Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 48th edition of the Aspiring Blogger – Personal Finance Carnival. As we approach 50 editions of this carnival, it just keeps growing. We have more and more submissions and the quality is incredible.  I hope you enjoy!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!

AB

BUDGETING AND FRUGALITY

Mr.CBB @ Canadian Budget Binder writes How to make money fast without going crazy – If you need extra cash and you want to make money fast put on your thinking cap. Turn your skills into cash and your junk into gold with these tips.

Glen @ How to Save Money writes Save Money by Not Grocery Shopping while Hungry – How to stop wasting money on tempting goods while grocery shopping

Mario @ Debt BLAG writes My bad experience with Nokia; or a hiccup in my attempt at cell phone frugality – I bought a less expensive Nokia Lumia 521 in an attempt to be frugal, but have found the device and the service to be lacking.

Thomas @ i need money ASAP! writes How To Make Money For College Doing SAT Prep – Successfully getting into a top college or university is a difficult task. There is a lot of competition for those spots and every little edge helps. This is why many parents pay for additional SAT prep for their kids. If you need money and have scored well on your SATs then doing SAT Prep is a lucrative way to make money for college.

Maria @ The Money Principle writes Domestic Tips to Save Money and the Planet – I must admit I tend to be a domestic pedant, and prolific in reminding people of things like not leaving sharp knives on the edges of work surfaces, and to use less heating and lighting where possible.

Justin @ iPlugin writes Is the Market Ready for a Newer, Larger iPad? – Some of the possible plans that Apple has is store for 2014 include a watch that runs iOS apps, a larger iPhone and, possibly, and iPad that’s nearly 13 inches.

Aaron @ Aaron Hung writes How To Market Yourself – 10 Best Ways To Market Your Skills And Experience – Being modest about your skills, experience, and achievements on both the professional and personal levels has no place in the jobs market.

Marissa @ Thirty Six Months writes Health Insurance | Can I Get Health Insurance Coverage If I Am Pregnant? – So many women have questions about their eligibility to get health insurance if they are pregnant, or if they are thinking about getting pregnant soon.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Sam @ The New Business Blog writes 5 Top Apps for Entrepreneurs – If you are a busy entrepreneur you already have your hands full with a million different things that need to be done.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Lily @ Paying Debt Down writes Is Data Mining a fair way to set Insurance Rates? – With computer technology advancing by leaps and bounds, it is no surprise that insurance companies have started using sophisticated software to help them determine what rates to charge their customers.

Bob @ Dwindling Debt writes Health Insurance Coverage | Will My Health Insurance Cover Dentistry? – It is no secret that your dental health is one very important element of your overall health.

Andrea @ So Over This writes Could You Live on Minimum Wage? – Unless you’ve been living under a rock the past the year it’s hard to miss the ongoing debate over minimum wage!

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Danielle @ Saving Without a Budget writes Lock Up Credit Card Safety with the coming Card Control App – One of the most vulnerable points that credit cards have is that, since they are always on, they can always be used by criminals who somehow get access to their data.

Jay @ Daily Fuel Economy Tip writes Gas Saving Myths Exposed – Summer is coming up fast and with it gas prices will be increasing, as they seem to do every year.

Lauren Bernardo @ Cheap Students writes Month in Review – May Edition – A monthly review covering everything from financial goals to books read.

Gretchen @ Retired by 40! writes June Goals and Budget Update – I met most of my goals and stuck to my budget much better than usual – come check it out!

Erastus @ Wise Dollar writes Three Frugal Ways to Save Money and Still Have a Life – Everyone want to save but it can be a challenge as you want to be able to enjoy life, if you never spend money on anything life can get boring awfully quickly. Follow these three tips for living a frugal lifestyle and still enjoy life.

Mr.CBB @ Canadian Budget Binder writes Financial Decision Making Steps Some Take As A Last Resort – Financial decision-making based on situational circumstances sometimes force people to take steps in their lives that they’d rather not face.

Glen @ Monster Piggy Bank writes Buying Jewelry more Cheaply – Is real gemstone jewelry worth the money?

Brad @ Enemy of Debt writes A Sure-Fire Way To Save On Taxes – Those who pay less in taxes do so by spending less and saving more.

