Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 49th edition of the Aspiring Blogger – Personal Finance Carnival. There’s a lot of great information in here, so stick around and make yourself comfortable.

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!

AB

BUDGETING AND FRUGALITY

SavingMentor @ How To Save Money writes When to Buy Things To Save The Most Money – An effective and simple saving strategy is to buy items in the off–season – when they are at their cheapest. For example, the price of air conditioners is the highest in the spring when the snow melts and it starts to get warmer. Prices start to come down in the fall as temperatures across the country start to drop.

Mark Ross @ Money Saving Dude writes 50+ Money Saving Tips From Some of The Best Personal Finance Bloggers Today – Are you looking for ways how to save money? If you are, then let these money saving tips from some of the best personal finance bloggers today help you.

Mario @ Debt BLAG writes Two measures could make this a HUGE week for student loan reform! – This week, two proposed measures could expand the Pay As You Earn repayment option and allow borrowers to refinance their student loans

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Plan to Retire? Then Stop Giving Your Kids Money! – Lately I’ve been seeing a lot of articles written about how parents may need to rethink their retirement plans because of their Gen Y money-sucking kids. Guess what, the solution to your retirement dilemma is simple. Stop giving your kids money and use it to retire on instead!

Mr.CBB @ Canadian Budget Binder writes Do your parents stick their nose into your bank account balance? – Do you have parents who are overprotective and want to know your every financial move? Find out what one fans parents do and what my suggestion to her was.

Gretchen @ Retired by 40! writes Well, June is Going to Be Weird… – While Daddy’s away, the girls will play! How our June is shaping up with the Big Guy gone!

Mario @ Adventures in Frugal writes Nine frugal things I love about summer in the city; my 2014 checklist – Even city-dwellers have plenty to look forward to when the weather gets warm; here are the things I’m looking forward to

Natalie @ Debt and The Girl writes A Secret Career Confession – Last week a friend of mine was looking for people that wanted to do a little acting for a video that was being produced for the company he works for.

Monica @ Monica On Money writes What Turning 30 Taught Me About Money – I finally turned 30 in March. For years, I’ve been anxiously waiting to turn 30! I’m not exactly sure what I expected, maybe that I’d suddenly become more successful

Aaron @ Aaron Hung writes Facts you really need to know about your 401(k) – If you have a 401(k) plan through your employer there are a number of things that you really need to know about it in order to take advantage of it as much as possible.

Marissa @ Thirty Six Months writes Unemployed Financial Management – Losing your job can be a very difficult and stressful time. It is, however, vital that you take the right steps to secure your finances as soon as you become unemployed.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Lily @ Paying Debt Down writes Is Data Mining a fair way to set Insurance Rates? – With computer technology advancing by leaps and bounds, it is no surprise that insurance companies have started using sophisticated software to help them determine what rates to charge their customers.

Bob @ Dwindling Debt writes Health Insurance Coverage | Will My Health Insurance Cover Dentistry? – It is no secret that your dental health is one very important element of your overall health.

Andrea @ So Over This writes Could You Live on Minimum Wage? – Unless you’ve been living under a rock the past the year it’s hard to miss the ongoing debate over minimum wage!

Hadley @ Epic Finances writes 9 Proven Strategies to Eliminate Debt – One of the most stressful things that can happen to a person is falling prey to what I call the Debt Trap.

Lenny @ Best Money Saving Blog writes Financial Aid Tips for the Uninitiated – If you are the parent of a child in high school that is rapidly approaching college age, chances are that you have just been introduced to the numbers game that is financial aid.

Amy @ Money Mishaps writes The biggest threat to Retirees’ nest-eggs? Their Mortgage – What is the biggest threat hanging over the head of many older Americans heading towards retirement?

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Jay @ Daily Fuel Economy Tip writes Gas Saving Myths Exposed – Summer is coming up fast and with it gas prices will be increasing, as they seem to do every year.

