjoy! While you’re here, make sure to read as many of the posts as you can […]

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Aspiring Blogger – Personal Finance Carnival #47

Welcome to the 47th edition of the Aspiring Blogger – Personal Finance Carnival. Of course, after last week’s ridiculously short carnival, we have this jumbo-sized carnival to make up for it! I hope you’re in the mood to read, because there’s a lot of great content this week! While you’re here, make sure to read […]

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Aspiring Blogger – Personal Finance Carnival #46

Welcome to the 46th edition of the Aspiring Blogger – Personal Finance Carnival. As you may have noticed already – this is the shortest carnival we’ve had in a LONG time. I have no idea why, but hey – this gives you an opportunity to read a lot more content than you would normally. So […]

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Aspiring Blogger – Personal Finance Carnival #45

Welcome to the 45th edition of the Aspiring Blogger – Personal Finance Carnival. I am amazed whenever I think of all the work that goes into the articles/posts that are submitted for each edition of this blog carnival. So many hours of work by each author just boiled down to a few words and a […]

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