Maria @ The Money Principle writes Three gifts for men to get your gift ideas factory going – Men are awkward customers. I can say this because I am a man and I empathise with anyone who has ever endured the frustrating quandary of what gifts for men to get for friends or loved ones.

Justin @ iPlugin writes What’s the reason for the decline in iPad sales? – People are beginning to question what’s going on with Apple’s ubiquitous iPad tablet as sales during the first quarter of 2014 dropped 16%.

Danielle @ TeacHer Finance writes Why Bargains Aren’t Always Such a Bargain – Here is some sage and simple advice; never purchase anything just because it is a bargain.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Alexa @ Single Moms Income writes I Did It……I Opened a Retirement Account – At the beginning of the year I declared that 2014 would be the year I stopped talking about investing and just went for it.

Larry @ KrantCents writes If You Were Boss – What would you do if you were boss? What if you were boss of the company you work for?

Marissa @ Thirty Six Months writes Unemployed Financial Management – Losing your job can be a very difficult and stressful time. It is, however, vital that you take the right steps to secure your finances as soon as you become unemployed.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Sam @ The New Business Blog writes 5 Top Apps for Entrepreneurs – If you are a busy entrepreneur you already have your hands full with a million different things that need to be done.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Bob @ Dwindling Debt writes Health Insurance Coverage | Will My Health Insurance Cover Dentistry? – It is no secret that your dental health is one very important element of your overall health.

Andrea @ So Over This writes Could You Live on Minimum Wage? – Unless you’ve been living under a rock the past the year it’s hard to miss the ongoing debate over minimum wage!

Hadley @ Epic Finances writes 9 Proven Strategies to Eliminate Debt – One of the most stressful things that can happen to a person is falling prey to what I call the Debt Trap.

Lenny @ Best Money Saving Blog writes Financial Aid Tips for the Uninitiated – If you are the parent of a child in high school that is rapidly approaching college age, chances are that you have just been introduced to the numbers game that is financial aid.

Danielle @ Saving Without a Budget writes Lock Up Credit Card Safety with the coming Card Control App – One of the most vulnerable points that credit cards have is that, since they are always on, they can always be used by criminals who somehow get access to their data.

Jay @ Daily Fuel Economy Tip writes Gas Saving Myths Exposed – Summer is coming up fast and with it gas prices will be increasing, as they seem to do every year.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Evan @ The Smaller Dollar writes Top 3 Tips for a Frugal Road Trip – A road trip is generally more frugal than a plane flight since plane tickets, parking, baggage fees, and rental cars generally dwarf just filling up with gas every several hundred miles but there are some key steps you can take to really make your next road trip a frugal one.

CONTENTMENT

Lenny @ Best Money Saving Blog writes Financial Aid Tips for the Uninitiated – If you are the parent of a child in high school that is rapidly approaching college age, chances are that you have just been introduced to the numbers game that is financial aid.

Lauren @ The Write Budget writes The One Thing I’ll Never Regret Spending Money on – Travel is the one thing that I’ll never regret spending money on, because it truly makes life richer

Evan @ The Smaller Dollar writes Top 3 Ways to Compensate for a Poor Short Term Memory – Over the years I have developed several ways to compensate for my erratic short term memory and I wanted to share my methodology to help others who don’t have the greatest short term memory like me or just people in general who want to get a little more organized.

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Life After Graduation – Advice to My Past Self 5 Years Later – Life after graduation is definitely more real, exciting, and chaotic compared to life inside the educational bubble that is university. But man, the things I wish I could go back and tell myself based on what I know now…well, it would be a pretty long list.

EARLY RETIREMENT

Gretchen @ Retired by 40! writes How Can End of Life Care Affect Your Finances? – Not a pleasant topic: End of life care can be costly to your and your family. Are you prepared?

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Hadley @ Epic Finances writes 9 Proven Strategies to Eliminate Debt – One of the most stressful things that can happen to a person is falling prey to what I call the Debt Trap.

Natalie @ Debt and The Girl writes A Secret Career Confession – Last week a friend of mine was looking for people that wanted to do a little acting for a video that was being produced for the company he works for.

Monica @ Monica On Money writes What Turning 30 Taught Me About Money – I finally turned 30 in March. For years, I’ve been anxiously waiting to turn 30! I’m not exactly sure what I expected, maybe that I’d suddenly become more successful

Amy @ Money Mishaps writes The biggest threat to Retirees’ nest-eggs? Their Mortgage – What is the biggest threat hanging over the head of many older Americans heading towards retirement?