Oscar @ Money is the Root writes Borrowing Money? Avoid using these 2 Methods – While it is certainly true that everyone needs money, sometimes it is rather hard to find if you need extra money quickly.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Brock Kernin @ Clever Dude writes What My GPS Watch Taught Me About Financial Accountability – Accountablity can come from a lot of places, even a GPS watch

Gretchen @ Retired by 40! writes Feed Your Family Fresh, Healthy Food for $300 a Month – Think it can’t be done? Think again! We stick to a $300 (ok, sometimes $400) budget for food, toiletries, cleaning, and baby supplies!

Jeremy @ Modest Money writes Making Simple Changes To Your Home Whilst On A Small Budget – You do not have to spend a lot of money to jazz up your room with a new look. If you are a little creative and take some time over what you want to achieve you can source furniture and bring items in on a smaller budget.

Mario @ Debt BLAG writes Losing socks isn’t your fault; here’s why you should declare sock bankruptcy – Why waste your laundry day pairing up socks? Declare sock bankruptcy and never worry about losing individual socks again.

EARLY RETIREMENT

CAPI @ Creating a Passive Income writes Life Logic: Opening a 401k – A 401K can be an excellent asset for your future and your current lifestyle. It’s a good investment for yourself – but how do you open one? Read here!

Maria @ The Money Principle writes Three gifts for men to get your gift ideas factory going – Men are awkward customers. I can say this because I am a man and I empathise with anyone who has ever endured the frustrating quandary of what gifts for men to get for friends or loved ones.

FINANCIAL INDEPENDENCE

Brad @ Enemy of Debt writes A Sure-Fire Way To Save On Taxes – Those who pay less in taxes do so by spending less and saving more.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Justin @ Edward Antrobus writes Tips to Help You Pay Down Your Student Debt – If you’ve just recently graduated from college, congratulations! Best of luck finding a job and starting your career.

Sam @ The New Business Blog writes 5 Top Apps for Entrepreneurs – If you are a busy entrepreneur you already have your hands full with a million different things that need to be done.

Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.

Danielle @ Saving Without a Budget writes Lock Up Credit Card Safety with the coming Card Control App – One of the most vulnerable points that credit cards have is that, since they are always on, they can always be used by criminals who somehow get access to their data.

Thomas @ UK Buy Bitcoins writes BITCOIN ATM MACHINES OPENING AROUND GREAT BRITAIN – Bitcoin is coming to the UK and now, amongst other online ways, you can buy Bitcoin via any of the ATM machines that are popping up around the country.

Erastus @ Wise Dollar writes Debt Reduction and Elimination: Attitude Rules – Is debt reduction something you think about, yet aren’t sure how to go about? The first thing that will likely need changing is your attitude towards debt.

INVESTING

Erastus @ Sprout Wealth writes Don’t Make these Investing Mistakes Like I Did – Learning how to invest can be overwhelming for many. I don’t want you to do the same mistake I did when I started investing. So, check on these investing mistakes.

LOCATION INDEPENDENCE

Justin @ iPlugin writes What’s the reason for the decline in iPad sales? – People are beginning to question what’s going on with Apple’s ubiquitous iPad tablet as sales during the first quarter of 2014 dropped 16%.

Danielle @ TeacHer Finance writes Why Bargains Aren’t Always Such a Bargain – Here is some sage and simple advice; never purchase anything just because it is a bargain.

Cat @ Budget Blonde writes Saving Money Isn’t for the Sleep Deprived – Despite being up all night with my little boy bean, I thought it would be an excellent idea to go to the grocery store on Memorial Day and leave hubs with the twins.

MAKING MONEY

Mr. Frenzy @ Frenzied Finances writes The Bookwormhole: EReaders VS Print And Your Finances – eReaders: are they worth the money? Believe it or not, they could end up saving in the long run. Read here to learn how and to see if they’re right for you.