Erastus @ Wise Dollar writes How to Make Retirement Planning Easier – What are you currently doing to make your retirement planning easier to manage? Coming up with an investment plan you should be able to make some decent headway towards reaching your specific goals.

FINANCIAL INDEPENDENCE

Mr. 4HWD @ The Four Hour Work Day writes Will You Choose the Unlimited Upside? – When you go to work for someone else, you’re taking a pretty big gamble. It may seem counter-intuitive, given that being an employee means receiving a reliable paycheck on a regular basis. But if that paycheck is your only source of income, you could lose 100% of your earnings at any time for reasons far outside your control.

GYF @ Gaming Your Finances writes Officially Debt Free Today! – Oh yes! You read that right! Today the Gaming Your Finances household is officially debt free! Today is the day that we make our final mortgage payment. It’s the last day that we ever have to make a mortgage payment again.

Natalie @ Debt and The Girl writes A Secret Career Confession – Last week a friend of mine was looking for people that wanted to do a little acting for a video that was being produced for the company he works for.

Brad @ Enemy of Debt writes Confession: I Broke My Number One Rule Of Shopping – I know I cannot be trusted with credit cards; the temptation of overspending is just too much for me to handle.

Alexa @ Single Moms Income writes Grants for Single Mothers Going Back to College – Believe it or not my all-time most popular post on this blog is Scholarships for Single Moms.

Larry @ KrantCents writes Why You Should Have a Financial Plan! – A financial plan is a decision-making process and tool that enable management to assess results and set targets for growth.

Justin @ Edward Antrobus writes Staging – Will it really increase the selling price of your house? – If there iss one bit of advice that practically all real estate agents give to their clients it’s this; staging your home before showing it to buyers will increase its price.

Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Craig @ Smart Budgeting writes SINK – SINGLE INCOME, NO KIDS – WHY I BOUGHT LIFE INSURANCE AT AGE 25 – Why I bought life insurance at 25 and why other young, single income, no kid professionals should too. It’s not about the coverage now; it’s about the long term financial savings. Just like investing, the earlier you start, the better the result.

Jeremy @ Modest Money writes Earn Money From Your Home Office – Learn how to make money from home. This can be carried out through working online, letting your talents make money for you, and joining the growing trend of a telecommuting workforce.

Cat @ Budget Blonde writes Saving Money Isn’t for the Sleep Deprived – Despite being up all night with my little boy bean, I thought it would be an excellent idea to go to the grocery store on Memorial Day and leave hubs with the twins.

Aaron @ Aaron Hung writes Facts you really need to know about your 401(k) – If you have a 401(k) plan through your employer there are a number of things that you really need to know about it in order to take advantage of it as much as possible.

Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Oscar @ Money is the Root writes Borrowing Money? Avoid using these 2 Methods – While it is certainly true that everyone needs money, sometimes it is rather hard to find if you need extra money quickly.

Mr. 4HWD @ The Four Hour Work Day writes The Fastest Way to Increase Wealth: Want Less – Personal finance often serve as great resources for those seeking to build wealth and improve their financial standing. The best bloggers offer practical advice and actionable tips while creating a welcoming community for anyone interested in money matters.

INVESTING

Martin @ HelloSuckers! – Investing into Stocks writes Why selling puts against dividend paying stocks is a win-win strategy – When selling puts against dividend stocks, you get premiums or you get premiums and get assigned to a stock you love to buy anyway. If that happens, you start collecting dividends. It’s a win-win situation.

Mr. 4HWD @ The Four Hour Work Day writes The Fastest Way to Increase Wealth: Want Less – Personal finance often serve as great resources for those seeking to build wealth and improve their financial standing. The best bloggers offer practical advice and actionable tips while creating a welcoming community for anyone interested in money matters.

Erastus @ Sprout Wealth writes What Investments Should I Invest in My 401k? – Are you in the position of not knowing where to start with your 401k? Your 401k can be a great way to save money for retirement. I hope this post will help get you started investing in your 401k.

LOCATION INDEPENDENCE

Harry Campbell @ Your PF Pro writes Tripit Pro Review and How to Get a Free Subscription – Since I travel frequently for work and pleasure, it can be daunting trying to keep track of all my travel arrangements. Google Calendar can only go so far when you have flights, hotel reservations and more to deal with. And generally whenever I fly domestically on Southwest (which is most of the time) I make multiple reservations so that I can flex my schedule accordingly.

Monica @ Monica On Money writes Why Is Talking About Money Taboo? – I find myself talking about money pretty often with friends and family and sometimes, even, with co-workers or random people.

Justin @ Edward Antrobus writes Tips to Help You Pay Down Your Student Debt – If you’ve just recently graduated from college, congratulations! Best of luck finding a job and starting your career.

TW @ Tightwad Travelers writes Liquidating Visa Gift Cards – Find out how to be a travel hacker with Visa Gift Cards

MAKING MONEY

Debt Guru @ Debt Free Blog writes Military Finance: What to Do Before Serving Your Country - One of the biggest problems with being in the military is keeping your finances in order. Read here for tips.

Crystal @ Married (with Debt) writes 5-Year Progress Check - I have made decent progress over the past several years in managing my finances better. How much better you might ask? Let’s take a look.

Ted Jenkin @ Your Smart Money Moves writes How To Teach Your 5 year Old About Money. - We do a poor job of teaching our kids about money in this country. In order to get my kid started in the right direction I set up the following system.

Hank @ Money Q&A writes 3 Surefire Ways To Get Ahead At Work - Looking to get ahead at work and in your career? At work, think of yourself like a CIA agent. Gather intelligence wherever and whenever you can, and get inside the mind of your boss.

Kyle @ The Penny Hoarder writes Why You Should See Dollar Signs When Your Neighbor Puts Junk On the Curb - Want a business that’s pure profit? Try selling other people’s junk. This author got a table, chairs and more for free — and sold it for cash.

Thomas @ i need money ASAP! writes Make Money Babysitting - If you like kids, if people find you trustworthy and reliable, then babysitting might be a great way to earn money fast. It’s also pretty easy to make money babysitting.

Danielle @ TeacHer Finance writes Why Bargains Aren’t Always Such a Bargain - Here is some sage and simple advice; never purchase anything just because it is a bargain.

Amy @ Money Mishaps writes The biggest threat to Retirees’ nest-eggs? Their Mortgage - What is the biggest threat hanging over the head of many older Americans heading towards retirement?

Oscar @ Money is the Root writes Borrowing Money? Avoid using these 2 Methods - While it is certainly true that everyone needs money, sometimes it is rather hard to find if you need extra money quickly.

Thomas @ i need money ASAP! writes 10 Ideas If You Need Money Today - Ok. So you need money asap. You need money fast. You need money today! What options do you have? Here are 10 ideas if you need money today.

Erastus @ Sprout Wealth writes 13 Great Ways to Make Extra Money this Summer - It can be a challenge to make extra money in the summer as it’s usually filled with summer activities like spending time outside, kids’ activities or summer vacation. I therefore share with you Money Making Opportunities this summer.

Mark Ross @ Money Saving Dude writes 8 Ways How To Make More Money In Your Free Time - The good thing when it comes to making money today is that you can do it in your free time, and you don’t even have to get a second job. Here are eight different ways you can do today that can help you make more money in your free time. Check them out now!

Jason Butler @ The Butler Journal writes 4 Ways To Make More Money To Pay Off Debt - A post describing 4 ways to make money so that you can pay off your debt.

PERSONAL FINANCE

IMB @ Investing Money writes Is France Totally Bankrupt? – Is France a bankrupt country? Examining the pros and cons of the economy of France.

Wayne @ Young Family Finance writes Insuring Yourself: The Types of Insurance Available for Life – Better to be safe instead of sorry! Time to insure yourself. Here are the types of insurances to protect individuals and their families.

Mr. Frenzy @ Frenzied Finances writes Five Essential Skills for Living Cheaply On Your Own (And Then Some) – Living alone for the first time? Good! It’s challenging though, especially with finances. Here are five essential skills for living cheaply on your own.

Michelle @ The Shop My Closet Project writes You might not have a job problem but a life problem – This post was originally going to be called -A funny thing happened on the way to quitting my job.- For those of you who have read my blog for awhile (and thanks for being patient while I took a long needed break) you know that I have expressed for awhile a deep rooted dissatisfaction with my job. I had written about my disturbing longevity in my job, my loathing of my commute (it’s a long one), and my lack of a social life.