Crystal @ Married (with Debt) writes Paying For Past Mistakes – There have been a couple of instances recently where past actions or decisions have come to back to haunt me financially. Paying for past mistakes…

Alexa @ Single Moms Income writes I Did It……I Opened a Retirement Account – At the beginning of the year I declared that 2014 would be the year I stopped talking about investing and just went for it.

PERSONAL FINANCE

Hank @ Money Q&A writes 4 Costly Mistakes to Avoid When Refinancing Your House – A friend of mine just refinanced his house. And he’s not happy. You’d think that someone who lowered his interest rate by more than 1.5 percentage points and dropped his loan term to 15 from 30 years with a fixed-rate mortgage would be ecstatic. But he’s not.

Ted Jenkin @ Your Smart Money Moves writes Can Your Student Loans Be Forgiven? – Last week, I did an interview with Lynn Berry about how new college graduates should handle student debt.

Debt Guru @ Debt Free Blog writes Shopping Strategies: Buying Now Or Waiting for Better Deals – Everyone has their shopping strategies. Do you buy or wait for deals later? Read here – we weigh the two strategies and help you on your way to shop smart.

Wayne @ Young Family Finance writes Five Common Sense Things You Can Do to Save Money – Simple steps you can take on to save money for your young family.

IMB @ Investing Money writes How to Protect Your Portfolio – With the stock market averages changing, investors are becoming edgy. These are unsettling times. Read here to learn how to protect your portfolio.

Kyle @ The Penny Hoarder writes 12 Mobile Apps That Will Help You Earn Extra Money – My cell phone bill is ridiculously expensive, so I’ve found a way to balance it out by downloading mobile apps that actually PAY ME to use them. Here are the 12 best apps that will help you earn extra money…

Mike @ Personal Finance Journey writes Time versus money and what is your time worth? – When was the last time you considered what you spend your time versus money on and how much your time is worth?

Don @ MoneySmartGuides writes 5 Ways To Save On Car Insurance – Car insurance can be a large expense for many. Here are a handful of ways to save on car insurance. What will you do with the savings?

SBB @ Simple Budget Blog writes The Weddee, Not the Wedder: How to Budget Wedding Attendance – Showing up at everyone’s wedding but your own? Here’s how to stay afloat during the busiest of wedding seasons.

Larry @ KrantCents writes If You Were Boss – What would you do if you were boss? What if you were boss of the company you work for?

Hayley @ Disease Called Debt writes How Paying Off Debt is Helping Me Change My Life for the Better – Paying off debt involves making certain changes to your lifestyle. However, during the debt payoff process, you might just find yourself making other changes in your life too. This post describes how paying off debt has opened many doors for me and provided me with great opportunities.

CONCLUSION

Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

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Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 48th edition of the Aspiring Blogger – Personal Finance Carnival. As we approach 50 editions of this carnival, it just keeps growing. We have more and more submissions and the quality is incredible.  I hope you enjoy!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!

AB

BUDGETING AND FRUGALITY

Mr.CBB @ Canadian Budget Binder writes How to make money fast without going crazy – If you need extra cash and you want to make money fast put on your thinking cap. Turn your skills into cash and your junk into gold with these tips.

Glen @ How to Save Money writes Save Money by Not Grocery Shopping while Hungry – How to stop wasting money on tempting goods while grocery shopping

Mario @ Debt BLAG writes My bad experience with Nokia; or a hiccup in my attempt at cell phone frugality – I bought a less expensive Nokia Lumia 521 in an attempt to be frugal, but have found the device and the service to be lacking.

Thomas @ i need money ASAP! writes How To Make Money For College Doing SAT Prep – Successfully getting into a top college or university is a difficult task. There is a lot of competition for those spots and every little edge helps. This is why many parents pay for additional SAT prep for their kids. If you need money and have scored well on your SATs then doing SAT Prep is a lucrative way to make money for college.