SavingMentor @ How To Save Money writes How to Budget Without Tracking Every Dollar – For most people, ‘budget’ is an ugly word. Very often when we hear it on the news, it’s usually about the government over spending too much, followed by discussions about services or programs being cut to get the ‘budget’ back in balance. Personally, I prefer the term ‘spending plan’. It sounds less restrictive.

Don @ MoneySmartGuides writes 4 Ways To Save On Internet Costs – The internet is considered a need for many people. But, the internet can cost a pretty penny.

Don @ Money Reasons writes When Debt is a Good Thing – Borrowing rates are low, and in this article I’m going to demonstrate that sometimes debt is a good thing! I’m only half way through, and already I win!

Mike @ Personal Finance Journey writes Learning and Loans: 5 Ways to Stay on Top of Your Finances in College – Learning how to manage your finances and loans while you’re still in college will help build stronger and positive financial habits.

JP @ My Family Finances writes Where can I collect Avios? – Joining the Avios reward scheme may be the perfect way for you to treat yourself and your loved ones, without having to break the bank too much.

SBB @ Simple Budget Blog writes Eating Differently: How to Budget for Food Allergies – The best ways to budget and shop for those with food allergies.

JP @ My Family Finances writes 5 Reasons That Your Employer Should Have Group Insurance Benefits – Everything from attaining a group insurance quote, to establishing insurance and deciding on good insurance policies is relatively easy and the benefits of group insurance far outweighs any of the perceived negatives.

CAPI @ Creating a Passive Income writes Stress Storms: Cheap-to-Free Methods of Reducing Stress – There are times when we don’t know what to do with our stress. Luckily, there are methods to combat it. Read here for helpful tips on stress reduction!

Tony @ We Only Do This Once writes The Inverted Pyramid Model – Managing finances is a skill that takes time and experience to master; the inverted pyramid model allows you to prioritize your finances.

Cat @ Budget Blonde writes Saving Money Isn’t for the Sleep Deprived – Despite being up all night with my little boy bean, I thought it would be an excellent idea to go to the grocery store on Memorial Day and leave hubs with the twins.

Melissa Longcake @ MrsFinancialFreedom writes Oh No! My Savings Rate Is All Wrong – the mistakes I have made in calculating my savings rate

Lily @ Paying Debt Down writes Is Data Mining a fair way to set Insurance Rates? – With computer technology advancing by leaps and bounds, it is no surprise that insurance companies have started using sophisticated software to help them determine what rates to charge their customers.

CONCLUSION

Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

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Personal Finance Carnival #6 – May 17, 2013 - Aspiring Blogger

Welcome to the 47th edition of the Aspiring Blogger – Personal Finance Carnival. Of course, after last week’s ridiculously short carnival, we have this jumbo-sized carnival to make up for it! I hope you’re in the mood to read, because there’s a lot of great content this week!

While you’re here, make sure to read as many of the posts as you can – I know it would be difficult for you to read all of them – but please do if you feel like it! If you’re interested in participating in the next blog carnival, you can find out details here or submit your post here! Thanks for stopping by!

AB

BUDGETING AND FRUGALITY

Brad @ How to Save Money writes Budgeting to Save Money – How to build a budget that will help you achieve your financial goals

Mr.CBB @ Canadian Budget Binder writes Are you rich just because you are debt free? – Do you want to know how to be famous around people you know? Tell them you are debt free and have no mortgage to pay and you’ve just become the rich person you never knew you were.

Mark Ross @ Money Saving Dude writes How To Redesign A Website On A Very Limited Budget – I just finished redesigning my website, and I’m very happy that it didn’t cost me that much money to do it. I was able to save a lot by doing all the redesigning on my own, and using some of the best tools available for DIY web designers like me. Do you want to know how I did it? If you do, then feel free to check out my article now.

Kurt Fischer @ Money Counselor writes How to Recognize a Payday Lender – Garish signs, bold colors, obscured windows, lots of dollar signs—these are the telltale indicators of a storefront payday lender. Stay away!

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Oscar @ Money is the Root writes Borrowing Money? Avoid using these 2 Methods – While it is certainly true that everyone needs money, sometimes it is rather hard to find if you need extra money quickly.