Maria @ The Money Principle writes Domestic Tips to Save Money and the Planet – I must admit I tend to be a domestic pedant, and prolific in reminding people of things like not leaving sharp knives on the edges of work surfaces, and to use less heating and lighting where possible.

Justin @ iPlugin writes Is the Market Ready for a Newer, Larger iPad? – Some of the possible plans that Apple has is store for 2014 include a watch that runs iOS apps, a larger iPhone and, possibly, and iPad that’s nearly 13 inches.

Aaron @ Aaron Hung writes How To Market Yourself – 10 Best Ways To Market Your Skills And Experience – Being modest about your skills, experience, and achievements on both the professional and personal levels has no place in the jobs market.

Marissa @ Thirty Six Months writes Health Insurance | Can I Get Health Insurance Coverage If I Am Pregnant? – So many women have questions about their eligibility to get health insurance if they are pregnant, or if they are thinking about getting pregnant soon.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Sam @ The New Business Blog writes 5 Top Apps for Entrepreneurs – If you are a busy entrepreneur you already have your hands full with a million different things that need to be done.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Lily @ Paying Debt Down writes Is Data Mining a fair way to set Insurance Rates? – With computer technology advancing by leaps and bounds, it is no surprise that insurance companies have started using sophisticated software to help them determine what rates to charge their customers.

Bob @ Dwindling Debt writes Health Insurance Coverage | Will My Health Insurance Cover Dentistry? – It is no secret that your dental health is one very important element of your overall health.

Andrea @ So Over This writes Could You Live on Minimum Wage? – Unless you’ve been living under a rock the past the year it’s hard to miss the ongoing debate over minimum wage!

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Danielle @ Saving Without a Budget writes Lock Up Credit Card Safety with the coming Card Control App – One of the most vulnerable points that credit cards have is that, since they are always on, they can always be used by criminals who somehow get access to their data.

Jay @ Daily Fuel Economy Tip writes Gas Saving Myths Exposed – Summer is coming up fast and with it gas prices will be increasing, as they seem to do every year.

Lauren Bernardo @ Cheap Students writes Month in Review – May Edition – A monthly review covering everything from financial goals to books read.

Gretchen @ Retired by 40! writes June Goals and Budget Update – I met most of my goals and stuck to my budget much better than usual – come check it out!

Erastus @ Wise Dollar writes Three Frugal Ways to Save Money and Still Have a Life – Everyone want to save but it can be a challenge as you want to be able to enjoy life, if you never spend money on anything life can get boring awfully quickly. Follow these three tips for living a frugal lifestyle and still enjoy life.

Mr.CBB @ Canadian Budget Binder writes Financial Decision Making Steps Some Take As A Last Resort – Financial decision-making based on situational circumstances sometimes force people to take steps in their lives that they’d rather not face.

Glen @ Monster Piggy Bank writes Buying Jewelry more Cheaply – Is real gemstone jewelry worth the money?

Brad @ Enemy of Debt writes A Sure-Fire Way To Save On Taxes – Those who pay less in taxes do so by spending less and saving more.

Maria @ The Money Principle writes Three gifts for men to get your gift ideas factory going – Men are awkward customers. I can say this because I am a man and I empathise with anyone who has ever endured the frustrating quandary of what gifts for men to get for friends or loved ones.

Justin @ iPlugin writes What’s the reason for the decline in iPad sales? – People are beginning to question what’s going on with Apple’s ubiquitous iPad tablet as sales during the first quarter of 2014 dropped 16%.

Danielle @ TeacHer Finance writes Why Bargains Aren’t Always Such a Bargain – Here is some sage and simple advice; never purchase anything just because it is a bargain.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Alexa @ Single Moms Income writes I Did It……I Opened a Retirement Account – At the beginning of the year I declared that 2014 would be the year I stopped talking about investing and just went for it.