Jay @ Daily Fuel Economy Tip writes Gas Saving Myths Exposed – Summer is coming up fast and with it gas prices will be increasing, as they seem to do every year.

Danielle @ Saving Without a Budget writes Lock Up Credit Card Safety with the coming Card Control App – One of the most vulnerable points that credit cards have is that, since they are always on, they can always be used by criminals who somehow get access to their data.

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.

Andrea @ So Over This writes Could You Live on Minimum Wage? – Unless you’ve been living under a rock the past the year it’s hard to miss the ongoing debate over minimum wage!

Bob @ Dwindling Debt writes Health Insurance Coverage | Will My Health Insurance Cover Dentistry? – It is no secret that your dental health is one very important element of your overall health.

Lily @ Paying Debt Down writes Is Data Mining a fair way to set Insurance Rates? – With computer technology advancing by leaps and bounds, it is no surprise that insurance companies have started using sophisticated software to help them determine what rates to charge their customers.

Marissa @ Thirty Six Months writes Health Insurance | Can I Get Health Insurance Coverage If I Am Pregnant? – So many women have questions about their eligibility to get health insurance if they are pregnant, or if they are thinking about getting pregnant soon.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Cat @ Budget Blonde writes Do You Make These 5 Renter Mistakes? – Are you a rental dweller? I am and I also happen to work in property management!

Danielle @ TeacHer Finance writes Why Bargains Aren’t Always Such a Bargain – Here is some sage and simple advice; never purchase anything just because it is a bargain.

Gretchen @ Retired by 40! writes Find Money in a Too-Tight Budget – Having trouble squeezing your budget for just a bit more? Check out these tips!

Evan @ The Smaller Dollar writes Top 5 Frugal Reasons to Take a Cruise – If you’re on the fence about taking the plunge (no pun intended) into cruising, here are 5 money saving reasons why cruising is such a fantastic frugal vacation choice!

CONTENTMENT

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Erastus @ Wise Dollar writes When is the Best Time to Buy Life Insurance? – The best time to buy life insurance is a common debate and it’s clouded by the fact there is so much misinformation about it. So I would like to share with you things you need to know about life insurance.

EARLY RETIREMENT

Hadley @ Epic Finances writes 9 Proven Strategies to Eliminate Debt – One of the most stressful things that can happen to a person is falling prey to what I call the Debt Trap.

Charles @ Getting A Rich Life writes Find Your Financial Freedom Inspiration – Those who are inspired are more likely to stick with their path towards financial independence.

FINANCIAL INDEPENDENCE

Sam @ The New Business Blog writes 5 Top Apps for Entrepreneurs – If you are a busy entrepreneur you already have your hands full with a million different things that need to be done.

Maria @ The Money Principle writes Fifteen blogging tips to make you an awesome blogger – These are fifteen blogging tips that can make you an awesome blogger: a skill we all need to have in today’s network economy.

Jeremy @ Modest Money writes Filing for Divorce: Know What Forms You’ll Need – Going through a divorce can be an emotional time. However, you can file for divorce without the assistance of an attorney by filing a complaint for divorce, filling out a financial affidavit, Settlement Agreement and Divorce Decree.

INVESTING

Don @ MoneySmartGuides writes My Worst Investment Decisions – I recently talked about my first investment, Intimate Brands and how I felt like the man. While I was successful with that investment, investing wasn’t always a positive experience.

Erastus @ Sprout Wealth writes 4 Investment Fees That Will Kill Your Portfolio – Investment fees can hinder the long term growth of your portfolio. I share four of the worst investment fees to be aware of and avoid if at all possible.

LOCATION INDEPENDENCE

Amy @ Money Mishaps writes The biggest threat to Retirees’ nest-eggs? Their Mortgage – What is the biggest threat hanging over the head of many older Americans heading towards retirement?

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Justin @ Edward Antrobus writes Staging – Will it really increase the selling price of your house? – If there iss one bit of advice that practically all real estate agents give to their clients it’s this; staging your home before showing it to buyers will increase its price.

Aaron @ Aaron Hung writes How To Market Yourself – 10 Best Ways To Market Your Skills And Experience – Being modest about your skills, experience, and achievements on both the professional and personal levels has no place in the jobs market.