Larry @ KrantCents writes If You Were Boss – What would you do if you were boss? What if you were boss of the company you work for?

Marissa @ Thirty Six Months writes Unemployed Financial Management – Losing your job can be a very difficult and stressful time. It is, however, vital that you take the right steps to secure your finances as soon as you become unemployed.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Sam @ The New Business Blog writes 5 Top Apps for Entrepreneurs – If you are a busy entrepreneur you already have your hands full with a million different things that need to be done.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Bob @ Dwindling Debt writes Health Insurance Coverage | Will My Health Insurance Cover Dentistry? – It is no secret that your dental health is one very important element of your overall health.

Andrea @ So Over This writes Could You Live on Minimum Wage? – Unless you’ve been living under a rock the past the year it’s hard to miss the ongoing debate over minimum wage!

Hadley @ Epic Finances writes 9 Proven Strategies to Eliminate Debt – One of the most stressful things that can happen to a person is falling prey to what I call the Debt Trap.

Lenny @ Best Money Saving Blog writes Financial Aid Tips for the Uninitiated – If you are the parent of a child in high school that is rapidly approaching college age, chances are that you have just been introduced to the numbers game that is financial aid.

Danielle @ Saving Without a Budget writes Lock Up Credit Card Safety with the coming Card Control App – One of the most vulnerable points that credit cards have is that, since they are always on, they can always be used by criminals who somehow get access to their data.

Jay @ Daily Fuel Economy Tip writes Gas Saving Myths Exposed – Summer is coming up fast and with it gas prices will be increasing, as they seem to do every year.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Evan @ The Smaller Dollar writes Top 3 Tips for a Frugal Road Trip – A road trip is generally more frugal than a plane flight since plane tickets, parking, baggage fees, and rental cars generally dwarf just filling up with gas every several hundred miles but there are some key steps you can take to really make your next road trip a frugal one.

CONTENTMENT

Lenny @ Best Money Saving Blog writes Financial Aid Tips for the Uninitiated – If you are the parent of a child in high school that is rapidly approaching college age, chances are that you have just been introduced to the numbers game that is financial aid.

Lauren @ The Write Budget writes The One Thing I’ll Never Regret Spending Money on – Travel is the one thing that I’ll never regret spending money on, because it truly makes life richer

Evan @ The Smaller Dollar writes Top 3 Ways to Compensate for a Poor Short Term Memory – Over the years I have developed several ways to compensate for my erratic short term memory and I wanted to share my methodology to help others who don’t have the greatest short term memory like me or just people in general who want to get a little more organized.

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Life After Graduation – Advice to My Past Self 5 Years Later – Life after graduation is definitely more real, exciting, and chaotic compared to life inside the educational bubble that is university. But man, the things I wish I could go back and tell myself based on what I know now…well, it would be a pretty long list.

EARLY RETIREMENT

Gretchen @ Retired by 40! writes How Can End of Life Care Affect Your Finances? – Not a pleasant topic: End of life care can be costly to your and your family. Are you prepared?

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Hadley @ Epic Finances writes 9 Proven Strategies to Eliminate Debt – One of the most stressful things that can happen to a person is falling prey to what I call the Debt Trap.

Natalie @ Debt and The Girl writes A Secret Career Confession – Last week a friend of mine was looking for people that wanted to do a little acting for a video that was being produced for the company he works for.

Monica @ Monica On Money writes What Turning 30 Taught Me About Money – I finally turned 30 in March. For years, I’ve been anxiously waiting to turn 30! I’m not exactly sure what I expected, maybe that I’d suddenly become more successful

Amy @ Money Mishaps writes The biggest threat to Retirees’ nest-eggs? Their Mortgage – What is the biggest threat hanging over the head of many older Americans heading towards retirement?

Erastus @ Wise Dollar writes How to Make Retirement Planning Easier – What are you currently doing to make your retirement planning easier to manage? Coming up with an investment plan you should be able to make some decent headway towards reaching your specific goals.

FINANCIAL INDEPENDENCE

Mr. 4HWD @ The Four Hour Work Day writes Will You Choose the Unlimited Upside? – When you go to work for someone else, you’re taking a pretty big gamble. It may seem counter-intuitive, given that being an employee means receiving a reliable paycheck on a regular basis. But if that paycheck is your only source of income, you could lose 100% of your earnings at any time for reasons far outside your control.

GYF @ Gaming Your Finances writes Officially Debt Free Today! – Oh yes! You read that right! Today the Gaming Your Finances household is officially debt free! Today is the day that we make our final mortgage payment. It’s the last day that we ever have to make a mortgage payment again.

Natalie @ Debt and The Girl writes A Secret Career Confession – Last week a friend of mine was looking for people that wanted to do a little acting for a video that was being produced for the company he works for.

Brad @ Enemy of Debt writes Confession: I Broke My Number One Rule Of Shopping – I know I cannot be trusted with credit cards; the temptation of overspending is just too much for me to handle.

Alexa @ Single Moms Income writes Grants for Single Mothers Going Back to College – Believe it or not my all-time most popular post on this blog is Scholarships for Single Moms.

Larry @ KrantCents writes Why You Should Have a Financial Plan! – A financial plan is a decision-making process and tool that enable management to assess results and set targets for growth.

Justin @ Edward Antrobus writes Staging – Will it really increase the selling price of your house? – If there iss one bit of advice that practically all real estate agents give to their clients it’s this; staging your home before showing it to buyers will increase its price.

Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Craig @ Smart Budgeting writes SINK – SINGLE INCOME, NO KIDS – WHY I BOUGHT LIFE INSURANCE AT AGE 25 – Why I bought life insurance at 25 and why other young, single income, no kid professionals should too. It’s not about the coverage now; it’s about the long term financial savings. Just like investing, the earlier you start, the better the result.

Jeremy @ Modest Money writes Earn Money From Your Home Office – Learn how to make money from home. This can be carried out through working online, letting your talents make money for you, and joining the growing trend of a telecommuting workforce.

Cat @ Budget Blonde writes Saving Money Isn’t for the Sleep Deprived – Despite being up all night with my little boy bean, I thought it would be an excellent idea to go to the grocery store on Memorial Day and leave hubs with the twins.

Aaron @ Aaron Hung writes Facts you really need to know about your 401(k) – If you have a 401(k) plan through your employer there are a number of things that you really need to know about it in order to take advantage of it as much as possible.

Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Oscar @ Money is the Root writes Borrowing Money? Avoid using these 2 Methods – While it is certainly true that everyone needs money, sometimes it is rather hard to find if you need extra money quickly.

Mr. 4HWD @ The Four Hour Work Day writes The Fastest Way to Increase Wealth: Want Less – Personal finance often serve as great resources for those seeking to build wealth and improve their financial standing. The best bloggers offer practical advice and actionable tips while creating a welcoming community for anyone interested in money matters.

INVESTING

Martin @ HelloSuckers! – Investing into Stocks writes Why selling puts against dividend paying stocks is a win-win strategy – When selling puts against dividend stocks, you get premiums or you get premiums and get assigned to a stock you love to buy anyway. If that happens, you start collecting dividends. It’s a win-win situation.

Mr. 4HWD @ The Four Hour Work Day writes The Fastest Way to Increase Wealth: Want Less – Personal finance often serve as great resources for those seeking to build wealth and improve their financial standing. The best bloggers offer practical advice and actionable tips while creating a welcoming community for anyone interested in money matters.

Erastus @ Sprout Wealth writes What Investments Should I Invest in My 401k? – Are you in the position of not knowing where to start with your 401k? Your 401k can be a great way to save money for retirement. I hope this post will help get you started investing in your 401k.