Larry @ KrantCents writes How to Start Saving – You can start saving today! Can you put aside $10 per day? If you start saving $10 per day at twenty-two (22) years old, you will be a millionaire in forty (40) years.

Alexa @ Single Moms Income writes 4 Things I’m Doing to Save Money Right Now – My income has slowly increased over the last three or four months. So, you’d think that I’d have saved those extra few hundred dollars, right? Wrong.

MAKING MONEY

Hank @ Money Q&A writes Are You Feeling Peer Pressure To Buy Whole Life Insurance? – A friend recently complained about an old college roommate who was trying to pressure him to buy whole life insurance. He was having trouble telling him no.

JP @ My Family Finances writes Developing Accountancy Talent Internally – The accountancy profession is certainly one of the backbones of sustainable success across all industries from for-profit companies to non-profit organisations for many reasons.

Richard Adams @ TechToucan writes How To Outsource Your WordPress Maintenance Tasks – If you’re serious about building your blog it’s all too easy to waste vast amounts of time on routine maintenance tasks such as updating plugins, securing your site from hackers, tweaking themes and fixing minor issues rather than actually on producing top-quality content and growing your readership. So what’s the solution? The answer, of course, is outsourcing.

Monica @ Monica On Money writes You Don’t Have To Be A Superhero To Become Debt Free – Sometimes, I feel like I need to be a SUPERHERO to make it all happen.

PERSONAL FINANCE

Maria @ The Money Principle writes Domestic Tips to Save Money and the Planet - Did you know that changing your vacuum cleaner may be a good thing for your wallet and Earth? This is one of our domestic tips.

Mike @ Personal Finance Journey writes Why should fast food and eating out be cheaper than dining in? - Why is it fast food is often better for your finances than eating healthy? Why do I have to pay more to feel better!

Wayne @ Young Family Finance writes Going Local: How to Shop at a Farmers’ Market - Tips to get the most for your money at the farmers’ market.

Mr. Frenzy @ Frenzied Finances writes Ideas for saving money - Most of us are likely to welcome with open arms the idea of having more money to spend. One of the ways of doing that, of course, is to save more in the first place. Easier said than done, you might say!

SavingMentor @ How To Save Money writes How To Get Started With Couponing - You may have seen the show Extreme Couponing, or may have been stuck behind an “extreme couponer” at the checkout. How do they do it? Where do they get those coupons from? Does it take a long time to plan and get organized? Well, read on to find out! I didn’t use coupons until a few years ago when I discovered coupon inserts in our local flyers.

Don @ Money Reasons writes Why Debt Reduction is Easier Than Investing - I think that debt reduction is easier than investing. It’s the emotions an predictability of the two financial areas that make the difference.

Kyle @ The Penny Hoarder writes 6 Unusual Ways to Save Money (Without Dumpster Diving) - Not into dumpster diving? Here are a half dozen unusual tactics for saving money you might actually try.

Debt Guru @ Debt Free Blog writes Road Rage: Fixing Your Car For Cheap - The cost of fixing a car can be expensive. Fortunately, car repairs do not have to cost a large amount. Here are some tips that’ll help.

Ted Jenkin @ Your Smart Money Moves writes Five Ways To Make Your Car Last Longer - In August of last year, car prices had achieved a record high of over $31,000 in 2013. That a big investment, read how to make your car last longer!

Gretchen @ Retired by 40! writes My Disagreement with Dave Ramsey – Part 3 - Baby Steps 5, 6, & 7 – Now Comes the Fun Part!

Lenny @ Best Money Saving Blog writes Financial Aid Tips for the Uninitiated - If you are the parent of a child in high school that is rapidly approaching college age, chances are that you have just been introduced to the numbers game that is financial aid.

Justin @ iPlugin writes What Can Siri Do For You? - As personal assistants go, Apple’s Siri is one of the most popular, but most people have no idea of some of the more interesting things that she can do.

CONCLUSION

Well, that’s all for this edition – thanks for stopping by and reading, let me know in the comments if you have any thoughts about the articles or the carnival in general. As always – I really appreciate you all stopping by and spending time reading/commenting/etc!

Submit your article to the next edition of Aspiring Blogger – Personal Finance Carnival using the carnival submission form. Past posts and future edition information can be found on my Blog Carnival page.

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