LOCATION INDEPENDENCE

Harry Campbell @ Your PF Pro writes Tripit Pro Review and How to Get a Free Subscription – Since I travel frequently for work and pleasure, it can be daunting trying to keep track of all my travel arrangements. Google Calendar can only go so far when you have flights, hotel reservations and more to deal with. And generally whenever I fly domestically on Southwest (which is most of the time) I make multiple reservations so that I can flex my schedule accordingly.

Monica @ Monica On Money writes Why Is Talking About Money Taboo? – I find myself talking about money pretty often with friends and family and sometimes, even, with co-workers or random people.

Justin @ Edward Antrobus writes Tips to Help You Pay Down Your Student Debt – If you’ve just recently graduated from college, congratulations! Best of luck finding a job and starting your career.

TW @ Tightwad Travelers writes Liquidating Visa Gift Cards – Find out how to be a travel hacker with Visa Gift Cards

MAKING MONEY

Debt Guru @ Debt Free Blog writes Military Finance: What to Do Before Serving Your Country - One of the biggest problems with being in the military is keeping your finances in order. Read here for tips.

Crystal @ Married (with Debt) writes 5-Year Progress Check - I have made decent progress over the past several years in managing my finances better. How much better you might ask? Let’s take a look.

Ted Jenkin @ Your Smart Money Moves writes How To Teach Your 5 year Old About Money. - We do a poor job of teaching our kids about money in this country. In order to get my kid started in the right direction I set up the following system.

Hank @ Money Q&A writes 3 Surefire Ways To Get Ahead At Work - Looking to get ahead at work and in your career? At work, think of yourself like a CIA agent. Gather intelligence wherever and whenever you can, and get inside the mind of your boss.

Kyle @ The Penny Hoarder writes Why You Should See Dollar Signs When Your Neighbor Puts Junk On the Curb - Want a business that’s pure profit? Try selling other people’s junk. This author got a table, chairs and more for free — and sold it for cash.

Thomas @ i need money ASAP! writes Make Money Babysitting - If you like kids, if people find you trustworthy and reliable, then babysitting might be a great way to earn money fast. It’s also pretty easy to make money babysitting.

Danielle @ TeacHer Finance writes Why Bargains Aren’t Always Such a Bargain - Here is some sage and simple advice; never purchase anything just because it is a bargain.

Amy @ Money Mishaps writes The biggest threat to Retirees’ nest-eggs? Their Mortgage - What is the biggest threat hanging over the head of many older Americans heading towards retirement?

Oscar @ Money is the Root writes Borrowing Money? Avoid using these 2 Methods - While it is certainly true that everyone needs money, sometimes it is rather hard to find if you need extra money quickly.

Thomas @ i need money ASAP! writes 10 Ideas If You Need Money Today - Ok. So you need money asap. You need money fast. You need money today! What options do you have? Here are 10 ideas if you need money today.

Erastus @ Sprout Wealth writes 13 Great Ways to Make Extra Money this Summer - It can be a challenge to make extra money in the summer as it’s usually filled with summer activities like spending time outside, kids’ activities or summer vacation. I therefore share with you Money Making Opportunities this summer.

Mark Ross @ Money Saving Dude writes 8 Ways How To Make More Money In Your Free Time - The good thing when it comes to making money today is that you can do it in your free time, and you don’t even have to get a second job. Here are eight different ways you can do today that can help you make more money in your free time. Check them out now!

Jason Butler @ The Butler Journal writes 4 Ways To Make More Money To Pay Off Debt - A post describing 4 ways to make money so that you can pay off your debt.

PERSONAL FINANCE

IMB @ Investing Money writes Is France Totally Bankrupt? – Is France a bankrupt country? Examining the pros and cons of the economy of France.

Wayne @ Young Family Finance writes Insuring Yourself: The Types of Insurance Available for Life – Better to be safe instead of sorry! Time to insure yourself. Here are the types of insurances to protect individuals and their families.

Mr. Frenzy @ Frenzied Finances writes Five Essential Skills for Living Cheaply On Your Own (And Then Some) – Living alone for the first time? Good! It’s challenging though, especially with finances. Here are five essential skills for living cheaply on your own.

Michelle @ The Shop My Closet Project writes You might not have a job problem but a life problem – This post was originally going to be called -A funny thing happened on the way to quitting my job.- For those of you who have read my blog for awhile (and thanks for being patient while I took a long needed break) you know that I have expressed for awhile a deep rooted dissatisfaction with my job. I had written about my disturbing longevity in my job, my loathing of my commute (it’s a long one), and my lack of a social life.

SavingMentor @ How To Save Money writes How to Budget Without Tracking Every Dollar – For most people, ‘budget’ is an ugly word. Very often when we hear it on the news, it’s usually about the government over spending too much, followed by discussions about services or programs being cut to get the ‘budget’ back in balance. Personally, I prefer the term ‘spending plan’. It sounds less restrictive.

Don @ MoneySmartGuides writes 4 Ways To Save On Internet Costs – The internet is considered a need for many people. But, the internet can cost a pretty penny.

Don @ Money Reasons writes When Debt is a Good Thing – Borrowing rates are low, and in this article I’m going to demonstrate that sometimes debt is a good thing! I’m only half way through, and already I win!

Mike @ Personal Finance Journey writes Learning and Loans: 5 Ways to Stay on Top of Your Finances in College – Learning how to manage your finances and loans while you’re still in college will help build stronger and positive financial habits.

JP @ My Family Finances writes Where can I collect Avios? – Joining the Avios reward scheme may be the perfect way for you to treat yourself and your loved ones, without having to break the bank too much.

SBB @ Simple Budget Blog writes Eating Differently: How to Budget for Food Allergies – The best ways to budget and shop for those with food allergies.

JP @ My Family Finances writes 5 Reasons That Your Employer Should Have Group Insurance Benefits – Everything from attaining a group insurance quote, to establishing insurance and deciding on good insurance policies is relatively easy and the benefits of group insurance far outweighs any of the perceived negatives.

CAPI @ Creating a Passive Income writes Stress Storms: Cheap-to-Free Methods of Reducing Stress – There are times when we don’t know what to do with our stress. Luckily, there are methods to combat it. Read here for helpful tips on stress reduction!

Tony @ We Only Do This Once writes The Inverted Pyramid Model – Managing finances is a skill that takes time and experience to master; the inverted pyramid model allows you to prioritize your finances.

Cat @ Budget Blonde writes Saving Money Isn’t for the Sleep Deprived – Despite being up all night with my little boy bean, I thought it would be an excellent idea to go to the grocery store on Memorial Day and leave hubs with the twins.

Melissa Longcake @ MrsFinancialFreedom writes Oh No! My Savings Rate Is All Wrong – the mistakes I have made in calculating my savings rate

Lily @ Paying Debt Down writes Is Data Mining a fair way to set Insurance Rates? – With computer technology advancing by leaps and bounds, it is no surprise that insurance companies have started using sophisticated software to help them determine what rates to charge their customers.

CONCLUSION

Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

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Aspiring Blogger – Personal Finance Carnival #47

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Aspiring Blogger – Personal Finance Carnival #45

Welcome to the 45th edition of the Aspiring Blogger – Personal Finance Carnival. I am amazed whenever I think of all the work that goes into the articles/posts that are submitted for each edition of this blog carnival. So many hours of work by each author just boiled down to a few words and a […]

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Aspiring Blogger – Personal Finance Carnival #44

Welcome to the 44th edition of the Aspiring Blogger – Personal Finance Carnival. Another great week for posts – this carnival just keeps getting better and better. Thanks to everyone for submitting, and for all the readers – couldn’t be done without both sides! While you’re here, make sure to read as many of the […]

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